Knoxville Branch

Toll-free 855-392-4141

Knoxville Branch 2017-10-04T19:46:28+00:00
Amanda Jenkinson
Mortgage Consultant
Amanda Jenkinson

Mortgage Consultant

Apply with Amanda

Direct: 865-392-4177
Cell: 865-243-5919
NMLS # 70715
Email:

First Choice Lending Services LLC has been highly successful since its creation and has enjoyed tremendous growth. This is mostly due to two things: the quality of the employees working at First Choice, and the company’s business priorities.

Amanda Jenkinson, like the rest of her coworkers, is a hardworking and dedicated agent, with a talent for thinking outside the box. This last quality is especially important for any employee of First Choice, as the organization prizes staff members who can come up with creative solutions for client problems. First Choice lending offers FHA loans, home construction loans, reverse mortgages, and more. Where they differ is in their dedication to personalizing loan products to best fit each customer’s needs.

Amanda Jenkinson has a creative mind that can come up with solutions to overcome her client’s obstacles. One of her central strengths is her ability to connect with customers, understanding exactly what they need and how best to help them with their loan or mortgage.

Brannon Taylor
Mortgage Consultant
Brannon Taylor

Mortgage Consultant

Apply with Brannon

Direct: 865-392-4142
Cell: 865-386-2654
NMLS: 36380
Email:

Brannon is a Senior Loan Officer and has been with us for 12 years. After graduating Carson-Newman University in 2002 with a Business Finance degree, he knew that he wanted to be in the Mortgage industry to help people through the process of getting a home loan. Utilizing his financial planning education combined with his diligent approach in ensuring he matches applicants with the right product and terms for their specific situation, his customers enjoy the peace of mind in knowing that they have selected a loan that fits their needs.

Brannon has been married to Brooke since 2004 and has three children Reece, Rylee, and Will. He enjoys spending time with his family as well as playing golf and watching football games

Brenda Rutherford
Processor
Brenda Rutherford

Processor

Direct: 865-392-4139
Fax: 865-392-4179
Email:

Brenda Rutherford was born and raised in East Tennessee and began her mortgage banking career in Knoxville in the 1970’s. Brenda joined the team at First Choice Lending Services in July 2017 as a processor. She has 15 years experience closing and processing loans in Indiana and in Texas. Brenda strives to provide excellent, professional service to her valued clients. She is married with 3 children and 4 grandchildren and enjoys spending time with her husband exploring the Great Smokey Mountains.

Darrin Perryman
Mortgage Consultant
Darrin Perryman

Mortgage Consultant

Apply with Darrin

Direct: 865-392-4168
Cell: 865-332-7824
NMLS: 1297660
Email:

Darrin is a Fun-loving family man, Denver Broncos fan, and a Mortgage Broker in Knoxville, TN.

He is passionate about promoting a fun customer-focused mortgage experience from the initial meeting all the way to the closing table. Darrin also believes keeping his clients and the realtors he works within the loop is key during the entire loan process.

Over the past 10 years, Darrin has held several positions in the mortgage industry and was thrilled to join the First Choice Lending team in the summer of 2016. Darrin prides himself on listening to his client’s needs and helping them find the loan product that will benefit them the most. He especially loves to work with first-time home buyers and educating them at every step of the process.

Darrin moved to Knoxville, TN in 2003 and was married to his beautiful wife Sheila in 2004. He has two wild and fun-loving boys that keep him on his toes constantly. When Darrin is not helping clients, he enjoys photography, travel, and on the weekends, you can find him spending time with his friends and family and working on his wife’s “honey do” list.
Darrin is beyond grateful that he gets to have a small part in making homeownership a reality for people all across Tennessee and Kentucky and strives every day to make sure the people he meets leave the closing table feeling more like family than just another customer.

Eileen Clifton
Compliance
Eileen Clifton

Compliance

Direct: 865-392-4165
Cell: 865-591-8247
Email:

For Eileen Clifton, serving the people of Kentucky and Tennessee in their struggles to navigate the complexities of buying a home is a privilege. Eileen joined First Choice so that she could better help families and individuals in need. The company’s practice of tailoring its loan products to the needs of its clients attracted Eileen’s attention and interest.

Eileen has experience working with mortgage providers like Freddie Mac and FHA, but First Choice Lending allowed her to do something slightly different. The flexibility involved in personalizing and customizing loan products allowed Eileen to serve her clients even more effectively than in her previous positions.

