Aaron Brown
Mortgage Consultant
Aaron Brown

Mortgage Consultant

Apply with Aaron

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Direct: 865-392-4173
Cell: 865-224-3917
NMLS: 1796652
Email:

Aaron Brown is a business graduate from Florida International University with 10 plus years of service expertise. A highly committed and passionate consultant eager to pursue your dream of owning a house. Aaron works diligently and timely ensuring all his clients are satisfied in a place they can call home.

First Choice understands the process of home financing can be one of the biggest financial decisions you can make and Aaron provides guidance and clear communication every step of the way. Finding a product that personally fits your financial goals and closing on time, making the process as simple and easy as possible.

Reviews:


8/23/2019
We have had the best experience with First Choice Lending. Aaron, our loan specialist and consultant, answered all our questions even when I was nervous and stressed. He is wonderful! I would recommend this office to all my family and friends. -Cori


8/22/2019
Aaron, our loan office is the man!! He worked hard for us and I would recommend him to anybody. I have never had an easier experience in my life than what it was to work with him. Thanks for everything Aaron if you’re looking for a loan please give Aaron a shout!!! I will be recommending First Choice Lending to all my friends and family. -Sean


8/20/2019
Awesome Aaron. Great to work with! Thanks for everything. -Wilber


7/17/19
Awesome and easy to work with. Thanks Aaron for everything! -Wilbur


7/17/19
Above and beyond every step of the way. -Silas


Aaron Brown was such a pleasure to work with! Our mortgage was not an easy one to get, due to the property being a modular home. Aaron was very prompt in addressing our concerns and was so easy to work with! We are closing on our retirement home tomorrow! Would I recommend First Choice Lending? Absolutely! -Sally


I had the pleasure of working with Aaron Brown at First Choice with the purchase of my new cabin. Aaron was very clear, thorough and diligent througout the entire process. He even took the time during his vacation to touch base with me about how things were going. Aaron and First Choice have been amazing and I appreciate everything from beginning to end. I couldn't have ask for a better experience. -teresa


Highly recommended. Loan officer Aaron Brown is truly excellent at his job and great to work with: prompt, attentive, thorough, knowledgeable, and very kind. He's been there to support us throughout the home-buying process, ready at all times to provide key information and support. He's the ideal loan officer, and we're delighted to work with him. -John

Amanda Mize
Mortgage Consultant
Amanda Mize

Mortgage Consultant

Apply with Amanda

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Direct: 865-392-4177
Cell: 865-243-5919
NMLS # 70715
Email:

First Choice Lending Services LLC has been highly successful since its creation and has enjoyed tremendous growth. This is mostly due to two things: the quality of the employees working at First Choice, and the company’s business priorities.

Amanda Mize, like the rest of her coworkers, is a hardworking and dedicated agent, with a talent for thinking outside the box. This last quality is especially important for any employee of First Choice, as the organization prizes staff members who can come up with creative solutions for client problems. First Choice lending offers FHA loans, home construction loans, reverse mortgages, and more. Where they differ is in their dedication to personalizing loan products to best fit each customer’s needs.

Amanda Mize has a creative mind that can come up with solutions to overcome her client’s obstacles. One of her central strengths is her ability to connect with customers, understanding exactly what they need and how best to help them with their loan or mortgage.

Reviews:


I wholeheartedly recommend Amanda. She did a great job on our loan with professional service. She is very helpful, kind, and went out of her way to make sure everything was taken care of. - Crissy


Amanda handled and closed our VA loan in less than 3 weeks, with practically no work on our end!! It was as painless as could possibly be - she handled everything quickly, efficiently and professionally. Highly recommended!!! - Jennifer L.


Amanda is wonderful and very good at what she does. She made this process easy and worry free. I highly recommend Amanda. - Lynne


I can't say enough about Amanda! Always available with a wealth of experience and willing to go the extra mile to make sure things are done on time. You won't find a more helpful, and extremely knowledgeable lender than Amanda. She quickly ran numbers on every house we were interested in. Any question we had, she answered right away. When it came time to buy and we needed to close sooner than normal, she pulled it off so smoothly! I could go on and on, we were so happy working with her! Thank you! - Debbie K.


If it wasn't for Amanda, I don't know if we would have made it through this process. She constantly was there for us at any time and answered any questions we had. She was our rock when we felt hopeless. It was because of her that we now live in our dream home. Thank you Amanda, for your continued support and friendship. - Elisha H


Buying a home again was a difficult decision for me. I applied online and Amanda reached out. We almost purchased a place that was less than optimal. Amanda and I discussed my options and we are now in the perfect home. I have a history in the business and I must say that Amanda is a first class professional. There was no doubt she was on our side. She kept me updated throughout the process and explained things when they weren't clear. Closing day she was on with the title company and wouldn't let them go till they got it right. I could go on and on about how awesome she was. She will be the lender I recommend to my family and if I ever do this again she will be my first call. Thank you. - Sherry W


I just wanted to thank Amanda for her dedication and hard work on my loan closing. She was on top of my loan process every step of the way. I can say with the utmost sincerity that I have never dealt with a loan officer of her caliber. This was my sixth home purchase and in comparison to all of the others, working with Amanda was the best. - Brenda S


It was amazing working with Amanda for our home loan. Amanda was able to answer any questions that My wife or I had at any time. Amanda was a very hard worker and always got everything on time. I would definitely recommend Amanda! -Austin C


I just recently refinanced my condo and Amanda Mize was my girl who got me exactly what I wanted with my payment and with a good sum of money back highly highly recommend. -Marlon


I wouldn’t have wanted to experience purchasing my first home without Amanda Mize! This process can be very scary, but I’m thankful I had Amanda to ease my first home owner anxiety. She was very thorough with all my questions and went out of her way to make sure I understood everything. I will definitely be recommending! -Olivia


We got to work with Amanda while purchasing our home which I found can be very stressful at times but thnx to Amanda..Brennon & the others on the team..by keeping us totally in the loop at every stage of the process & being at the ready at all times to answer our questions.. Thank you so much. -Tracy & Jim G.


We worked with Amanda Mize and I couldn't have chosen a better person to help us with this transition! -Ashley


Amanda is the BEST…SHE HELD US TOGETHER big time… Brennon was also great, he was on top of it all…1st Choice Lending was a real gift to us and we highly recommend them to everyone..ty all -Jim & Tracy


Amanda was the BEST. Buying a house is a PROCESS and she was there every step of the way. Couldn't recommend her and First Choice Lending more! -Erin


Brannon, Amanda and Steve provided excellent support and service throughout our mortgage process. Even over the Christmas and New Years holidays their support was seamless. They provided clear, detailed instructions for any part of the process that we had to execute, and they performed their part in an excellent, professional and personable manner, meeting every one of their schedule promises. We closed on our original schedule date. We’re very happy with the service we received and would use First Choice again. We’ll recommend them to any home buyers we know. -Andrew


Great service, and was very happy with the communication. We are closing on a house soon, and am happy with the explanations. -Kathleen


Amanda was amazing to work with! She made the whole process smooth and stress free! -Ashley


Would we recommended First Choice Lending? Absolutely and without hesitation! We were well pleased with every aspect of our experience with them. Amanda and Brannon worked seamlessly from start to finish, taking meticulous care of us. Each and every member of their team with whom we had contact went above and beyond. They promptly returned calls/email/texts, followed up thoroughly on all details and expedited a process that usually takes much longer. In addition to the outstanding service we received, we found them to be friendly and super easy to relate to. Outstanding! -Angela

Amber Piehl
Mortgage Consultant
Amber Piehl

Mortgage Consultant

Apply with Amber

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Direct: 865-392-4174
Cell: 865-888-3019
NMLS # 1781424
Email:

Prior to attending the University of Michigan where Amber studied economics, she was an enlisted member of the Air force. Because of her background, she understands the importance of making the transition into a new home hassle free. She is able to connect with her customer in a way that makes them feel confident so that the difficult and complex financial decisions are seamless.

Reviews:


10/1/19
Amber was the best loan officer! She answered all questions plus some! She also gave us great reference for homeowners insurance!! I loved how she called with updates and explained every detail. She went through the ropes for us and we couldn't be more thankful!! Without her we wouldn't be in our forever home. -Jessica


9/17/19
My experience with First Choice Lending Services is one I shall never forget. The dream of home ownership is one I never imagined could come true for me. When I came into contact with Amber Piehl I did not realize how she would impact my life. Amber educated me as well as guided me through this process step by step. She was patient, kind and never judgmental of my situation. I came to trust Amber knowing she would always have my best interest in mind. I am very thankful to have been guided through this life changing event by Amber. Her professionalism and expertise were above and beyond any I have ever experienced. -Connie


9/16/19
Amber was very responsive. Answered all our questions and was very helpful. Especially with us being from out of state. -Maryann


8/30/2019
Wonderful Company, Our Lender Amber was a pleasure to work with. She helped us with so many questions we had thru out our whole process. Very friendly and so helpful. I highly recommend her to anyone looking to start the process of buying a home. She will help you every step of the way! -Alicia

Ashley Lockridge
Processor
Ashley Lockridge

Processor

Direct: 865-392-4138
Email:

Clients of First Choice Lending are scattered throughout the states of Tennessee and Kentucky, more heavily concentrated in Nashville and Knoxville, the sites of the company headquarters. Ashley wanted to help the people in her community by using her knowledge and experience with the mortgage industry in the service of First Choice Lending.

Since the company first opened its doors, it has attracted a great number of highly experienced individuals, including men and women from many different sectors of the finance industry and beyond. The unifying factor for all of these employees is their ability and desire to help first-time home buyers to decide upon a home and navigate the process of making a purchase.

Brannon Taylor
Mortgage Consultant
Brannon Taylor

Mortgage Consultant

Apply with Brannon

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Direct: 865-392-4142
Cell: 865-386-2654
NMLS: 36380
Email:

Brannon is a Senior Loan Officer and has been with us for 12 years. After graduating Carson-Newman University in 2002 with a Business Finance degree, he knew that he wanted to be in the Mortgage industry to help people through the process of getting a home loan. Utilizing his financial planning education combined with his diligent approach in ensuring he matches applicants with the right product and terms for their specific situation, his customers enjoy the peace of mind in knowing that they have selected a loan that fits their needs.

