Knoxville Branch

Toll-free 855-392-4141

Knoxville Branch 2017-10-04T19:46:28+00:00
Amanda Jenkinson
Mortgage Consultant
Amanda Jenkinson

Mortgage Consultant

Apply with Amanda

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Direct: 865-392-4177
Cell: 865-243-5919
NMLS # 70715
Email:

First Choice Lending Services LLC has been highly successful since its creation and has enjoyed tremendous growth. This is mostly due to two things: the quality of the employees working at First Choice, and the company’s business priorities.

Amanda Jenkinson, like the rest of her coworkers, is a hardworking and dedicated agent, with a talent for thinking outside the box. This last quality is especially important for any employee of First Choice, as the organization prizes staff members who can come up with creative solutions for client problems. First Choice lending offers FHA loans, home construction loans, reverse mortgages, and more. Where they differ is in their dedication to personalizing loan products to best fit each customer’s needs.

Amanda Jenkinson has a creative mind that can come up with solutions to overcome her client’s obstacles. One of her central strengths is her ability to connect with customers, understanding exactly what they need and how best to help them with their loan or mortgage.

Reviews:


I wholeheartedly recommend Amanda. She did a great job on our loan with professional service. She is very helpful, kind, and went out of her way to make sure everything was taken care of. - Crissy


Amanda handled and closed our VA loan in less than 3 weeks, with practically no work on our end!! It was as painless as could possibly be - she handled everything quickly, efficiently and professionally. Highly recommended!!! - Jennifer L.


Amanda is wonderful and very good at what she does. She made this process easy and worry free. I highly recommend Amanda. - Lynne


I can't say enough about Amanda! Always available with a wealth of experience and willing to go the extra mile to make sure things are done on time. You won't find a more helpful, and extremely knowledgeable lender than Amanda. She quickly ran numbers on every house we were interested in. Any question we had, she answered right away. When it came time to buy and we needed to close sooner than normal, she pulled it off so smoothly! I could go on and on, we were so happy working with her! Thank you! - Debbie K.


If it wasn't for Amanda, I don't know if we would have made it through this process. She constantly was there for us at any time and answered any questions we had. She was our rock when we felt hopeless. It was because of her that we now live in our dream home. Thank you Amanda, for your continued support and friendship. - Elisha H

Ashley Lockridge
Processor
Ashley Lockridge

Processor

Direct: 865-392-4138
Email:

Clients of First Choice Lending are scattered throughout the states of Tennessee and Kentucky, more heavily concentrated in Nashville and Knoxville, the sites of the company headquarters. Ashley wanted to help the people in her community by using her knowledge and experience with the mortgage industry in the service of First Choice Lending.

Since the company first opened its doors, it has attracted a great number of highly experienced individuals, including men and women from many different sectors of the finance industry and beyond. The unifying factor for all of these employees is their ability and desire to help first-time home buyers to decide upon a home and navigate the process of making a purchase.

Brannon Taylor
Mortgage Consultant
Brannon Taylor

Mortgage Consultant

Apply with Brannon

Direct: 865-392-4142
Cell: 865-386-2654
NMLS: 36380
Email:

Brannon is a Senior Loan Officer and has been with us for 12 years. After graduating Carson-Newman University in 2002 with a Business Finance degree, he knew that he wanted to be in the Mortgage industry to help people through the process of getting a home loan. Utilizing his financial planning education combined with his diligent approach in ensuring he matches applicants with the right product and terms for their specific situation, his customers enjoy the peace of mind in knowing that they have selected a loan that fits their needs.

Brannon has been married to Brooke since 2004 and has three children Reece, Rylee, and Will. He enjoys spending time with his family as well as playing golf and watching football games

Brenda Rutherford
Processor
Brenda Rutherford

Processor

Direct: 865-392-4139
Fax: 865-392-4179
Email:

Brenda Rutherford was born and raised in East Tennessee and began her mortgage banking career in Knoxville in the 1970’s. Brenda joined the team at First Choice Lending Services in July 2017 as a processor. She has 15 years experience closing and processing loans in Indiana and in Texas. Brenda strives to provide excellent, professional service to her valued clients. She is married with 3 children and 4 grandchildren and enjoys spending time with her husband exploring the Great Smokey Mountains.