Eileen and the rest of the First Choice team are highly effective agents, especially when serving clients with extenuating financial circumstances. There is a great deal of ingenuity that goes into customizing a loan product, and Eileen Clifton is an expert at finding or creating the very best loan product for her customers. Her passion for serving others and her innovative mind make her an ideal agent for First Choice Lending.

Erin Barker
Mortgage Consultant
Erin Barker

Mortgage Consultant

Apply with Erin

Direct: 865-392-4174
Cell: 865-271-7651
NMLS 1497745
Email:

Erin Barker has given a great deal to the people of Tennessee and Kentucky by working with First Choice Lending. The company helps people get loans for home buying, and employees like Erin help guide customers through the home buying process. At First Choice there are a variety of ways that clients can solve their home buying difficulties smoothly and efficiently.

A few of the loan products offered at First Choice Lending include FHA loans, Freddie Mac loans, Fannie Mae loans, rural housing development loans, and more. Erin Barker and the other lenders at First Choice work with clients to determine what loan product works best for them.

Ever since Erin began working at First Choice Lending, the company’s policy of customizing loan products to specific situations came naturally. Erin is excellent at finding the best ways to help clients, tailoring each loan product to the specific customer and making sure that each customer is helped as much as possible.

Gigi Johnson
Processor
Gigi Johnson

Processor

Direct: 865-392-4136
NMLS: 171330
Email:

First Choice Lending Services, LLC, benefits greatly from the combined experience of its many employees. Some members of the First Choice team have only been working in lending and mortgages for the past few years, while others have over a decade of experience. This combination of fresh energy and new ideas with longtime experience in the industry is part of what makes First Choice Lending Services so successful.

Gigi Johnson has many years experience in the lending industry and has served First Choice Lending well as a loan processor. She also spent time working as a loan officer and title processor, giving her a wide range of skills that make her a valuable employee. Like many other employees of First Choice, working with first-time home buyers is the most rewarding experience for Gigi.

First Choice is lucky to have employees like Gigi who love their work. She has lived in Cleveland and Knoxville, TN and enjoys giving back to the people of Tennessee and Kentucky. She has raised three sons and now has the pleasure of being the grandmother of 3.

Hannah Nelson
Mortgage Consultant
Hannah Nelson

Mortgage Consultant

Apply with Hannah

Direct: 865-934-1462
Cell: 865-437-8285
NMLS: 832742
Email:

For families and individuals throughout the country, deciding to buy a home and trying to make a home purchase is one of the biggest financial processes they will ever face. For those living in Kentucky and Tennessee, First Choice Lending is willing to help navigate the often complex process of buying a home.

There are several different loan and mortgage options available to customers of First Choice, including Fannie Mae loans, FHA loans, property-only loans, and many more. Hannah Nelson and the other First Choice employees work with customers to evaluate their financial circumstances and figure out how best to serve them.

For Hannah Nelson, who has a gift for customer service and understanding how best to serve a customer in need, First Choice offers plenty of opportunities to help those around her. Hannah came to First Choice with a great deal of experience and has proven to be a highly successful agent.

Jack Hewett
Mortgage Consultant
Jack Hewett

Mortgage Consultant

Apply with Jack

Direct: 865-392-4169
Cell: 865-387-1807
NMLS: 1093089
Email:

Jack is a Senior Mortgage Loan Officer for First Choice Lending Services. He joined the team at First Choice in September of 2013 after being after owning a local at&t wireless phone business that he sold in 2011. Following that, taught business courses at a local high school. He attributes the years running the business along with the interaction with customers and employees on a daily basis as an asset in the Mortgage business. Jack believes that this experience with customers on a one on one level and the combination of teaching skills is invaluable to helping his customers through the loan process.

He had spent 14 years volunteer coaching baseball at Loudon High School, and enjoys helping with coaching individuals also in his spare time, just like he does coaching his customers through a loan! Jack is married to Joy, who has a daughter, Jordan, and son, Jake. He enjoys sports of all kinds and is an avid Atlanta Falcons, Braves, and Tennessee Vols fan.

Jack attended college locally at Tennessee Wesleyan University where he received a Bachelor’s in Business Management while playing baseball. He then went on to get his Master’s in Sports Management at the University of Tennessee along with then completing education courses at the Graduate level.