Brannon has been married to Brooke since 2004 and has three children Reece, Rylee, and Will. He enjoys spending time with his family as well as playing golf and watching football games

Reviews:

Brannon is awesome. He did everything possible for us to get our house he went over and beyond. We are so thankful for his work I have probably called him 100 plus times thru this whole process it was my first time buying a house so he was very understanding and great with everything. We have lived here will be 2 years in November he is the only person I would honestly trust and go to to buy a house. We appreciate everything that you have done for us thank you so much :). -Caitlyn


Brannon was recommended to me by my realtor. He was always easy to reach for any questions I had, and was very thorough and quick with the whole process. I was a first time home buyer and he explained everything in a way that made sense. I had a frustrating experience with a previous lender, and Brannon came and saved the day. Forever thankful and I will recommend him to everyone I know! -Camille


Brannon was awesome! Throughout the whole process he communicated with us and explained all of our lending options perfectly! I highly recommend Brannon! -Sölve


I highly recommend Brannon Taylor to anyone searching for a professional Lender.
He is knowledgeable, courteous, responds very quickly to inquiries, and tailored my loan to fit my situation perfectly. I also needed a quick closing, and he made it happen! -Mefd


Without Brannon, I would not be a homeowner today. I was a first time buyer with no clue on how the process worked. Brannon walked me through the lending process step by step explaining every little detail including how I could improve my credit score and financial situation prior to applying. He then went out of his way during my home search and negotiations to point out tips and recommendations. Too bad he couldn't have been my realtor as well!
I highly recommend Brannon. If you're looking for a mortgage, call him today!!! - Dylan


Brannon accomplished all of my lending needs smoothly and without delay. He walked me through all of the steps necessary to complete my application and followed through to closing without missing a beat! He answered all my questions and recommended the best ways to proceed to avoid delay with my lender and everything worked out great! -Josh


Brannon Taylor was a excellent loan officer, He was always there when I need help and had questions. I beleive he went above and beyond what he needed to do to get me my loan. Very knowledgeable. I would HIGHLY recommend him and in fact have told friends and family members. -John


He'll work his butt off for you and give you a great deal. Can give you any type of loan you need even FHA and that is not common in Knoxville, TN. -Chad


Brannon Taylor is not only knowledgeable but very personable and easy to work with. I highly recommend Brannon whether you are buying you first home or refinancing your current home he knows what he is doing and will do it right. -Kerri


Brannon Taylor was so helpful and expedite with our home refinance! Smooth process from beginning to end. We were thrilled with the loan we got! Highly recommend! -Amy


Brannon Taylor far exceeded our expectations throughout the entire process. His attention to detail made the home buying process very easy. I would highly recommend him for any home buyer! -Lane


I worked with Brannon on the purchase of my home and he was phenomenal. Went out of his way many many times to make everything as easy as it could be for me. I will never use anyone else other than first choice and I recommend them to all! -Jacqueline


Brannon Taylor and First Choice Lending have made my Refinancing and Purchasing of 2 home's, beyond stress free . They keep you in The know , and don't leave you wondering how the process is moving forward. Thank you for the Amazing Customer Service. -Edward


Great experience working with Brannon. He was always available for any questions I had and helped me understand the process from start to finish. -Jacob


Working with Brannon has been a breeze. Zero complaints on my second mortgage with FCLS! -Josh


Big thanks to Brannon Taylor and his team at First Choice for helping us purchase our new home. He went above and beyond to make sure things went smoothly. If you are looking to buy, give him a call at 865-392-4142. -Nick


It has been a pleasure working with Brannon Taylor. We are first time buyers and he made the process very easy and was always happy to answer any questions. I would highly recommend him to everyone. -Lindsey


Would we recommended First Choice Lending? Absolutely and without hesitation! We were well pleased with every aspect of our experience with them. Amanda and Brannon worked seamlessly from start to finish, taking meticulous care of us. Each and every member of their team with whom we had contact went above and beyond. They promptly returned calls/email/texts, followed up thoroughly on all details and expedited a process that usually takes much longer. In addition to the outstanding service we received, we found them to be friendly and super easy to relate to. Outstanding! -Angela


Brannon Taylor was great to work with. -Karen

Brenda Rutherford
Processor
Brenda Rutherford

Processor

Direct: 865-392-4139
Fax: 865-392-4179
Email:

Brenda Rutherford was born and raised in East Tennessee and began her mortgage banking career in Knoxville in the 1970’s. Brenda joined the team at First Choice Lending Services in July 2017 as a processor. She has 15 years experience closing and processing loans in Indiana and in Texas. Brenda strives to provide excellent, professional service to her valued clients. She is married with 3 children and 4 grandchildren and enjoys spending time with her husband exploring the Great Smokey Mountains.

Dave Lucido
Mortgage Consultant
Dave Lucido

Mortgage Consultant

Apply with Dave

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Direct: 865-392-4159
Cell: 865-401-0481
NMLS: 158110
Email:

Dave Lucido began his career in mortgage close to 20 years ago in Detroit, Michigan where he was born and raised. After getting married in 2007, he and his wife Melissa moved to New Orleans where he continued to develop his skills as a mortgage professional. After 10 years in New Orleans and after the birth of their 3 children, Jake, Bellamy, and Hadley, Dave and his family are now proud to call Knoxville their home.

Dave prides himself in providing not only the funds needed for the purchase or refinance of a house, but in providing training and education to his clients that empower them to make the best financial decisions for their families and their future. He consistently goes above and beyond in making sure that his clients are informed about each step of the mortgage process.

Dave’s commitment to his clients is that he will provide consistent communication and updates throughout each step of the process, and will do everything possible to ensure an on-time closing.

Reviews:


Awesome!! So glad to got our help. -Imelda


Dave was very professional and courteous. -Eddie

Eileen Clifton
Compliance
Eileen Clifton

Compliance

Direct: 865-392-4165
Cell: 865-591-8247
Email:

For Eileen Clifton, serving the people of Kentucky and Tennessee in their struggles to navigate the complexities of buying a home is a privilege. Eileen joined First Choice so that she could better help families and individuals in need. The company’s practice of tailoring its loan products to the needs of its clients attracted Eileen’s attention and interest.

Eileen has experience working with mortgage providers like Freddie Mac and FHA, but First Choice Lending allowed her to do something slightly different. The flexibility involved in personalizing and customizing loan products allowed Eileen to serve her clients even more effectively than in her previous positions.

Eileen and the rest of the First Choice team are highly effective agents, especially when serving clients with extenuating financial circumstances. There is a great deal of ingenuity that goes into customizing a loan product, and Eileen Clifton is an expert at finding or creating the very best loan product for her customers. Her passion for serving others and her innovative mind make her an ideal agent for First Choice Lending.

Gigi Johnson
Processor
Gigi Johnson

Processor

Direct: 865-392-4136
NMLS: 171330
Email:

First Choice Lending Services, LLC, benefits greatly from the combined experience of its many employees. Some members of the First Choice team have only been working in lending and mortgages for the past few years, while others have over a decade of experience. This combination of fresh energy and new ideas with longtime experience in the industry is part of what makes First Choice Lending Services so successful.

Gigi Johnson has many years experience in the lending industry and has served First Choice Lending well as a loan processor. She also spent time working as a loan officer and title processor, giving her a wide range of skills that make her a valuable employee. Like many other employees of First Choice, working with first-time home buyers is the most rewarding experience for Gigi.

First Choice is lucky to have employees like Gigi who love their work. She has lived in Cleveland and Knoxville, TN and enjoys giving back to the people of Tennessee and Kentucky. She has raised three sons and now has the pleasure of being the grandmother of 3.

Gina Quarles
Mortgage Consultant
Gina Quarles

Mortgage Consultant

Apply with Gina

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Direct: 615-829-7171
Cell: 865-266-9856
NMLS 995092
Email:

Gina Quarles has proven herself an asset to First Choice Lending from the moment she started work. Her dedication, willingness to go above and beyond her duties and general good spirits have been infectious, leading to better productivity and better moods throughout the company.

First Choice is proud to offer extensive mortgage and loan solutions to help homeowners and potential home buyers alike. They are based in Nashville and Knoxville and serve clients throughout all of Tennessee and Kentucky. First Choice Lending offers recognized loans such as Freddie Mac and NHA loans, as well as somewhat less common home purchasing investment loans and loans for the self-employed.

Gina Quarles is a successful agent, her good spirits and genuine enjoyment of her work allowing her to connect with her clients. This allows Gina to better understand exactly what her clients need and what loan products might be best for each situation. She can also create a customized loan product if existing loan options do not suit her client’s needs.

Reviews:


Gina worked tirelessly with her team to help my husband and I find a loan that would work for our seemingly impossible scenario. We are so happy to be free of the renting loop-dee-loop of uncertainty and instability. We feel secure and like we have made an investment in our future for us and our children. We are so thankful for Gina and all her hard work to make our dreams come true. -Carly


I just want to let everyone know that Gina always goes above and beyond to help anyone. I wouldn’t have been able to purchase a home without her help ! She’s done an amazing job and I’ve loved working with her this year ! Thank you so -Holly


I’m a Realtor with ADARO Realty and I’ve been working with Gina Quarles for a couple years now. She’s able to get loans for my clients that most lending specialist aren’t even close to helping with. Gina is very efficient , professional and an absolute asset to my business. I would highly recommend her as your loan specialist. -Lisa


I would refer this company, we worked with Gina Quarles she was awesome, very professional, I would most definitely use them again. -Charles

Hannah Nelson
Mortgage Consultant
Hannah Nelson

Mortgage Consultant

Apply with Hannah

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Direct: 865-934-1462
Cell: 865-437-8285
NMLS: 832742
Email:

For families and individuals throughout the country, deciding to buy a home and trying to make a home purchase is one of the biggest financial processes they will ever face. For those living in Kentucky and Tennessee, First Choice Lending is willing to help navigate the often complex process of buying a home.

There are several different loan and mortgage options available to customers of First Choice, including Fannie Mae loans, FHA loans, property-only loans, and many more. Hannah Nelson and the other First Choice employees work with customers to evaluate their financial circumstances and figure out how best to serve them.

For Hannah Nelson, who has a gift for customer service and understanding how best to serve a customer in need, First Choice offers plenty of opportunities to help those around her. Hannah came to First Choice with a great deal of experience and has proven to be a highly successful agent.