Darrin Perryman
Mortgage Consultant
Darrin Perryman

Mortgage Consultant

Apply with Darrin

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Direct: 865-392-4168
Cell: 865-332-7824
NMLS: 1297660
Email:

Darrin is a Fun-loving family man, Denver Broncos fan, and a Mortgage Broker in Knoxville, TN.

He is passionate about promoting a fun customer-focused mortgage experience from the initial meeting all the way to the closing table. Darrin also believes keeping his clients and the realtors he works within the loop is key during the entire loan process.

Over the past 10 years, Darrin has held several positions in the mortgage industry and was thrilled to join the First Choice Lending team in the summer of 2016. Darrin prides himself on listening to his client’s needs and helping them find the loan product that will benefit them the most. He especially loves to work with first-time home buyers and educating them at every step of the process.

Darrin moved to Knoxville, TN in 2003 and was married to his beautiful wife Sheila in 2004. He has two wild and fun-loving boys that keep him on his toes constantly. When Darrin is not helping clients, he enjoys photography, travel, and on the weekends, you can find him spending time with his friends and family and working on his wife’s “honey do” list.
Darrin is beyond grateful that he gets to have a small part in making homeownership a reality for people all across Tennessee and Kentucky and strives every day to make sure the people he meets leave the closing table feeling more like family than just another customer.

Reviews:


Darrin helped us close on a loan in August 2017. Absolutely the best experience possible. Responded to my emails and text within minutes. He always answered calls or returned them within minutes and was in constant communication throughout the entire process. He even would go as far as calling my agent and title companies with questions I had that were normally for them. Any question I had he answered or found the answer right away. Thank you, Darrin for making this a pleasant experience. - Travis D.


Darrin helped my husband and I purchase our new home in April of this year. We were putting in an offer on a Foreclosure and needed to have a preapproval ready before we could submit the offer. He came in on a holiday so he could help me and get me a preapproval letter in time to submit my offer. Thanks to him we were also able to close in just a couple weeks! He was a fantastic help in getting things done quickly! Thanks Darrin for being awesome and sooooo helpful! - Brittany F.


Darrin is one of the most patient guys with which I have worked. I lost count of all the different numbers and properties I sent his way to have the numbers run for us. He always returned results promptly, but more importantly, consistently acknowledged receiving our message. He exhausted every resource he had to make sure that we had the best product for our family. He is friendly and dependable, and I could not recommend him more. -Travis G

Eileen Clifton
Compliance
Eileen Clifton

Compliance

Direct: 865-392-4165
Cell: 865-591-8247
Email:

For Eileen Clifton, serving the people of Kentucky and Tennessee in their struggles to navigate the complexities of buying a home is a privilege. Eileen joined First Choice so that she could better help families and individuals in need. The company’s practice of tailoring its loan products to the needs of its clients attracted Eileen’s attention and interest.

Eileen has experience working with mortgage providers like Freddie Mac and FHA, but First Choice Lending allowed her to do something slightly different. The flexibility involved in personalizing and customizing loan products allowed Eileen to serve her clients even more effectively than in her previous positions.

Eileen and the rest of the First Choice team are highly effective agents, especially when serving clients with extenuating financial circumstances. There is a great deal of ingenuity that goes into customizing a loan product, and Eileen Clifton is an expert at finding or creating the very best loan product for her customers. Her passion for serving others and her innovative mind make her an ideal agent for First Choice Lending.

Erin Barker
Mortgage Consultant
Erin Barker

Mortgage Consultant

Apply with Erin

Direct: 865-392-4174
Cell: 865-271-7651
NMLS 1497745
Email:

Erin Barker has given a great deal to the people of Tennessee and Kentucky by working with First Choice Lending. The company helps people get loans for home buying, and employees like Erin help guide customers through the home buying process. At First Choice there are a variety of ways that clients can solve their home buying difficulties smoothly and efficiently.