James Biddle
Mortgage Consultant
James Biddle

Mortgage Consultant

Apply with James

Direct: 865-392-4145
Cell: 865-591-1808
NMLS: 37042
Email:

James S. Biddle is a senior mortgage consultant at First Choice Lending with ten plus years of experience. He is one of the founding employees at First Choice Lending. James has always put his customers first, striving to discover ways to help meet client’s needs. One of the ways First Choice consultants serve their customers is by personalizing or customizing loan products, allowing clients with extenuating circumstances to secure a mortgage.

James Biddle’s experience in pushing through tough loans is one of the reasons his clients have been so impressed with First Choice’s services. He ensures prompt closings and is always accessible to his clients. James is considered a leader in the industry, and his underwriting abilities almost always secure loan success and approval. James is very active in his church and the local community. He is married to his lovely wife, Tarah, and they have four children.

Jesse Johnson
Mortgage Consultant
Jesse Johnson

Mortgage Consultant

Apply with Jesse

Direct: 865-392-4173
Cell: 865-771-1975
NMLS: 1567780
Email:

Jesse Johnson is a trusted mortgage consultant based in the Knoxville area with knowledge and experience assisting in home financing throughout Tennessee as well as Kentucky. After graduating from Maryville College, Jesse knew he wanted to assist others in making one of the biggest life decisions: purchasing a home.

While finding the right home is extremely important, obtaining home financing that fits your needs and concerns is also essential to the home buying process. Jesse Johnson is skilled advocated willing to do the work so that you are able to receive the best financing options. His goal is to match your dream home with the best financing available.

John Harty
Mortgage Consultant
John Harty

Mortgage Consultant

Apply with John

Direct: 865-392-4146
Cell: 865-621-2028
NMLS: 36477
Email:

John Harty has been working for First Choice Lending for years, bringing to the company a great deal of experience and in-depth knowledge of loans and mortgages. For many families, buying a home is a difficult and complex financial decision. John Harty and his coworkers at First Choice make the home buying process far simpler.

Along with offering more recognized loans, such as FHA, Fannie Mae, and Freddie Mac, First Choice Lending offers personalized service for its customers. Clients of the firm can expect customized loan products tailored to their particular financial situations. John Harty’s understanding of mortgage and loan processes makes him an invaluable asset to the company.

John effectively uses his solid comprehension of loans and finance to find the best rates and loan products for his clients. If clients are facing extenuating circumstances or financial obstacles that make the loan process more difficult, John Harty thinks outside the box and creates a customized loan product that best suits his client’s situation.

Josh Heffington
Mortgage Consultant
Josh Heffington

Mortgage Consultant

Apply with Josh

Direct: 865-392-4147
Cell: 865-256-0966
NMLS: 144531
Email:

Josh Heffington is a longtime resident of Tennessee, having attended college at the University of Tennessee and worked with First Choice Lending for a number of years. He was drawn to the mortgage and loan industry by his desire to help people buy their dream homes and to help first time home buyers navigate the world of loans and mortgages. First Choice was a natural place for someone with Josh’s skills and interests.

First Choice draws a large number of employees who enjoy helping first time home buyers, and thus has built an impressive history of helping families navigate home purchases. First Choice’s many loan product options and its policy of customizing loan products for its customers has made the company very successful since the day the business opened its doors.

After graduating from UT, Josh began giving back to the people of Tennessee and Kentucky by joining the team at First Choice. He believes that a home is the most important asset that most people buy, and as such he wants to help people navigate their home buying experience to the best of his ability.

Joshua Nelson
Mortgage Consultant
Joshua Nelson

Mortgage Consultant

Apply with Joshua

Direct: 865-392-4159
Cell: 865-809-2737
NMLS: 1277584
Email:

First Choice Lending, LLC is dedicated to its customers, serving a wide range of clients throughout Kentucky and Tennessee. The company is based out of Knoxville and Nashville, and primarily handles mortgages and home loans. Joshua Nelson is one of the many highly successful agents handling lending and mortgage problems for families and individuals throughout both states.

First Choice has set itself apart from other lending services by not only offering standard and recognized loans, but by customizing those loans to best fit their clients’ needs. Thus, while Fannie Mae, Freddie Mac, home construction, and property-only loans are available, Joshua Nelson and coworkers also tailor loan products to their customers.