Reviews:


10/18/19
Hannah Nelson did an amazing job getting me my house she never gave up and my file was a difficult one so thank you Hannah for everything. -Mark


She is very, very great and helped me with everything I needed. I would recommend her to every one I know. -Clarence


We used Hannah she is awesome we had to get some stuff off our credit she helped so much and then we had to sale our home and find a new one she helped our realtor get the people who were buying our old house. Then she worked way beyond to help us on our new loan she helped us more then anyone would. She does her job way above what we thought anyone would help us I would recommend her for anyone. She is always a call away with any questions. -Laura


I am so grateful that I was able to work with Hannah for my home loan! Buying my first home, on my own, was terrifying! Hannah was very reliable and so friendly! She was willing to meet with me in person. She handled my personal information securely, explained everything, and answered all my questions, whenever I had them. Believe me, I had a ton of them! We had an original deadline of getting a USDA loan closed in 30 days which she went above and beyond to do. She worked diligently to make sure I got the best rates and that my payment would be right where I needed it to be. Hannah definitely made buying a house less stressful, and I walked away feeling confident about the entire process. -Dana


Hannah worked hard on getting me approved to buy my 1st home! She was always available night or day to answer any questions I had. She made buying my 1st home so easy! I highly recommend her!! -Samantha


We had a somewhat complicated loan, as we were trying to sell our home and purchase the family estate. It took some time for our part to get done, but Hannah was there every step of the way. She is very knowledgeable and was able to help us so much! We would definitely recommend her to anyone and should we need another loan we would go to her first! -Lee


Excellent service. Extremely helpful. Thank you Hannah for a great experience. -Julie


Hannah Nelson is absolutely amazing to work with! It wasn't for her hard work and dedication we would not be homeowners! We almost we're not able to do our loan but she pushed it in time so that we could!! Thank you, thank you, thank you Hannah! -Leann

Jack Hewett
Mortgage Consultant
Jack Hewett

Mortgage Consultant

Apply with Jack

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Direct: 865-392-4169
Cell: 865-387-1807
NMLS: 1093089
Email:

Jack is a Senior Mortgage Loan Officer for First Choice Lending Services. He joined the team at First Choice in September of 2013 after being after owning a local at&t wireless phone business that he sold in 2011. Following that, taught business courses at a local high school. He attributes the years running the business along with the interaction with customers and employees on a daily basis as an asset in the Mortgage business. Jack believes that this experience with customers on a one on one level and the combination of teaching skills is invaluable to helping his customers through the loan process.

He had spent 14 years volunteer coaching baseball at Loudon High School, and enjoys helping with coaching individuals also in his spare time, just like he does coaching his customers through a loan! Jack is married to Joy, who has a daughter, Jordan, and son, Jake. He enjoys sports of all kinds and is an avid Atlanta Falcons, Braves, and Tennessee Vols fan.

Jack attended college locally at Tennessee Wesleyan University where he received a Bachelor’s in Business Management while playing baseball. He then went on to get his Master’s in Sports Management at the University of Tennessee along with then completing education courses at the Graduate level.

Reviews:

Jack was very helpful in the mortgage process. He helped us wade through a lot of red tape in an unusual situation. I highly recommend his services. -Debbie


Had great experience with Jack. He was always patient and understanding when it came to any problems that came up. He was always there when you needed him. -Adam


Jack was very eager and enthusiastic when it came to helping us. His vast knowledge of the loan industry was helpful and he is a very pleasurable person to deal with and to talk to. Thank you for everything Jack! -Gabe


Jack did an amazing job throughout the process of buying our home. Being very new to the whole process I was often confused or worried and he was a life saver more than once! There were a few times I had to call in him in the late afternoon and he was still more than willing to talk with me. And even after closing, when all was done- an issue came up and he went above and beyond to help us fix it. I definitely recommend him for all your house buying needs! Thank you, Jack!! -Jennifer


Jack Hewett helped me with buying my first home!!! It was a roller coaster with unexpected events on the first home I was about to close on( Seller backed out) but he assured me that there would be a home for me that I would love and let me tell you...He was right! Jack communicated well with me about the process and kept me updated with info needed and status of everything. I wish I could give more than 5★stars because Jack sure does deserve it! -Ashley


Jack Hewett did an amazing job throughout the process of buying our home. Being very new to the whole process I was often confused or worked and he was a life saver more than once! There were a few times I had to call him in the late afternoon and he was still more than willing to talk to me. And even after closing, we all was done-an issue came up and he went above and beyond to help us fix it. I definitely recommend him for all your house buying needs! Thank you Jack!! -Jennifer


Jack Hewett went above and beyond on our home loan. He tirelessly worked with us and the title company. He did all the work for us, and made it personal! We appreciate him and his company for all they did to help us become the owners of our home! -Julie


Jack Hewett was wonderful! He stayed in contact with me via text-which I loved. He's professional and efficient. My realtor was impressed, too! I'd highly recommend him!! -Teresa


Jack was super helpful with my home purchase. He got me the lowest interest that was available and got me one of the best realtors on the market! Any time I had any questions he was a phone call away there wasnt time I had to wait. -Dylan


Was knowledgeable and helpful!! Jack Hewitt made the process simple and painless!! So happy!! -Katie


Jack is great! Made this process the easiest possible. Would recommend him to anyone and will definitely use in the future! -Tim


Jack and his team went above and beyond to fulfill our dreams of becoming first time home owners. We had several speed bumps along the way but with Jack's help we were able to get past them. Couldn't ask for a better person to work with through this process. Definitely will recommend Jack and his team!! -Amy


Jack Hewett you are the man. Jack guided us through the whole home buying process with total ease. Jack, my family is in your debt. You made our dreams come true. -Tray

Jake Fine
Mortgage Consultant
Jake Fine

Mortgage Consultant

Apply with Jake

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Direct: 865-392-4171
Cell: 865-659-6373
NMLS: 1742509
Email:

First Choice Lending Services LLC has been highly successful since its creation and has enjoyed tremendous growth. This is mostly due to two things: the quality of the employees working at First Choice, and the company's business priorities.

Jake Fine is a graduate of the University of Tennessee with years of experience in the Financial Services industry and uses this experience in providing his customers with loans that best suit their needs. Jake utilizes the core values of First Choice to put his customers first, think outside the box, and be diligent to provide a smooth and successful experience for home buyers.

Reviews:


8/26/19
Jake Fine helped make my dream of owning my own home come true. He worked diligently and overcame so many obstacles on my behalf when others simply told me it could not be done. I’m 100% impressed and pleased with his dedication and knowledge. Plus my realtor was so impressed she will be forwarding her future clients to him as well and this is a realtor who is 40+ plus years into this business. Thank you Jake...may God bless you abundantly! -Melinda


7/25/2019
I am a realtor with 40 years experience. Having used a lot of lenders over the years, I find he is very efficient, easy to reach, very informative. I will be using him a lot. -Cookie


7/17/19
Jake has been amazing to work with through our whole process. He was very response and ran the number every way he could to assure we were getting the best deal. I highly recommend Jake Fine for all your loan needs. He goes the extra mile to make it as easy and stress free as possible. -Jenni


Jake Fine did a tremendous job to help me navigate the complexity of finding the best mortgage loan for my family. At one point I was intercepted by an online mortgage company who tried desperately to convince me they had better options. Through all this confusion (and misinformation) Jake remained professional, trustworthy, and perfectly consistent—even when asking him challenging questions as I did my due diligence in search of the truth. He earned my business! And I highly recommend him as an ethical and trustworthy mortgage consultant. -Daniel


I worked with Jake fine. He was very professional and being a first time home buyer was very scary. He walked me through the whole process and got right back with me on my questions I had. He helped me get my credit up and I really appreciate his hard work and dedication to his job. Would recommend this company!!! -Chasity


Absolutely wonderful working with Jake! Questions or info I had didn’t matter if it was early morning or late evening he would always reply! -Sarah

James Biddle
Mortgage Consultant
James Biddle

Mortgage Consultant

Apply with James

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Direct: 865-392-4145
Cell: 865-591-1808
NMLS: 37042
Email:

James S. Biddle is a senior mortgage consultant at First Choice Lending with ten plus years of experience. He is one of the founding employees at First Choice Lending. James has always put his customers first, striving to discover ways to help meet client’s needs. One of the ways First Choice consultants serve their customers is by personalizing or customizing loan products, allowing clients with extenuating circumstances to secure a mortgage.

James Biddle’s experience in pushing through tough loans is one of the reasons his clients have been so impressed with First Choice’s services. He ensures prompt closings and is always accessible to his clients. James is considered a leader in the industry, and his underwriting abilities almost always secure loan success and approval. James is very active in his church and the local community. He is married to his lovely wife, Tarah, and they have four children.

Reviews:


I have worked with James on two home purchases and one refinance and all three experiences were great! Easy to contact and always prompt to return your calls or emails. Great lender but more importantly a great person. He even took the time to check in on my wife and I when our newborn was in the NICU this spring. I highly recommend James. - Jordan C


James has been a total blessing for me and my family. He worked with me on getting a loan and has answered every answer i could ask. He keeps me updated on each process of buying a home and explains to me in detail certain parts of the documents I may not understand. He always answers my phone call or returns it that day. If your looking to buy a home I recommend James Biddle for a loan consultant. - Bradley J


James is a great lender! He explains things well and is very patient. Me and my husband are first time home buyers so having someone who would walk us through the process has made all the difference! He has always gotten back to us with in just a few hours no matter what. We can not say enough good things about the experience we have had with James! - Ashley M


I actually had the opportunity to work with James Late June till closing on 6 Sept. He was on the ball, kept us informed of any problems and offered solutions, his knowledge and professionalism was and is second to none. I am a second time house buyer and this was an experience and an adventure in home buying I will never forget, he always got back to me in a timely manner and was awesome. - George H.


we have been dealing with james biddle at first choice lending and let me just tell you they freaken ROCK!!!!! and questions we had they answered right away, we are first time home buyers so we had no idea how the process worked, james was right there every time, walked us through every question we had let us know what was going on the entire time I cannot tell you what a wonderful experience it was to work with them, especially james biddle, james we appreciate everything you have done for us thank you so very much. -Sam


We worked with James Biddle, and let me just say you ROCK !!!! We are first time home buyers and james walked us through the entire process no matter how stupid our questions seemed to be, first choice lending are fantastic I would recommend them to everyone. -Robert