A few of the loan products offered at First Choice Lending include FHA loans, Freddie Mac loans, Fannie Mae loans, rural housing development loans, and more. Erin Barker and the other lenders at First Choice work with clients to determine what loan product works best for them.

Ever since Erin began working at First Choice Lending, the company’s policy of customizing loan products to specific situations came naturally. Erin is excellent at finding the best ways to help clients, tailoring each loan product to the specific customer and making sure that each customer is helped as much as possible.

Gigi Johnson
Processor
Gigi Johnson

Processor

Direct: 865-392-4136
NMLS: 171330
Email:

First Choice Lending Services, LLC, benefits greatly from the combined experience of its many employees. Some members of the First Choice team have only been working in lending and mortgages for the past few years, while others have over a decade of experience. This combination of fresh energy and new ideas with longtime experience in the industry is part of what makes First Choice Lending Services so successful.

Gigi Johnson has many years experience in the lending industry and has served First Choice Lending well as a loan processor. She also spent time working as a loan officer and title processor, giving her a wide range of skills that make her a valuable employee. Like many other employees of First Choice, working with first-time home buyers is the most rewarding experience for Gigi.

First Choice is lucky to have employees like Gigi who love their work. She has lived in Cleveland and Knoxville, TN and enjoys giving back to the people of Tennessee and Kentucky. She has raised three sons and now has the pleasure of being the grandmother of 3.

Hannah Nelson
Mortgage Consultant
Hannah Nelson

Mortgage Consultant

Apply with Hannah

Direct: 865-934-1462
Cell: 865-437-8285
NMLS: 832742
Email:

For families and individuals throughout the country, deciding to buy a home and trying to make a home purchase is one of the biggest financial processes they will ever face. For those living in Kentucky and Tennessee, First Choice Lending is willing to help navigate the often complex process of buying a home.

There are several different loan and mortgage options available to customers of First Choice, including Fannie Mae loans, FHA loans, property-only loans, and many more. Hannah Nelson and the other First Choice employees work with customers to evaluate their financial circumstances and figure out how best to serve them.

For Hannah Nelson, who has a gift for customer service and understanding how best to serve a customer in need, First Choice offers plenty of opportunities to help those around her. Hannah came to First Choice with a great deal of experience and has proven to be a highly successful agent.

Jack Hewett
Mortgage Consultant
Jack Hewett

Mortgage Consultant

Apply with Jack

Direct: 865-392-4169
Cell: 865-387-1807
NMLS: 1093089
Email:

Jack is a Senior Mortgage Loan Officer for First Choice Lending Services. He joined the team at First Choice in September of 2013 after being after owning a local at&t wireless phone business that he sold in 2011. Following that, taught business courses at a local high school. He attributes the years running the business along with the interaction with customers and employees on a daily basis as an asset in the Mortgage business. Jack believes that this experience with customers on a one on one level and the combination of teaching skills is invaluable to helping his customers through the loan process.

He had spent 14 years volunteer coaching baseball at Loudon High School, and enjoys helping with coaching individuals also in his spare time, just like he does coaching his customers through a loan! Jack is married to Joy, who has a daughter, Jordan, and son, Jake. He enjoys sports of all kinds and is an avid Atlanta Falcons, Braves, and Tennessee Vols fan.

Jack attended college locally at Tennessee Wesleyan University where he received a Bachelor’s in Business Management while playing baseball. He then went on to get his Master’s in Sports Management at the University of Tennessee along with then completing education courses at the Graduate level.

James Biddle
Mortgage Consultant
James Biddle

Mortgage Consultant

Apply with James

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Direct: 865-392-4145
Cell: 865-591-1808
NMLS: 37042
Email:

James S. Biddle is a senior mortgage consultant at First Choice Lending with ten plus years of experience. He is one of the founding employees at First Choice Lending. James has always put his customers first, striving to discover ways to help meet client’s needs. One of the ways First Choice consultants serve their customers is by personalizing or customizing loan products, allowing clients with extenuating circumstances to secure a mortgage.