Joshua Nelson has been remarkably successful at understanding what is needed by his clients no matter their financial circumstances or logistical obstacles. His efficient customer service and ability to innovate and find the best solution for his customers has made Jack a valued member of the First Choice team.

Laura Kitchen
Mortgage Consultant
Laura Kitchen

Mortgage Consultant

Apply with Laura

Cell: 865-659-1539
Direct: 865-392-4135
NMLS: 36430
Email:

Laura Kitchen has proven herself an asset to First Choice Lending from the moment she started work. Her dedication, willingness to go above and beyond her duties and general good spirits have been infectious, leading to better productivity and better moods throughout the company.

First Choice is proud to offer extensive mortgage and loan solutions to help homeowners and potential home buyers alike. They are based in Nashville and Knoxville, and serve clients throughout all of Tennessee and Kentucky. First Choice Lending offers recognized loans such as Freddie Mac and NHA loans, as well as somewhat less common home purchasing investment loans and loans for the self-employed.

Laura Kitchen is an extremely successful agent, her good spirits and genuine enjoyment of her work allowing her to connect with her clients. This allows Laura to better understand exactly what her clients need and what loan products might be best for each situation. She can also create a customized loan product if existing loan options do not suit her client’s needs.

Lori Pike
Mortgage Consultant
Lori Pike

Mortgage Consultant

Apply with Lori

Direct: 865-392-4135
Cell: 865-659-1539
NMLS: 38129
Email:

Laura Kitchen has proven herself an asset to First Choice Lending from the moment she started work. Her dedication, willingness to go above and beyond her duties, and general good spirits have been infectious, leading to better productivity and better moods throughout the company.

First Choice is proud to offer extensive mortgage and loan solutions to help homeowners and potential home buyers alike. They are based in Nashville and Knoxville, and serve clients throughout all of Tennessee and Kentucky. First Choice Lending offers recognized loans such as Freddie Mac and NHA loans, as well as somewhat less common home purchasing investment loans and loans for the self-employed.

Laura Kitchen is an extremely successful agent, her good spirits and genuine enjoyment of her work allowing her to connect with her clients. This allows Laura to better understand exactly what her clients need and what loan products might be best for each situation. She can also create a customized loan product if existing loan options do not suit her client’s needs.

Lyndsey Logan
Mortgage Consultant
Lyndsey Logan

Mortgage Consultant

Apply with Lyndsey

Direct: 865-392-4158
Cell: 865-437-7502
NMLS: 882840
Email:

Lyndsey understands that purchasing a home can be very stressful and overwhelming. She uses her knowledge and skills to make the process as smooth as possible. She enjoys working with clients to customize the perfect loan product to meet their specific needs. Whether you are a first-time home buyer or looking to refinance your home, Lyndsey is committed to helping you find the mortgage program that best fits your individual situation.

Mia Kirkland
Mortgage Consultant
Mia Kirkland

Mortgage Consultant

Apply with Mia

Direct: 865-392-4172
Cell: 865-771-9596
NMLS: 159355
Email:

Mia Kirkland has been in the mortgage industry for over 22 years but also has a wide range of education and experience behind her. She holds a degree in Information Systems while also having additional studies in such varied subjects as Finance, Agriculture, and Equine Science.

Because Mia has such a wide range of knowledge and experience, she is able to connect with her clients on a personal level to determine how best she can serve them.

Mia helps customers with poor credit by educating them about credit so in the near future they may be able to obtain a mortgage loan. She also has the talent to think outside the box so she searches for and can create a customized loan product that best suits her client’s situation.

Michael Shadowens
Mortgage Consultant
Michael Shadowens

Mortgage Consultant

Apply with Michael

Direct: 865-392-4164
Cell: 865-202-5405
NMLS # 1613358
Email:

First Choice Lending Services LLC has been highly successful since its creation and has enjoyed tremendous growth. This is mostly due to two things: the quality of the employees working at First Choice, and the company’s business priorities.

Michael Shadowens, like the rest of his coworkers, is a hardworking and dedicated agent, with a talent for thinking outside the box. This last quality is especially important for any employee of First Choice, as the organization prizes staff members who can come up with creative solutions for client problems. First Choice lending offers FHA loans, home construction loans, reverse mortgages, and more. Where they differ is in their dedication to personalizing loan products to best fit each customer’s needs.