If you need home financing, this is the place to call. I count myself very blessed that First Choice Lending was recommended to me when we first started looking for a home in which to retire. My husband's failing health and subsequent loss of his job resulted in us having to declare bankruptcy just 6 months shy of receiving his disability payout. Ordinarily, that would prohibit us from financing a new home for at least 2 years but thanks to First Choice Lending, I am reviewing them from my home office in our new home. From beginning to end, my lending agent, James Biddle, was right there, patiently dealing with each speed bump as it appeared. He took the time to get to know and understand us and our situation, then formulated a plan and choreographed it each step of the way. We were treated professionally and fairly and were never made to feel embarrassed or unimportant because our credit had a huge speed bump and we weren't Rockefellers. He answered every phone call, every email, every question promptly and succinctly. I always knew exactly where in the process we were and what future steps needed to be taken. Basically, all I did was collect paperwork and pack boxes. Given all that, we were still given white-glove service. If your life is not cookie-cutter perfect (or even if it is), you will be well-served by choosing First Choice Lending Services as your lender ... and then ask for James! -Ross


After looking into a few different loan options I found First Choice to be the most competitive. More than that, they are very friendly, professional, and timely. We went through two closing processes (first house fell through), and First Choice took care of us and made the process quite smooth. We worked most closely with James and we are greatly appreciative for how prepared he was and how prepared he made us for closing. Everything went off without a hitch. -Alex


James worked with us in purchasing our first home. He was very informative and made the process as easy and smooth as possible. Definitely recommend First Choice Lending, and especially Mr. James Biddle. -Dustin

Jeff Elrod
Mortgage Consultant
Jeff Elrod

Mortgage Consultant

Apply with Jeff

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Direct: 865-392-4172
Cell: 865-806-5455
NMLS 701870
Email:

First Choice Lending Services LLC has been highly successful since its creation and has enjoyed tremendous growth. This is mostly due to two things: the quality of the employees working at First Choice, and the company's business priorities.

Reviews:

John Harty
Mortgage Consultant
John Harty

Mortgage Consultant

Apply with John

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Direct: 865-392-4146
Cell: 865-621-2028
NMLS: 36477
Email:

John Harty has been working for First Choice Lending for years, bringing to the company a great deal of experience and in-depth knowledge of loans and mortgages. For many families, buying a home is a difficult and complex financial decision. John Harty and his coworkers at First Choice make the home buying process far simpler.

Along with offering more recognized loans, such as FHA, Fannie Mae, and Freddie Mac, First Choice Lending offers personalized service for its customers. Clients of the firm can expect customized loan products tailored to their particular financial situations. John Harty’s understanding of mortgage and loan processes makes him an invaluable asset to the company.

John effectively uses his solid comprehension of loans and finance to find the best rates and loan products for his clients. If clients are facing extenuating circumstances or financial obstacles that make the loan process more difficult, John Harty thinks outside the box and creates a customized loan product that best suits his client’s situation.

Reviews:


We have been very pleased with our First Choice Lending process. John Harty has been very helpful. -Gary


I would recommend John Harty and First Choice Lending to anyone for their mortgage needs. We are very blessed to have found John. He has been so helpful and answered all our questions no matter how odd they seemed. I felt as if I was talking to a good friend. Thank you for all you did for us by keeping us on track to close in 45days. I cannot say enough about how amazing you were. -Malena


John Harty deserves five stars at First Choice Lending Service, LLC. He has been absolutely the best in answering all of my questions and concerns in purchasing my new home. John has explained things so thoroughly and gone above and beyond my expectations. I would highly recommend John Harty for your next lending / home purchase needs. I'm ready to close on my new house and I'm thrilled. -Charlene

Josh Heffington
Mortgage Consultant
Josh Heffington

Mortgage Consultant

Apply with Josh

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Direct: 865-392-4147
Cell: 865-256-0966
NMLS: 144531
Email:

Josh Heffington is a longtime resident of Tennessee, having attended college at the University of Tennessee and worked with First Choice Lending for a number of years. He was drawn to the mortgage and loan industry by his desire to help people buy their dream homes and to help first time home buyers navigate the world of loans and mortgages. First Choice was a natural place for someone with Josh’s skills and interests.

First Choice draws a large number of employees who enjoy helping first time home buyers, and thus has built an impressive history of helping families navigate home purchases. First Choice’s many loan product options and its policy of customizing loan products for its customers has made the company very successful since the day the business opened its doors.

After graduating from UT, Josh began giving back to the people of Tennessee and Kentucky by joining the team at First Choice. He believes that a home is the most important asset that most people buy, and as such he wants to help people navigate their home buying experience to the best of his ability.

Reviews:


He is always competitive...but just as importantly...very responsive & knowledgeable. Josh has helped my wife and I with multiple mortgages. He is always competitive...but just as importantly...very responsive & knowledgeable regarding his loan products. If you are looking for someone to trust your mortgage concerns with, give Josh a call. He comes highly recommended! -Taft


He was able to go above and beyond others, always answering promptly and professionally. he personally contacted the real estate agent and was extremely knowledgable of the HUD hones process. Had lots of wisdom and advice to give. -Michael


He was easy to reach and always responded promptly. Josh was wonderful to work with. He always kept us up to date on the progress of our home loan and explained how the process would work. He was always attentive, patient and kind when we had a laundry list of questions or concerns. He was easy to reach and always responded promptly. I would definitely recommend working with him for your home loan! -Amy


The man was super friendly and approachable. I was having a horrid time with another lending company when I was recommended josh. Josh was able to do in one week what the other company had done on 5 months. He was always available to answer any questions no matter what time or where he was, and even if my question was dumb or I had asked a hundred times already he was always very patient. He was great with keeping me up to date on where I stood with my closing and he seemed to know everything about USDA loans. The man was super friendly and approachable. Not only would I highly recommend josh to anybody, I already have. In short, josh is the man. -Kevin


Josh kept me informed every step of the way and gave his 110%, and anytime I had ... Josh kept me informed every step of the way and gave his 110%, and anytime I had a question he quickly gave me an answer...he just went above and beyond thru the whole process. -Roma


We were able to close and have some repair escrow money set aside to take care of ... Josh worked with us on a loan for a home that needed some work. We were able to close and have some repair escrow money set aside to take care of some repairs after closing. I didn’t even know such a program existed, but Josh searched and worked very hard to secure our financing. I know we wouldn’t have our home today without his help and two other banks denied us because of the home. -Keith


He honored his quoted rate and did a fantastic job. Josh had helped a friend of mine with a refinance a few months back so decided to give him a try. He honored his quoted rate and did a fantastic job. I would highly recommend his services to anyone looking to refinance. -Daniel


After refinancing with Josh at First Choice, I realized that it is very important ... Before I refinanced I thought that all mortgage brokers were the same. After refinancing with Josh at First Choice, I realized that it is very important who you choose and I'm glad I went with him. Josh got a quit claim deed taken care of which needed signing and also helped get an old lien removed which neither my original mortgage nor previous refinance was aware of. We were also able to use an alternative title company which had lower closing fees. The rates he offered were also the best I could find for my loan value. -Garrett


I had shopped Josh with other lenders and he won out. I was selling my 2nd house ... I contacted Josh via Zillow several days before calling him. I had shopped Josh with other lenders and he won out. I was selling my 2nd house and was getting a bigger house due to increase family size. He went over with me every mortgage option and I feel I got the best one for me. I would recommend Josh to anyone. -Krista


Josh and his team at First Choice lending really did a great job in preparing us ... We had our eye on a short sale for a while and we got paired up with Josh on Zillow for our financing. Our realtor had warned us that a short sale could be time consuming. Josh and his team at First Choice lending really did a great job in preparing us for closing in a timely fashion. We would recommend First Choice to anyone looking to buy a home. -Thomas


We couldn’t be happier, just closed on our home yesterday and Josh exceeded our expectations. I had talked to several companies through the Zillow mortgage marketplace and after a few days of shopping we decided to give Josh a shot at our loan. We couldn’t be happier, just closed on our home yesterday and Josh exceeded our expectations. Our closing costs were less than his initial estimates and so we did not have to bring any money to closing we actually got the money back for the appraisal we paid for.. Josh and his whole team did a great job and would recommend his services. -Frank


Thanks First Choice lending and Josh for walking with me on this journey to buying a home! Thanks for answering my endless questions about this process and being patient with me! Josh Heffington is great choice if you are looking for a lender. -Demetria


Josh was an absolute pleasure to work with. He was very helpful and was able to answer any questions we had within just a very short time. I definitely recommend Josh and First Choice Lending. -David


We have used Joshua Heffington more than once because he is AWESOME!! Whether it was 9pm on a Friday night, 11am on a Saturday, or multiple houses we needed information on, he was on point whenever we needed him!! He definitely went above and beyond helping us buy our new home!! Thank you Joshua Heffington!! You have made this move for us so easy!! -Jessica


We have worked with Josh Heffington for two home purchases now and plan to on any future buys. He is super communicative, and works quickly. He has even helped to just give advice in types of loans that First Choice doesnt handle. I highly recommend Josh to anyone looking for a lender. You won’t regret trusting him with your most important buys! -James


The service we received from Josh Heffington and First Choice Lending was excellent. We are a first time home buyer and had many questions. Josh was always there to answer all of them. I would highly recommend Josh and First Choice Lending. -Alex

Karen Headrick
Compliance
Karen Headrick

Compliance

Toll-Free: 855-392-4141
Toll-Free Fax: 866-493-8659
Email:

Karen works in compliance at FCLS. She’s responsible for ensuring the company is following compliance standards by sending required regulatory documents and disclosures to customers.

One of Karen’s favorite aspects about FCLS is the positive work environment. She is grateful for the opportunity to work with wonderful individuals who demonstrate excellence and passion for what they do.

Laura Kitchen
Mortgage Consultant
Laura Kitchen

Mortgage Consultant

Apply with Laura

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Cell: 865-659-1539
Direct: 865-392-4135
NMLS: 36430
Email:

Laura Kitchen has proven herself an asset to First Choice Lending from the moment she started work. Her dedication, willingness to go above and beyond her duties and general good spirits have been infectious, leading to better productivity and better moods throughout the company.

First Choice is proud to offer extensive mortgage and loan solutions to help homeowners and potential home buyers alike. They are based in Nashville and Knoxville, and serve clients throughout all of Tennessee and Kentucky. First Choice Lending offers recognized loans such as Freddie Mac and NHA loans, as well as somewhat less common home purchasing investment loans and loans for the self-employed.

Laura Kitchen is an extremely successful agent, her good spirits and genuine enjoyment of her work allowing her to connect with her clients. This allows Laura to better understand exactly what her clients need and what loan products might be best for each situation. She can also create a customized loan product if existing loan options do not suit her client’s needs.