James Biddle’s experience in pushing through tough loans is one of the reasons his clients have been so impressed with First Choice’s services. He ensures prompt closings and is always accessible to his clients. James is considered a leader in the industry, and his underwriting abilities almost always secure loan success and approval. James is very active in his church and the local community. He is married to his lovely wife, Tarah, and they have four children.

Reviews:


I have worked with James on two home purchases and one refinance and all three experiences were great! Easy to contact and always prompt to return your calls or emails. Great lender but more importantly a great person. He even took the time to check in on my wife and I when our newborn was in the NICU this spring. I highly recommend James. - Jordan C


James has been a total blessing for me and my family. He worked with me on getting a loan and has answered every answer i could ask. He keeps me updated on each process of buying a home and explains to me in detail certain parts of the documents I may not understand. He always answers my phone call or returns it that day. If your looking to buy a home I recommend James Biddle for a loan consultant. - Bradley J


James is a great lender! He explains things well and is very patient. Me and my husband are first time home buyers so having someone who would walk us through the process has made all the difference! He has always gotten back to us with in just a few hours no matter what. We can not say enough good things about the experience we have had with James! - Ashley M


I actually had the opportunity to work with James Late June till closing on 6 Sept. He was on the ball, kept us informed of any problems and offered solutions, his knowledge and professionalism was and is second to none. I am a second time house buyer and this was an experience and an adventure in home buying I will never forget, he always got back to me in a timely manner and was awesome. - George H.

Jesse Johnson
Mortgage Consultant
Jesse Johnson

Mortgage Consultant

Apply with Jesse

Direct: 865-392-4173
Cell: 865-771-1975
NMLS: 1567780
Email:

Jesse Johnson is a trusted mortgage consultant based in the Knoxville area with knowledge and experience assisting in home financing throughout Tennessee as well as Kentucky. After graduating from Maryville College, Jesse knew he wanted to assist others in making one of the biggest life decisions: purchasing a home.

While finding the right home is extremely important, obtaining home financing that fits your needs and concerns is also essential to the home buying process. Jesse Johnson is skilled advocated willing to do the work so that you are able to receive the best financing options. His goal is to match your dream home with the best financing available.

John Harty
Mortgage Consultant
John Harty

Mortgage Consultant

Apply with John

Direct: 865-392-4146
Cell: 865-621-2028
NMLS: 36477
Email:

John Harty has been working for First Choice Lending for years, bringing to the company a great deal of experience and in-depth knowledge of loans and mortgages. For many families, buying a home is a difficult and complex financial decision. John Harty and his coworkers at First Choice make the home buying process far simpler.

Along with offering more recognized loans, such as FHA, Fannie Mae, and Freddie Mac, First Choice Lending offers personalized service for its customers. Clients of the firm can expect customized loan products tailored to their particular financial situations. John Harty’s understanding of mortgage and loan processes makes him an invaluable asset to the company.

John effectively uses his solid comprehension of loans and finance to find the best rates and loan products for his clients. If clients are facing extenuating circumstances or financial obstacles that make the loan process more difficult, John Harty thinks outside the box and creates a customized loan product that best suits his client’s situation.

Josh Heffington
Mortgage Consultant
Josh Heffington

Mortgage Consultant

Apply with Josh

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Direct: 865-392-4147
Cell: 865-256-0966
NMLS: 144531
Email:

Josh Heffington is a longtime resident of Tennessee, having attended college at the University of Tennessee and worked with First Choice Lending for a number of years. He was drawn to the mortgage and loan industry by his desire to help people buy their dream homes and to help first time home buyers navigate the world of loans and mortgages. First Choice was a natural place for someone with Josh’s skills and interests.

First Choice draws a large number of employees who enjoy helping first time home buyers, and thus has built an impressive history of helping families navigate home purchases. First Choice’s many loan product options and its policy of customizing loan products for its customers has made the company very successful since the day the business opened its doors.

After graduating from UT, Josh began giving back to the people of Tennessee and Kentucky by joining the team at First Choice. He believes that a home is the most important asset that most people buy, and as such he wants to help people navigate their home buying experience to the best of his ability.