Reviews:


Laura Kitchen was my hero. What a wonderful woman. She made a stressful situation a terrific experience. She was amazing!!! Thank you Laura, and First choice is my only choice!! -Kelly


I have worked with Laura Kitchen at First Choice Lending twice and every time, she gets the job done! Laura is very good at what she does! She can pull a rabbit out of a hat...So to speak! She will respond to messages and emails very promptly. She is excellent at answering any questions and working up numbers! If she can get you approved for a loan, she will! I would recommend her to anyone looking to buy a house! She has been a delight to work with and also a friend when I got discouraged. Thank you Laura! -Cindy


This was the best experience I have ever had with a company.A job well done.Thanks for everything!!!!!! -Henry


Laura Kitchen was amazing through the process of buying our home! Me and my husband are both first timers and she was always so helpful and glad to answer any questions! We would send anyone needing lending service her way! Thanks so much, Laura! -Tara


5 stars! -Tony


We have worked with Laura twice now! each time the communication was great and the feedback instant. she supported every step of the way and provided suggestions on best ways to move forward. -Justin


Laura Kitchens did an outstanding job, she kept us informed, and answered any questions we had. I would definitely recommend her. -James


Hello MY name is Jeff Rice a few months ago me and my wife had the pleasure of working with a loan officer Laura Kitchen
I will start out by saying we were told about Laura with first choice lending by a realitor friend so I called her number left a message and in the back of my mind I was thinking well I hope this lady will work with me . then just a short time later she promptly called me back and within just a few minutes talking to her I felt hey this lady is the real deal listen to my need and just made me feel like that we had been friends
for YEARS after giving her some credit info she said I think we can help you with this home purchase she told me what I needed to get her for the start . so I started sending her all doc laura ask for. IN the past I have borrowed lot of money with many bank and thing took sooo long but not with this gal she has to be the best and fastest at getting thing done for her customer in the lending world everything went just as she said with no issues even when we thought there mite be an issue Laura was on it (like a duck on a junebug lol)
even now I have contacted Laura Kitchen asking her advice as always just like a good ole friend she comes thru people like Laura are hard to find in this world especially in the banking world I sill feel like we will be friend for the long haul so best wishes to you and LK!!! -Jeff


So as i write this i am absolutly blessed that we had called Laura many months ago to purchase a house. She told us what our credit score was and what we could afford and how to fix what was wrong with our credit. Months went by and se checked in on us to see how we were doing with our credit and to see if everythibg was ago. So we started our path to getting our home loan preapproval. Laura told us what we qualified fir abd what typeof loan we could get. She gave us a name of a great realtor and off we were. We went house hunting and found our home within weeks. Laura was awesome and could not of asked for a better loan officer to handle all our question and concerns along the way. And to make sure we had all the paper work we needed for our loan. We have now been in our home three months and love it. We are blessed and very greatful for Laura and what great work she did for us. Thank you Laura! -Leonard and Trisha


I highly recommend Laura Kitchens as a Loan officer to complete a Mortgage for anyone. Laura came recommended by our realtor. Laura completed our application less than two weeks. Laura is fast, efficient and very ,knowledgeable. -Myrna


Laura Kitchen is absolutely amazing! This has been a process for us trying to find the right house. To say the least we were ready to give up and Laura encouraged us to keep looking! We will be closing on our house after 8 MONTHS tomorrow 1-4-19…how many loan officers will stick with you for 8 MONTHS..well Laura Kitchen never gave up on us She was always 2 steps ahead of us! We never had to call her and check on updates, when she knew something she would reach out to us and communicate every detail of the process. Laura was very professional and patient with us and for that we are so grateful for her!! -Randy and Angie


Laura Kitchen is amazing!!! She broke down this overwhelming process piece by piece. She responded quickly and handled everything with expert knowledge. Thank you for helping me buy my first home! -Jen


Laura Kitchen was my hero. What a wonderful woman. She made a stressful situation a terrific experience. She was amazing!!! Thank you Laura, and First choice is my only choice!! -Kelly


Laura Kitchen is absolutely amazing! This has been a process for us trying to find the right house. To say the least we were ready to give up and Laura encouraged us to keep looking! We will be closing on our house aft 8 MONTHS tomorrow 1-4-2019. How many loan officers will stick with you for 8 MONTHS. Well, Laura Kitchen never gave up on us. She was always 2 steps ahead of us! We never had to call her and check on updates, when she knew something she would reach out to us and communicate every detail of process. Laura was very professional and patient with us and for that we are so grateful for her!!" -Randy and Angie


I have had many mortgages during my lifetime, and I have worked with competent individuals to secure such mortgages. I have also worked in many business sectors during my career, and with many people with varied skills and disciplines. Throughout my career I have not worked with an individual as competent and engaged as was Laura Kitchens with First Choice Lending Services. Her dedication and tenacity far surpassed my highest expectations! Her self-imposed deadlines were attained ahead of schedule; she simply got things done!
One of my core values at my company is ‘We Care.’ Laura truly cared about our lending needs, requirements and priorities, and most importantly cared about us! She was an absolute pleasure to work with! I highly recommend her services, and the services of her company, First Choice Lending Services! -Rick


I am writing to let you know that Laura did an excellent job taking care of my file. There were times when I didn't understand why things were being done a certain way and she was able to clear things up. She was very professional throughout the process. She's a great asset to your office. -Ross

Lori Pike
Mortgage Consultant
Lori Pike

Mortgage Consultant

Apply with Lori

Read Reviews >>  |  Write a Review >>

Direct: 865-392-4158
Cell: 865-567-8635
NMLS: 38129
Email:

Lori Pike has proven herself an asset to First Choice Lending from the moment she started work. Her dedication, willingness to go above and beyond her duties, and general good spirits have been infectious, leading to better productivity and better moods throughout the company.

First Choice is proud to offer extensive mortgage and loan solutions to help homeowners and potential home buyers alike. They are based in Nashville and Knoxville, and serve clients throughout all of Tennessee and Kentucky. First Choice Lending offers recognized loans such as Freddie Mac and NHA loans, as well as somewhat less common home purchasing investment loans and loans for the self-employed.

Lori is an extremely successful agent, her good spirits and genuine enjoyment of her work allowing her to connect with her clients. This allows Lori to better understand exactly what her clients need and what loan products might be best for each situation. She can also create a customized loan product if existing loan options do not suit her client’s needs.

Reviews:


10/18/19
Lori is the best! She was always available to answer my questions anytime and was a huge help to buying my home! Completely awesome service and will recommend to anyone buying in Knoxville!! 🙂 -Amber


8/23/2019
Lori was wonderful! Professional, enthusiastic, and thorough. This is the second time she has helped us, and, hopefully it wont be the last. -Kelly


8/2/2019
Lori was wonderful. She has helped us twice now and we hope to get her help again! Fast, professional! -Kelly


Lori was excellent. She was kind and worked hard to make sure we got our home. I move in tomorrow and am beyond excited! -Rai


5 Stars for Lori Bass Pike! She was great to work with and always looked out for what was best for us to get the lowest rate possible. -Robin


We just purchased our first home with the help of Lori. Thanks for all your help! -Amy


I will never be able to thank you and my family for not giving up on me! Any one else would have written me off their list, but after months of stress and applications it all worked out! This has been the worst year of my life and the best year of my life! Thank you so much for believing in me! I hope you get this message! Forever grateful! -Lyda


Been amazing and really quick about getting things done and always on top of everything to make sure the closing is taken care off!!!! -Hazel


Lori Pike was super easy to work with and always willing to answer all my questions. I highly recommend her !!! -Chad


We had the pleasure of working with Lori Pike while purchasing our first home. She was amazing and was so patient with us, as we probably drove her a little crazy with questions and phone calls (mostly from my husband)! I cannot thank Lori and First Choice Lending enough for making our dreams finally come true. I highly recommend them to anyone looking to purchase a home or refinance their current mortgage! Thank you Lori, you’re the best! -Mariah

Lyndsey Logan
Mortgage Consultant
Lyndsey Logan

Mortgage Consultant

Apply with Lyndsey

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Direct: 865-392-4158
Cell: 865-437-7502
NMLS: 882840
Email:

Lyndsey understands that purchasing a home can be very stressful and overwhelming. She uses her knowledge and skills to make the process as smooth as possible. She enjoys working with clients to customize the perfect loan product to meet their specific needs. Whether you are a first-time home buyer or looking to refinance your home, Lyndsey is committed to helping you find the mortgage program that best fits your individual situation.

Reviews:


9/4/2019
Lyndsey and Steve worked tirelessly to lock in the best rate for our refinance. They answered all our questions and walked us step by step through the entire lending process. -Heather


Lyndsey was so helpful while working with me on purchasing my new home! She answered all the questions usually within minutes of emailing her! I highly recommend her and First Choice Lending! -Laura W.


Lyndsey waas absolutely AMAZING to work with. She explained every detail and ensured that my husband and i undedstood every step of the home buying process. I would recommend her to anyone interested in purchasing a home. -Janie W


Lyndsey was extremely helpful in assisting us with the purchase of our forever home. We had a tight timeline to work with, but Lyndsey and her team delivered every step of the way. She was also very good about explaining options as well as pros and cons with each scenario. I highly recommend Lyndsey and the First Choice Lending Services. -Shane


Lyndsey did a wonderful job making the closing process smooth, easy, and stress-free. She was very helpful explaining all of my questions and getting all of my paperwork ready and done on time for closing. I would highly recommend her to friends and family 5/5*. -Kevin


These people are the best! And Lyndsey Logan is the sweetest person to work with. -Ruth


Lyndsey was perfect to work with. She answered every single question we had, and made the process of purchasing our first home as smooth as possible. We called her several times, and she always helped us out. She was much appreciated! -Alexandra


Love the service we got from Lyndsey and First Choice! We were nervous about the all the details of buying a new home but they made so easy and painless. Communication was top notch and they answered every question we had quickly. I absolutely recommend First Choice Lending. -Bobby


Lyndsey was very helpful & very thorough & did an excellent job for us. We were under a very tight deadline & she came through for us with flying colors. Would highly recommend her & will absolutely use her services again in the future she we decide to purchase another home. -Nathan


Lyndsey Logan was an absolute Rockstar throughout the entire process!! She was very communicative and kept us in the loop every step of the way. If you are ever considering using another company, DON'T. They are your best bet!! Thank you Lyndsey and the entire team at First Choice Lending for a seamless experience!! We couldn't be happier. -Leanna


Lyndsey Logan was great to work with. She went above and beyond to make sure all questions were answered, we had everything we needed, and we understood the process. Being self employed I had to provide a bit extra paperwork and information, she made that process easy. I would highly recommend working with her! -Mike


Lyndsey was fantastic. She got back with me right away whenever I had a question. She explained things very well so I felt informed throughout the process. I would highly recommend her and First Choice Lending for those looking to buy a home. -Andrea


Awesome experience working with Lyndsey Loga. I am a first time home buyer and knew absolutely nothing about the process and she made it as great as it could be. Always friendly and helpful with any questions I had and explained everything very well. Thank you Lyndsey I highly recommend working with her. -Tucker


Very professional and friendly. Lindsay was awesome, she helped me on my first home buying experience. Highly recommended this company to anyone who are looking to buy a home in the future. -Scott

Michael Shadowens
Mortgage Consultant
Michael Shadowens

Mortgage Consultant

Apply with Michael

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Direct: 865-392-4164
Cell: 865-248-9620
NMLS # 1613358
Email:

First Choice Lending Services LLC has been highly successful since its creation and has enjoyed tremendous growth. This is mostly due to two things: the quality of the employees working at First Choice, and the company’s business priorities.

Michael Shadowens, like the rest of his coworkers, is a hardworking and dedicated agent, with a talent for thinking outside the box. This last quality is especially important for any employee of First Choice, as the organization prizes staff members who can come up with creative solutions for client problems. First Choice lending offers FHA loans, home construction loans, reverse mortgages, and more. Where they differ is in their dedication to personalizing loan products to best fit each customer’s needs.

Michael Shadowens has a creative mind that can come up with solutions to overcome his client’s obstacles. One of his central strengths is his ability to connect with customers, understanding exactly what they need and how best to help them with their loan or mortgage.

Reviews:


9/16/2019
I spoke to a couple different lenders and Michael S. was the first one that easily answered my questions and got me approved. Michael didn’t sugar coat things, kept me informed on each step and even worked outside normal business hours to be able to get me in my home. I appreciate all he did for me and my family. Thank you! -Natalie


8/2/19
Micheal helped my husband and I buy our first home. He and our real estate agent work amazing together. He took us step by step . Definitely will use him again and will recommend him to anyone that is serious about buying a house.


7/26/19
I just recently closed on my home through first choice lending services. My loan officer was Micheal Shadowens. Micheal was always available via text message or phone calls, and worked really hard to get me to the finish line. I didn't quite get the apr I was hoping for but i did get a decent interest rate. My credit did take a hit right before I came to them so I understand. Well done. -Jack


Great To work with. Quick response time. Made the buying experience fun. If you need to refinance or new home give this guy a call you won't regret it! -David J


As first time buyers, my husband and I had absolutely no idea how things worked or what paperwork we would need to get done. Thankfully our loan officer Michael Shadowens held our hands through the whole process, step by step, overcoming any obstacles and helped us gather and sign everything we needed. I must mention that all of this was done with us being in Kentucky, and Michael in Tennessee! That's what really impressed us. Even with the distance, he made us feel like his office was right next door because his communication was excellent. If we had any worries or questions whether at 5AM or 10PM, his reply time was immediate.

We're very grateful for professionals like Michael getting us into our home and will definitely recommend him to our friends and family. - Perla V


Michael was absolutely the best! We had spoke with several lenders over the past year and a half and kept getting very bad advice on how to get to where we needed to be. We spoke to Michael, he gave us a game plan that we followed and we were able to get into a house in no time! He worked very hard on our loan, spent so much of his time and definitely went above and beyond when I am sure other people would have given up. We can't thank him enough for making our first home purchase possible!!! -Nikkie L


Michael was very efficient and very eager to help me get everything done that I needed to, to make sure that I was able to get the current house I recently purchased. The turn around time was quick and painless. -Derrick


Michael's calm assurances and expertise throughout the process made the financing journey much less stressful. He made sure that I was able to take advantage of loan opportunities that would save me money and was available 24/7 for any questions or concerns. Michael was very personable, encouraging and is definitely an expert in his field.

I am very thankful that I had the opportunity to meet Michael and to take advantage of his expertise firsthand. -Eileen


Micheal worked with me on 2 different homes and both times he was always professional and willing to do whatever it takes to get the job done. He was taking calls on the weekend, answering any questions we had. When a road block would hit us he would come up with multiple options. If your looking for someone to walk you through getting a home this is the guy. If i went to buy another home tomorrow there would not be another option then to use Micheal. he made the whole process much much easier on me and he will do the same for you. Even the realtor said Micheal would not have time to close our FHA loan on March 5th cause they typically take 45 days to close, Micheal closed on march 5th which was 27 days. This guy knows what he is doing and he is a pleasure to work with, you wont be disappointed. -Bobby


Couldn’t be happier with First Choice Lending! I worked with Michael Shadowens and was beyond impressed with his knowledge, professionalism, and consistency. He made the process of buying our home a breeze, and ensured all of our questions and concerns were answered. It’s rare to find a mortgage consultant that genuinely cares and that has your best interest in mind during this process. The service and compassion he has provided my family and I deserve beyond more than 5 stars. Thanks Michael for all your help, we would recommend you to anyone and will be using you with any future home purchases! -Alexa


Michael was extremely helpful--even when I changed my mind several times at the last minute. He was still able to meet my requests and seemed to always be on top of whatever situation came up. Highly recommend! -Jeff


This was my first home buying experience. Michael was very patient and always took time to explain things. I had met with other brokers before meeting Michael, I never felt as confident with them as I did with him, right out the gate. -Andrea


Michael Shadowens helped us with our mortgage. He was always available for any questions or concerns. We truly appreciate all of his help getting us in to our new home! We definitely recommend him!! -Stephanie


I HIGHLY recommend Michael Shadowens with First Choice. We had a great experience as first time home buyers. When we started the process, we weren't quite home ready but Michael walked us through the process and advised us for an ENTIRE YEAR before we were prepared to start the process. Michael was much more than a lender to us. He stood by his word, made himself available, and was kindly honest throughout the process. You will NOT be disappointed! -Nisha


Michael was there for us every step of the way...He was there to answer all of our questions if he did not have a answer he would get back to the same day..We well defiantly be using him in the future for our next loan. -Sherry


I HIGHLY recommend Michael Shadowens with First Choice. We had a great experience as first time home buyers. When we started the process, we weren't quite home ready but Michael walked us through the process and advised us for an ENTIRE YEAR before we were prepared to start the process. Michael was much more than a lender to us. He stood by his word, made himself available, and was kindly honest throughout the entire process. You will NOT be disappointed! -Nisha


It has been a pleasure working with Michael! Our dream of owning a home is now a reality after just 2 months! Thank you! -Carrie


I worked with Mike and we finally got approved Thank u for all your hard work!! -Kevin


Great experience with Michael - organized, guided support helped us get through the process smoothly. -Tracy


Michael Shadowens helped my spouse and me through the entire loan process. Everything was thoroughly explained, and anytime we had questions he was a text away! They went above and beyond to get us approved for a home loan with an amazing interest rate! We are first time home buyers and the process went so smoothly! -Taylor


Michael Shadowens and First Choice Lending helped make our First home buying experience so simple and stress free. Michael was helpful and patient in answering all of our many questions, ensuring we understood all documents, steps, and processes to feel 100% comfortable throughout our experience. We will definitely be recommending Michael for all future mortgage needs. -Korey


My experience with Michael and company was very pleasant, easy and a true pleasure!! I was doing all of this long distance so I didn’t need any added stress. He was always available for any type of questions no matter big or small and always made sure I understood everything with the process. I would highly recommend this company and Michael! Thank you so much. -Lynn


Had a great experience with this company. Michael Shadowens was an excellent help. He walked through the process step by step and made sure I understood the process along the way. I don’t know if I could have done it without his help and expertise. Thank you so much!!! -Amanda


Michael Shadowens at First Choice Lending was awesome to work with. He’s very knowledgeable and polite as well. He always gets right back to you with any questions or concerns you may have with the loan process. I would definitely recommend Michael to anyone looking for a mortgage! -Tammy


Amazing experience trough and through, Michael thank you so much for making the process a breeze and taking all the stress out of home buying and making the whole experience a enjoyable process couldn’t be more happier. Again Thank you so much. -Haso


A big Thank You to Michael for taking great care of my family and I. As first time home buyers, we had no idea what we were in for! Michael simplified the entire process for us. If we ever buy another house, we will definitely be doing business with First Choice Lending and Michael! -Adisa

Robert Klatt
Branch Manager
Robert Klatt

Branch Manager

Apply with Robert

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Direct: 855-751-2333
NMLS: 768370
Email:

Robert Klatt began working for First Choice Lending because of his drive for helping people understand and navigate the difficulties of first-time home buying. He wanted to use his experience in finance and the loan and mortgage industry to help first time home buyers find the best mortgage loan options.

First Choice Lending offers many loan options, including such familiar products as Fannie Mae loans, Freddie Mac loans, and home construction loans. Less well-known loan options are also available, including reverse mortgages, loans for the self-employed, and home purchasing investor loans. If a client needs a specific loan for his or her financial situation, then First Choice can create a personalized loan.

The role of employees like Robert Klatt is to help customers determine which loans best suit their situation and to customize or tailor a loan product to that financial need. Robert ensures that every customer has the loan product they will benefit from most.

Reviews:


Rob is the most efficient and hard working mortgage person in existence. Not only was he able to troubleshoot my complicated situation, he worked tirelessly to overcome ever obstacle and road block I encountered. He was extremely informative and thorough and made an inordinately stressful situation a hundred times better with his explanation of the process and regular updates and check ins. His dedication to his job is obvious. If you want to working with someone who will do everything possible to help you, Rob is definitely the guy.


Robert assisted me 5 years ago in purchasing my home. I referred him to my parents who also had a great experience. He is very knowledgeable about all aspects of loan processing and options available. I am now selling my home and have, of course, come back to Robert as I am confident that I will get the best service available. I highly recommend him!!


After trying several other lenders with no luck, we were ready to give up. Then we found Robert at First Choice Lending Services. He was professional, friendly, and with us every step of the way.


Rob was such a wonderful person to work with. He was so helpful and knowledgeable and helped me as a first time home buyer navigate a smooth home buying experience. He was great at explaining things and making the process easy to understand. I really appreciate him and would definitely recommend him and use his services again.