Reviews:


He is always competitive...but just as importantly...very responsive & knowledgeable. Josh has helped my wife and I with multiple mortgages. He is always competitive...but just as importantly...very responsive & knowledgeable regarding his loan products. If you are looking for someone to trust your mortgage concerns with, give Josh a call. He comes highly recommended! -Taft


He was able to go above and beyond others, always answering promptly and professionally. he personally contacted the real estate agent and was extremely knowledgable of the HUD hones process. Had lots of wisdom and advice to give. -Michael


He was easy to reach and always responded promptly. Josh was wonderful to work with. He always kept us up to date on the progress of our home loan and explained how the process would work. He was always attentive, patient and kind when we had a laundry list of questions or concerns. He was easy to reach and always responded promptly. I would definitely recommend working with him for your home loan! -Amy


The man was super friendly and approachable. I was having a horrid time with another lending company when I was recommended josh. Josh was able to do in one week what the other company had done on 5 months. He was always available to answer any questions no matter what time or where he was, and even if my question was dumb or I had asked a hundred times already he was always very patient. He was great with keeping me up to date on where I stood with my closing and he seemed to know everything about USDA loans. The man was super friendly and approachable. Not only would I highly recommend josh to anybody, I already have. In short, josh is the man. -Kevin


Josh kept me informed every step of the way and gave his 110%, and anytime I had ... Josh kept me informed every step of the way and gave his 110%, and anytime I had a question he quickly gave me an answer...he just went above and beyond thru the whole process. -Roma


We were able to close and have some repair escrow money set aside to take care of ... Josh worked with us on a loan for a home that needed some work. We were able to close and have some repair escrow money set aside to take care of some repairs after closing. I didn’t even know such a program existed, but Josh searched and worked very hard to secure our financing. I know we wouldn’t have our home today without his help and two other banks denied us because of the home. -Keith


He honored his quoted rate and did a fantastic job. Josh had helped a friend of mine with a refinance a few months back so decided to give him a try. He honored his quoted rate and did a fantastic job. I would highly recommend his services to anyone looking to refinance. -Daniel


After refinancing with Josh at First Choice, I realized that it is very important ... Before I refinanced I thought that all mortgage brokers were the same. After refinancing with Josh at First Choice, I realized that it is very important who you choose and I'm glad I went with him. Josh got a quit claim deed taken care of which needed signing and also helped get an old lien removed which neither my original mortgage nor previous refinance was aware of. We were also able to use an alternative title company which had lower closing fees. The rates he offered were also the best I could find for my loan value. -Garrett


I had shopped Josh with other lenders and he won out. I was selling my 2nd house ... I contacted Josh via Zillow several days before calling him. I had shopped Josh with other lenders and he won out. I was selling my 2nd house and was getting a bigger house due to increase family size. He went over with me every mortgage option and I feel I got the best one for me. I would recommend Josh to anyone. -Krista


Josh and his team at First Choice lending really did a great job in preparing us ... We had our eye on a short sale for a while and we got paired up with Josh on Zillow for our financing. Our realtor had warned us that a short sale could be time consuming. Josh and his team at First Choice lending really did a great job in preparing us for closing in a timely fashion. We would recommend First Choice to anyone looking to buy a home. -Thomas


We couldn’t be happier, just closed on our home yesterday and Josh exceeded our expectations. I had talked to several companies through the Zillow mortgage marketplace and after a few days of shopping we decided to give Josh a shot at our loan. We couldn’t be happier, just closed on our home yesterday and Josh exceeded our expectations. Our closing costs were less than his initial estimates and so we did not have to bring any money to closing we actually got the money back for the appraisal we paid for.. Josh and his whole team did a great job and would recommend his services. -Frank

Laura Kitchen
Mortgage Consultant
Laura Kitchen

Mortgage Consultant

Apply with Laura

Cell: 865-659-1539
Direct: 865-392-4135
NMLS: 36430
Email:

Laura Kitchen has proven herself an asset to First Choice Lending from the moment she started work. Her dedication, willingness to go above and beyond her duties and general good spirits have been infectious, leading to better productivity and better moods throughout the company.