Robert walked me through the process step by step and explained all my options with incredible detail. It really is intimidating to take out a loan when you have limited knowledge of the process and Robert took the time to educate me. He answered ever call even when he was home with a sick kid and called me without fail on schedule. I couldn't have been happier with the process and would implore anyone getting a loan to contact Robert.


I just want to say Robert Klatt is one of the nicest,helpful person around. Couldn't get no one to help until Robert he goes that extra mile to help. Me and my family couldn't thank him enough.


We dealt with two other financial lenders before we settled with Rob Klatt from First Choice Lending Services. We gave each lending service the same information and told them we wanted a conventional loan. The first two lenders went on to process the loan application without doing any additional research. Basically they just wanted to write a loan and move on to the next customer. However, Rob Klatt, through his research, found we had previous addresses that may indicate I was a veteran. He verified that I was and told me he could save me money by going with a VA loan. I had used a VA loan years ago and paid it off and thought it was a one time deal. Rob Klatt walked me through the process and provided me with detailed information for me to get my VA loan entitlement reactivated. I had almost daily contact with Rob as he followed up on the progress of the loan and continued to find ways to save me even more money. In the end Rob saved us thousands of dollars. He truly cared about getting us the best deal rather than just getting a loan finalized and moving on to the next customer. His dedication to his customers, his work ethics, and amicable personality made the whole loan process such a pleasure and success. I highly recommend Rob Klatt from First Choice Lending Services for all your loan needs. I'm certain you will be as pleased as we were with his dedicated service. Kudos to you Rob for such a fantastic job!


I never knew loan officers like Robert Klatt existed. I began working with Robert after a very bad experience with another mortgage company. He understood how important this home was to me and my family and he worked endlessly to make it happen. His work ethic is professional, yet he makes feel like you have known him your whole life. Among other things, he is knowledgeable, non judgmental, and goes above and beyond. I would recommend Robert 1000 times over.


Words can honestly not describe how blessed my family and I are to have come across Rob Klatt with First Choice Lending. We are not super wealthy, and were just looking to buy our first starter house for our family. We were qualified with a loan or two at the bank, and every time we went to make an offer, the bank kept giving us a big bunch of reasons that they wouldn't loan on this house or that. It was starting to look like our only option was maybe to have a house built, but if we did that, we would not have been able to afford to build one that would have met our families needs. We prayed about it, and along came a house we loved, and the sellers agent referred Rob Klatt to help get us a loan. I really didn't expect him to be able to help us, but I started going through the application process with him, and he was super knowledgeable, and started making real progress for us in just a few days. Rob didn't give me a bunch of reasons why I couldn't do something, he gave me understandable advice on how I could make it work. Rob took the time every step of the way to stop and explain things I didn't understand, he never made me feel stupid, although I'm sure I asked a few stupid questions. He was always respectful, caring, and there to help. My family and I thank God for Rob Klatt at First Choice lending, and anytime I have the opportunity to refer him, I absolutely will. Thank you soo much Rob!


Robert Klatt was amazing! My husband and I just purchased out first home, and we truly would not have been able to get through it without Robert! As first time home buyers, we had absolutely no idea what we were getting ourselves into, or even the first step to do so. Robert was so helpful and patient with us, there were several times that he answered all my questions before I even had time to ask! He made sure we knew what was going on every step of the way. He is wonderful at his job and makes you feel like you have nothing to stress or worry about. We were so thankful to have Robert along the way and would recommend him to everyone!


Robert was an absolute blessing! Being a first time home buyer is pretty scary but Robert was very kind and patient throughout the entire process. He was always quick to return my phone calls or emails and would explain every step of the process so I would understand. I, without hesitation, recommend Robert to anyone looking to buy a new home.


Robert is great he helped us through the whole process,always was answering questions we had. Great experience couldn't have asked for a better person and company to help us with our house buying.


If you want someone to answer all your home mortgage questions he is the guy! Extremely knowledgeable of all the processes, super punctual and patient! He is so knowledge the estimates he gives you on your total costs are almost spot on! I would recommend him to everyone!


Robert was amazing. We had so many delays when it came down to closing, including 2 weeks of horrible weather, but he still made our closing happen as soon as possible. We were first time home buyers, so we needed someone like Robert to help us through everything that went with buying a home. I would recommend him to anyone.


Robert was very helpful and walked us thru each step of buying our new house. He was very patient with our lack of technical knowledge on using email, faxes and the computers. He walked us thru each step with the title company.


Robert provided us with the kind of professional financial and lending information that we needed to close my VA mortgage. I'm sure, without his help, my wife and I would STILL be searching for a lender. Count yourself very lucky indeed if Robert is assigned to your account.


I was having such a hard time trying to purchase the home that I currently have. I initially tried to get help with another lender, but was turned down because the agent that was helping me with the VA Loan said that there was absolutely no way I could purchase it. The other lender also tried to pressure me into buying a different home. Luckily I came across Rob and got the home that my fiancé and I wanted with virtually no issues. Robert is very knowledgeable in his field and has great communication between the home buyer, the underwriter, the seller and his agent as well as the home buyers agent. If you are having issues buying your dream home, do not be suckered into just settling for another! Get contact Rob and he will get you the house you want.


Robert really knows his business, he made the process simple. His knowledge,experience and expertise was extremely helpful. It was the second house we bought, I don't remember having it this easy the first time. If your buying call Robert Klatt, he will really impressive.


Robert Klatt did an amazing job getting our loan closed! We applied for a difficult loan, the FHA 203k rehabilitation loan. We started off with a different mortgage company that ended up being a nightmare. After over 90 days into it and no end in sight we switched to First Choice Lending. Robert closed the deal in less than 30 days! We highly recommend Robert with First Choice Lending for his professional work ethic and expeditious timeline. -River


I had a fantastic experience purchasing my first home with the help of First Choice Lending Services, LLC. Robert Klatt provided us with top-notch services, making a daunting and unfamiliar process comfortable and easily navigable. He answered all of our questions, provided us with regular updates, and offered valuable advise every step of the way. I would definitely recommend the services of First Choice and Mr. Klatt to anyone preparing to embark on the journey to becoming a home owner. -Anna-Claire


Mr. Klatt made buying our first home stress free. He was quick to respond to any of our questions. He made us feel like getting our loan was his top priority even though I'm sure he had a million other things to do as well. I highly recommend calling him for your lending needs. -Bethany


My first home buy was simple and a painless process! Thank you Robert Klatt. -Kim


Robert help us get a house through a complicated process. He goes above and beyond helping to purchase a home with knowledge on every aspect of the purchase process. When we were having a hard time finding a house Robert was always encouraging and supportive, told us that there was a better home waiting for us.
His dedication to the job is obvious, but it is very rare to find someone who genuinely cares about his clients. We will never be able to repay him for his kindness and hard work. He is the best!!!!!!!!!!!!! -Kelly

Steve Logan
Branch Manager
Steve Logan

Branch Manager

Apply with Steve

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Direct: 865-392-4161
Cell: 865-437-7734
NMLS: 932276
Email:

Many first-time home buyers become overwhelmed with the complexities involved in arguably the most important financial decision in their life. Steve Logan recognized this, and he decided to use his skills and knowledge to benefit home buyers and homeowners throughout Tennessee and Kentucky by joining the team at First Choice Lending Services, LLC.

Steve Logan not only has the desire to help first-time home buyers, but also the knowledge and innovative mind needed to craft a tailored loan option. No matter what a client’s financial difficulties or obstacles are, Steve will work with and educate them on different loan options so that together they can customize a loan product to best suit the customer’s situation.

Offering purchase and refinancing FHA loans, USDA Rural Development loans, VA Loans, Conventional loans, and Reverse Refinancing, he has the products to help you.

Steve Logan is a graduate of the University of Tennessee Knoxville and today resides in Hardin Valley area of Knoxville. Married to Lyndsey Logan, a loan officer with First Choice Lending Services, LLC as well, and two girls that attend Hardin Valley Elementary School, he and his family are active, contributing members of the community.

Steve Logan wants to help you and your family find where you can call home!

Reviews:


9/4/2019
Lyndsey and Steve worked tirelessly to lock in the best rate for our refinance. They answered all our questions and walked us step by step through the entire lending process. -Heather


Excellent Service
Tyler R. - Knoxville, TN
Steve did an excellent job helping my wife and I buy our first home. He made the process extremely easy and was excellent at clearly outlining expectations. He was a great communicator and always answered the phone (even late after hours) to help answer our questions. I would recommend Steve to anyone!


Steve is awesome!
Paul B - Dayton, TN
This guy was very professional yet personable and worked very hard to get my home closed on time which helped me out greatly. I can't thank him, his wife and anyone else that works with him enough getting me into my home.


Excellent
Kenny R. - Rockwood, TN
Very professional, courteous. Very prompt in returning phone calls. Steve went above and beyond to help the process go as smoothly as possible. We were very blessed and thankful to have him as our lending agent.


He was very clear and concise with answers to my question and gave me confidence...
Robyn P - Gradyville, KY
Steven was top-notch, and it was seamless process obtaining my mortgage with a great rate because of him. At the start of the process, Steven went above and beyond and advised me on how I could raise my credit score. He was very clear and concise with answers to my question and gave me confidence when I was a little nervous about completing the process. Without reservation, I highly recommend Steven Logan to help anyone who is in the house buying process. He is very knowledgeable in the area, and a guy who makes you feel like you have know him all of your life.


He was available anytime, day or night, to answer questions I had.
Austin H - Knoxville, TN
After trying another lender that was very unresponsive to my needs, I was referred to Steve. He was available anytime, day or night, to answer questions I had. He also answered them in a way that I understood.


Steve went over and above to get me the best rate on my house, and told me all up ...
Roy H - Dayton, TN
Steve went over and above to get me the best rate on my house, and told me all up front cost before I signed, I appreciated how effiecient he was and did a great job, highly recommended.