First Choice is proud to offer extensive mortgage and loan solutions to help homeowners and potential home buyers alike. They are based in Nashville and Knoxville, and serve clients throughout all of Tennessee and Kentucky. First Choice Lending offers recognized loans such as Freddie Mac and NHA loans, as well as somewhat less common home purchasing investment loans and loans for the self-employed.

Laura Kitchen is an extremely successful agent, her good spirits and genuine enjoyment of her work allowing her to connect with her clients. This allows Laura to better understand exactly what her clients need and what loan products might be best for each situation. She can also create a customized loan product if existing loan options do not suit her client’s needs.

Lori Pike
Mortgage Consultant
Lori Pike

Mortgage Consultant

Apply with Lori

Direct: 865-392-4135
Cell: 865-659-1539
NMLS: 38129
Email:

Laura Kitchen has proven herself an asset to First Choice Lending from the moment she started work. Her dedication, willingness to go above and beyond her duties, and general good spirits have been infectious, leading to better productivity and better moods throughout the company.

First Choice is proud to offer extensive mortgage and loan solutions to help homeowners and potential home buyers alike. They are based in Nashville and Knoxville, and serve clients throughout all of Tennessee and Kentucky. First Choice Lending offers recognized loans such as Freddie Mac and NHA loans, as well as somewhat less common home purchasing investment loans and loans for the self-employed.

Laura Kitchen is an extremely successful agent, her good spirits and genuine enjoyment of her work allowing her to connect with her clients. This allows Laura to better understand exactly what her clients need and what loan products might be best for each situation. She can also create a customized loan product if existing loan options do not suit her client’s needs.

Lyndsey Logan
Mortgage Consultant
Lyndsey Logan

Mortgage Consultant

Apply with Lyndsey

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Direct: 865-392-4158
Cell: 865-437-7502
NMLS: 882840
Email:

Lyndsey understands that purchasing a home can be very stressful and overwhelming. She uses her knowledge and skills to make the process as smooth as possible. She enjoys working with clients to customize the perfect loan product to meet their specific needs. Whether you are a first-time home buyer or looking to refinance your home, Lyndsey is committed to helping you find the mortgage program that best fits your individual situation.

Reviews:


Lyndsey was so helpful while working with me on purchasing my new home! She answered all the questions usually within minutes of emailing her! I highly recommend her and First Choice Lending! -Laura W.


Lyndsey waas absolutely AMAZING to work with. She explained every detail and ensured that my husband and i undedstood every step of the home buying process. I would recommend her to anyone interested in purchasing a home. -Janie W

Mia Kirkland
Mortgage Consultant
Mia Kirkland

Mortgage Consultant

Apply with Mia

Direct: 865-392-4172
Cell: 865-771-9596
NMLS: 159355
Email:

Mia Kirkland has been in the mortgage industry for over 22 years but also has a wide range of education and experience behind her. She holds a degree in Information Systems while also having additional studies in such varied subjects as Finance, Agriculture, and Equine Science.

Because Mia has such a wide range of knowledge and experience, she is able to connect with her clients on a personal level to determine how best she can serve them.

Mia helps customers with poor credit by educating them about credit so in the near future they may be able to obtain a mortgage loan. She also has the talent to think outside the box so she searches for and can create a customized loan product that best suits her client’s situation.

Michael Shadowens
Mortgage Consultant
Michael Shadowens

Mortgage Consultant

Apply with Michael

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Direct: 865-392-4164
Cell: 865-202-5405
NMLS # 1613358
Email:

First Choice Lending Services LLC has been highly successful since its creation and has enjoyed tremendous growth. This is mostly due to two things: the quality of the employees working at First Choice, and the company’s business priorities.

Michael Shadowens, like the rest of his coworkers, is a hardworking and dedicated agent, with a talent for thinking outside the box. This last quality is especially important for any employee of First Choice, as the organization prizes staff members who can come up with creative solutions for client problems. First Choice lending offers FHA loans, home construction loans, reverse mortgages, and more. Where they differ is in their dedication to personalizing loan products to best fit each customer’s needs.