He explained things so well and was incredibly patient with me being a first time ...
Becky B. - Dayton, TN
Steve is the best! I would not recommend anyone else. I will definitely continue to use him in the future. He is extremely knowledge, and his responsiveness to any questions is above and beyond! He explained things so well and was incredibly patient with me being a first time home buyer! All around a great man who truly cares about his clients! A++++


Steve was able to do what our bank and other brokers were unable (or perhaps unwilling) ...
Robert V - Knoxville, TN
Steve went out of his way to help us get into our house, he even pushed us when we needed to be pushed. He utilized all of the experience available to him through his coworkers and his resources. Steve was able to do what our bank and other brokers were unable (or perhaps unwilling) to do. Thank you Steve 🙂


I was a first time home buyer, and did not have a perfect credit story, Steve handled ...
Rodney A. – Louisville, KY
Steve was absolutely great. He had a clean plan for the lending and described perfectly and executed it even better. I was a first time home buyer, and did not have a perfect credit story, Steve handled it without any issues. It was an easy experience. I would recommend him to anyone.


Steve and his team are awesome! They always respond quickly to emails, phone calls, or texts. Steve was always so patient and understanding as we asked "what about this house" about 80 different times before we got the right one! He helped us make the right decision financially, and worked with us to guide us through the process. We worked with Steve during the purchase of our first home, 4 years ago, and again for our second home, and he'll be our first call if/when we are looking for our next home. I cannot say enough good things about First Choice Lending! -Rachel


Great job, he closed my house and a year later closed my parents home also. -Mike


Steve Logan at First Choice Lending Services is very knowledgeable and professional at his job. He always took care of our needs and made sure that everything was working in our favor. He came highly recommended from several friends and now I know why. Thanks Steve! -Jessica


I have had the pleasure of working directly with Steve and his team over the past month. I must say that Steve”s responsiveness, caring attitude and attention to detail was second to none. He exceeded my expectations at every hurtle we encountered and worked tirelessly on the details-taking the time to explain and educate me along the way. I never felt alone in the process and always felt he had my interest and well being at the top of his list. I recommend Steve Logan and his team as “best in class” when it comes to the mortgage business. -Rick


The staff of First Choice Lending Services is a group of professionals that are super to work with. They make the process from beginning to end for the homebuyers easy. We recommend them highly. -Victoria


I definitely recommend First Choice Lending Services. Steve Logan was a breeze to work with. He always took care of us and made sure that everything was on track. Very professional and knowledgeable about his job. -Jessica


Steve and Lyndsey Logan are my go tos for any loan questions or concerns! They have taken care of all my clients who have use them and even my personal loan flawlessly. I highly recommend them to any one needing loan services! Thank to you two! -Marissa


Steve did an awesome job helping my husband and I with our First home. We started out with another lender and that lender was not very helpful. Our realtor recommended Steve to us. He went above and beyond to help us. He would always call us back immediately if we left him a message. He is very polite and professional! We are so very thankful he is our agent. I would recommend Steve to anyone looking for a lending agent. Thank you so much Steve! -Megan


Had an amazing experience working with Steve Logan, he went above and beyond to make sure I got my dream home! I highly recommend him and First Choice Lending Services!! -Miranda


This is our 2nd time using Steve Logan at First Choice. He has made each time quick and as simple as possible when buying a house! I highly recommend Steve at First Choice Lending! Thanks for everything! -Rachel


Great in keeping contact with me. Completed process as stated he would...in a very short timeframe. Pleasant and informative. Would highly recommend. -Patricia


Steve Logan really helped me with my loan every step of the way. -Jessica

Steve Shelton
Managing Principal
Steve Shelton

Managing Principal

Apply with Steve

Direct: 865-392-4133
NMLS: 39420
Email:

Steve Shelton has been working in the field of Business Management and Finance since he graduated from Pensacola Christian College in 1996. He has owned his own company in the mortgage business since 2002, and has been very successful in administration. First Choice Lending’s success is due in part to the experience and leadership of Steve Shelton.

First Choice has been enjoying tremendous growth, buoyed by the experience and knowledge of Steve and a number of consultants and processors who have been in the industry for many years. The company’s emphasis on exemplary customer service is influenced by the need that experienced employees like Steve noticed in the industry.

Steve Shelton, like all of the staff at First Choice Lending, believes in putting customers first. Often this involves customizing a loan product to fit a customer’s specific needs. Steve also understands the importance of having interests outside of work, however, and enjoys spending time with his family, either at home or on vacations to the beach and mountains.

Tony Blevins
Mortgage Consultant
Tony Blevins

Mortgage Consultant

Apply with Tony

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Cell: 865-850-6053
Office: 865-392-4160
Fax: 865-392-4176
NMLS 258102
Email:

First Choice Lending, LLC is dedicated to its customers, serving a wide range of clients throughout Kentucky and Tennessee. The company is based out of Knoxville and Nashville, and primarily handles mortgages and home loans. Tony is one of the many highly successful agents handling lending and mortgage problems for families and individuals throughout both states.

First Choice has set itself apart from other lending services by not only offering standard and recognized loans but by customizing those loans to best fit their clients’ needs. Thus, while Fannie Mae, Freddie Mac, home construction, and property-only loans are available, Tony and coworkers also tailor loan products to their customers.

Tony has been remarkably successful at understanding what is needed by his clients no matter their financial circumstances or logistical obstacles. His efficient customer service and ability to innovate and find the best solution for his customers has made Tony a valued member of the First Choice team.

Reviews:


10/7/19
Tony Blevins was very personable and professional. He was a huge help in our journey to home ownership. -Lacosta


9/4/2019
We were very pleased with our service from Tony. Before we even moved to Tennessee, he was hard at work. He took the time to find out what our needs were and then proceeded to get us exactly what fit those needs.
Through out the entire process, Tony worked very hard on our behalf. We were kept informed every step of the way and was always there when we had questions. When you're moving from another state, it was reassuring to know that Tony was on top of things.
I would highly recommend Tony to Family and friends. -Mark and Janna


8/19/2019
Tony is our hero. he really went above and beyond to make sure we got the home we wanted. Answered calls after business hours, went out of his way to pick up paperwork. Tony is a true super star .....Has our recommendation every day of the week.Thank you SOOOOOOO MUCH!!! -Bill


Tony has been an outstanding lender throughout this entire process. He is friendly and very down to earth. I knew I could always call him with any concerns/questions at any time even late in the evening if I needed him. Our home loan process was quick and painless. Couldn’t have picked a better lending professional/company. -Jennifer


I would most definitely recommend First Choice Lending. They were very thorough which I liked. Tony Blevins made this dreadful process much easier than expected! There were times when I would text him after hours and he would respond with no problems! He made sure everything was turned in appropriately, and I generally enjoyed talking with him almost every day for roughly one month! He has a great attitude and seems to really enjoy his job! He also was able to move our closing date up a few days which was a nice surprise! Thank you for EVERYTHING Tony! -Alyssa


Tony did an awesome job at helping us achieve our dreams of home ownership. He lead us in the right direction of all the paperwork and craziness that comes with buying a home. It had its ups and downs but Tony got us through the whole process with ease. I'd recommend Tony to help with buying a home any time. -Daniel


Tony has went above and beyond through our whole mortgage process. He was always on top of his game and always made sure to answer any questions we may have had (and we had a lot!!). We talked to him so much that it's like he's part of the family. I would recommend Tony & First Choice Lending to anyone looking for a home loan. Thank you Tony from the very bottom of my heart for all your hard work and dedication!!! -Rebecca


Worked with Tony Blevins on the purchase of our new home. Tony was very attentive, easy to reach and helpful with the process. He was also at our closing to answer last minute questions. Thanks Tony. -Kristin


Working with Tony Blevins was a pleasure. Really appreciate all his hard work getting us to closing. -Eric


Our loan officer went the extra mile to get things done and we can’t thank him enough for all he’s done! Thank you First Choice Lending and a special thanks to Tony Blevins! -Junior

Vanessa Lashlee
Mortgage Consultant
Vanessa Lashlee

Mortgage Consultant

Apply with Vanessa

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Direct: 865-392-4140
Cell: 615-202-5665
NMLS # 437348
Email:

First Choice Lending Services LLC has been highly successful since its creation and has enjoyed tremendous growth. This is mostly due to two things: the quality of the employees working at First Choice, and the company’s business priorities.

Vanessa Lashlee, like the rest of her coworkers, is a hardworking and dedicated agent, with a talent for thinking outside the box. This last quality is especially important for any employee of First Choice, as the organization prizes staff members who can come up with creative solutions for client problems. First Choice lending offers FHA loans, home construction loans, reverse mortgages, and more. Where they differ is in their dedication to personalizing loan products to best fit each customer’s needs. Vanessa’s top priority is always the customer.

Vanessa Lashlee has a creative mind that can come up with solutions to overcome her client’s obstacles, thanks to years of experience in the financial industry. Having a family of her own only magnifies her central strength in her ability to connect with customers, understanding exactly what they need and how best to help them with their loan or mortgage.

Reviews:


One word sums up Ms. Lashlee, EXCELLENT. She was such a joy to have on our side. Things were challenging at times but Vanessa reassured us that she would get us the home and loan we loved. We did have a couple of unplanned hiccups but we worked together to resolve all issues promptly.Thanks so much Vanessa we think you’re awesome. We will recommend you anyone we know seeking a purchase money mortgage. -Michael


Vanessa has been awesome throughout the whole loan process. This was my 20 year olds first home and she made it so easy and explained things in detail. To top that off, her response time to questions was unheard of fast. I never had to wait long for a response and for me that was huge. I would recommend Vanessa Lashlee to anyone looking to purchase a new home. You will be in good hands. -Toni


Vanessa is wonderful. Not good but absolutely great. She went above and beyond what any applicant could expect to get our family a mortgage with a great rate and a payment that was affordable. This wasn’t your standard mortgage request as our circumstances were honestly bizarre. But she did it she got it done. Our family is forever grateful for Vanessa and the team at First Choice. Why except the rest when you can have the best. Call Vanessa in Knoxville. We live in. Chattanooga and she had no problems working with us. -Barbara


I can't say enough good things about Vanessa Lashlee my mortgage officer, and First Choice Lending Services. She was there every step of the way to help, and responded quickly to any issues or questions I had. We were on a very tight deadline, and needed an impossibly fast closing date. She made the impossible happen, we made our deadline, and closing costs ended up being far less than estimated. Thank you Vanessa, and everyone at First Choice Lending Services. -Chris


Thank you Vanessa, you were so wonderful. You kept us in the loop and answered every question we had. Even gave us assurance when things came about that was unexpected. You are an angel. Would recommend you in a heartbeat. -Jason


Vanessa Lashlee was excellent to work with. She followed up with me for years until I was ready to purchase. She was helpful and professional throughout the entire process. I’m very pleased that I chose to work with First Choice. -Terease