Michael Shadowens has a creative mind that can come up with solutions to overcome his client’s obstacles. One of his central strengths is his ability to connect with customers, understanding exactly what they need and how best to help them with their loan or mortgage.

Reviews:


Great To work with. Quick response time. Made the buying experience fun. If you need to refinance or new home give this guy a call you won't regret it! -David J


As first time buyers, my husband and I had absolutely no idea how things worked or what paperwork we would need to get done. Thankfully our loan officer Michael Shadowens held our hands through the whole process, step by step, overcoming any obstacles and helped us gather and sign everything we needed. I must mention that all of this was done with us being in Kentucky, and Michael in Tennessee! That's what really impressed us. Even with the distance, he made us feel like his office was right next door because his communication was excellent. If we had any worries or questions whether at 5AM or 10PM, his reply time was immediate.

We're very grateful for professionals like Michael getting us into our home and will definitely recommend him to our friends and family. - Perla V


Michael was absolutely the best! We had spoke with several lenders over the past year and a half and kept getting very bad advice on how to get to where we needed to be. We spoke to Michael, he gave us a game plan that we followed and we were able to get into a house in no time! He worked very hard on our loan, spent so much of his time and definitely went above and beyond when I am sure other people would have given up. We can't thank him enough for making our first home purchase possible!!! -Nikkie L


Michael was very efficient and very eager to help me get everything done that I needed to, to make sure that I was able to get the current house I recently purchased. The turn around time was quick and painless. -Derrick


Michael's calm assurances and expertise throughout the process made the financing journey much less stressful. He made sure that I was able to take advantage of loan opportunities that would save me money and was available 24/7 for any questions or concerns. Michael was very personable, encouraging and is definitely an expert in his field.

I am very thankful that I had the opportunity to meet Michael and to take advantage of his expertise firsthand. -Eileen

Robert Klatt
Mortgage Consultant
Robert Klatt

Mortgage Consultant

Apply with Robert

Direct: 865-392-4149
NMLS: 768370
Email:

Robert Klatt began working for First Choice Lending because of his drive for helping people understand and navigate the difficulties of first-time home buying. He wanted to use his experience in finance and the loan and mortgage industry to help first time home buyers find the best mortgage loan options.

First Choice Lending offers many loan options, including such familiar products as Fannie Mae loans, Freddie Mac loans, and home construction loans. Less well-known loan options are also available, including reverse mortgages, loans for the self-employed, and home purchasing investor loans. If a client needs a specific loan for his or her financial situation, then First Choice can create a personalized loan.

The role of employees like Robert Klatt is to help customers determine which loans best suit their situation and to customize or tailor a loan product to that financial need. Robert ensures that every customer has the loan product they will benefit from most.

Samantha Montgomery
Compliance
Samantha Montgomery

Compliance

Toll-Free: 855-392-4141
Toll-Free Fax: 866-493-8659
Email:

Sam works in compliance at FCLS. She’s responsible for ensuring the company is following compliance standards by sending required regulatory documents and disclosures to customers.

FCL not only employs people with finance and business backgrounds, but also employs people with experience in various backgrounds. Sam graduated from the University of Tennessee with a Bachelor’s Degree in Social Work. She worked as a school social worker for almost 2 years where she served children and families in need in the Knoxville community. Before earning her degree, Sam worked in healthcare and customer service related positions. Experience in these fields instilled a value for providing excellent customers service skills and gave her the opportunity to strengthen her interpersonal and communication skills.

One of Sam’s favorite aspects about FCLS is the positive work environment. She is grateful for the opportunity to work with wonderful individuals who demonstrate excellence and passion for what they do. Although Sam is new to the mortgage industry she is excited to be a part of the FCLS team and eager to enhance her knowledge in this field. In her spare time, she enjoys hiking, traveling, and spending time with her husband and their “fur child”, Paco.

Steve Logan
Mortgage Consultant
Steve Logan

Mortgage Consultant

Apply with Steve

Direct: 865-392-4161
Cell: 865-437-7734
NMLS: 932276
Email:

Many first-time home buyers become overwhelmed with the complexities involved in arguably the most important financial decision in their life. Steve Logan recognized this, and he decided to use his skills and knowledge to benefit home buyers and homeowners throughout Tennessee and Kentucky by joining the team at First Choice Lending Services, LLC.

Steve Logan not only has the desire to help first-time home buyers, but also the knowledge and innovative mind needed to craft a tailored loan option. No matter what a client’s financial difficulties or obstacles are, Steve will work with and educate them on different loan options so that together they can customize a loan product to best suit the customer’s situation.

Offering purchase and refinancing FHA loans, USDA Rural Development loans, VA Loans, Conventional loans, and Reverse Refinancing, he has the products to help you.

Steve Logan is a graduate of the University of Tennessee Knoxville and today resides in Hardin Valley area of Knoxville. Married to Lyndsey Logan, a loan officer with First Choice Lending Services, LLC as well, and two girls that attend Hardin Valley Elementary School, he and his family are active, contributing members of the community.

Steve Logan wants to help you and your family find where you can call home!

Steve Shelton
Managing Principal
Steve Shelton

Managing Principal

Apply with Steve

Direct: 865-392-4133
NMLS: 39420
Email:

Steve Shelton has been working in the field of Business Management and Finance since he graduated from Pensacola Christian College in 1996. He has owned his own company in the mortgage business since 2002, and has been very successful in administration. First Choice Lending’s success is due in part to the experience and leadership of Steve Shelton.

First Choice has been enjoying tremendous growth, buoyed by the experience and knowledge of Steve and a number of consultants and processors who have been in the industry for many years. The company’s emphasis on exemplary customer service is influenced by the need that experienced employees like Steve noticed in the industry.

Steve Shelton, like all of the staff at First Choice Lending, believes in putting customers first. Often this involves customizing a loan product to fit a customer’s specific needs. Steve also understands the importance of having interests outside of work, however, and enjoys spending time with his family, either at home or on vacations to the beach and mountains.

Tony Blevins
Mortgage Consultant
Tony Blevins

Mortgage Consultant

Apply with Tony

Cell: 865-850-6053
Office: 865-392-4160
Fax: 865-392-4176
NMLS 258102
Email:

First Choice Lending, LLC is dedicated to its customers, serving a wide range of clients throughout Kentucky and Tennessee. The company is based out of Knoxville and Nashville, and primarily handles mortgages and home loans. Tony is one of the many highly successful agents handling lending and mortgage problems for families and individuals throughout both states.

First Choice has set itself apart from other lending services by not only offering standard and recognized loans but by customizing those loans to best fit their clients’ needs. Thus, while Fannie Mae, Freddie Mac, home construction, and property-only loans are available, Tony and coworkers also tailor loan products to their customers.

Tony has been remarkably successful at understanding what is needed by his clients no matter their financial circumstances or logistical obstacles. His efficient customer service and ability to innovate and find the best solution for his customers has made Tony a valued member of the First Choice team.

Vanessa Lashlee
Mortgage Consultant
Vanessa Lashlee

Mortgage Consultant

Apply with Vanessa

Direct: 865-392-4140
Cell: 615-202-5665
NMLS # 437348
Email:

First Choice Lending Services LLC has been highly successful since its creation and has enjoyed tremendous growth. This is mostly due to two things: the quality of the employees working at First Choice, and the company’s business priorities.

Vanessa Lashlee, like the rest of her coworkers, is a hardworking and dedicated agent, with a talent for thinking outside the box. This last quality is especially important for any employee of First Choice, as the organization prizes staff members who can come up with creative solutions for client problems. First Choice lending offers FHA loans, home construction loans, reverse mortgages, and more. Where they differ is in their dedication to personalizing loan products to best fit each customer’s needs. Vanessa’s top priority is always the customer.

Vanessa Lashlee has a creative mind that can come up with solutions to overcome her client’s obstacles, thanks to years of experience in the financial industry. Having a family of her own only magnifies her central strength in her ability to connect with customers, understanding exactly what they need and how best to help them with their loan or mortgage.