Michael Shadowens has a creative mind that can come up with solutions to overcome his client’s obstacles. One of his central strengths is his ability to connect with customers, understanding exactly what they need and how best to help them with their loan or mortgage.

Robert Klatt
Mortgage Consultant
Robert Klatt

Mortgage Consultant

Apply with Robert

Direct: 865-392-4149
NMLS: 768370
Email:

Robert Klatt began working for First Choice Lending because of his drive for helping people understand and navigate the difficulties of first-time home buying. He wanted to use his experience in finance and the loan and mortgage industry to help first time home buyers find the best mortgage loan options.

First Choice Lending offers many loan options, including such familiar products as Fannie Mae loans, Freddie Mac loans, and home construction loans. Less well-known loan options are also available, including reverse mortgages, loans for the self-employed, and home purchasing investor loans. If a client needs a specific loan for his or her financial situation, then First Choice can create a personalized loan.

The role of employees like Robert Klatt is to help customers determine which loans best suit their situation and to customize or tailor a loan product to that financial need. Robert ensures that every customer has the loan product they will benefit from most.

Samantha Montgomery
Compliance
Samantha Montgomery

Compliance

Toll-Free: 855-392-4141
Toll-Free Fax: 866-493-8659
Email:

Sam works in compliance at FCLS. She’s responsible for ensuring the company is following compliance standards by sending required regulatory documents and disclosures to customers.

FCL not only employs people with finance and business backgrounds, but also employs people with experience in various backgrounds. Sam graduated from the University of Tennessee with a Bachelor’s Degree in Social Work. She worked as a school social worker for almost 2 years where she served children and families in need in the Knoxville community. Before earning her degree, Sam worked in healthcare and customer service related positions. Experience in these fields instilled a value for providing excellent customers service skills and gave her the opportunity to strengthen her interpersonal and communication skills.

One of Sam’s favorite aspects about FCLS is the positive work environment. She is grateful for the opportunity to work with wonderful individuals who demonstrate excellence and passion for what they do. Although Sam is new to the mortgage industry she is excited to be a part of the FCLS team and eager to enhance her knowledge in this field. In her spare time, she enjoys hiking, traveling, and spending time with her husband and their “fur child”, Paco.

Steve Logan
Mortgage Consultant
Steve Logan

Mortgage Consultant

Apply with Steve

Direct: 865-392-4161
Cell: 865-437-7734
NMLS: 932276
Email:

Many first-time home buyers become overwhelmed with the complexities involved in arguably the most important financial decision in their life. Steve Logan recognized this, and he decided to use his skills and knowledge to benefit home buyers and homeowners throughout Tennessee and Kentucky by joining the team at First Choice Lending Services, LLC.

Steve Logan not only has the desire to help first-time home buyers, but also the knowledge and innovative mind needed to craft a tailored loan option. No matter what a client’s financial difficulties or obstacles are, Steve will work with and educate them on different loan options so that together they can customize a loan product to best suit the customer’s situation.

Offering purchase and refinancing FHA loans, USDA Rural Development loans, VA Loans, Conventional loans, and Reverse Refinancing, he has the products to help you.

Steve Logan is a graduate of the University of Tennessee Knoxville and today resides in Hardin Valley area of Knoxville. Married to Lyndsey Logan, a loan officer with First Choice Lending Services, LLC as well, and two girls that attend Hardin Valley Elementary School, he and his family are active, contributing members of the community.

Steve Logan wants to help you and your family find where you can call home!

Steve Shelton
Managing Principal
Steve Shelton

Managing Principal

Apply with Steve

Direct: 865-392-4133
NMLS: 39420
Email:

Steve Shelton has been working in the field of Business Management and Finance since he graduated from Pensacola Christian College in 1996. He has owned his own company in the mortgage business since 2002, and has been very successful in administration. First Choice Lending’s success is due in part to the experience and leadership of Steve Shelton.

First Choice has been enjoying tremendous growth, buoyed by the experience and knowledge of Steve and a number of consultants and processors who have been in the industry for many years. The company’s emphasis on exemplary customer service is influenced by the need that experienced employees like Steve noticed in the industry.

Steve Shelton, like all of the staff at First Choice Lending, believes in putting customers first. Often this involves customizing a loan product to fit a customer’s specific needs. Steve also understands the importance of having interests outside of work, however, and enjoys spending time with his family, either at home or on vacations to the beach and mountains.

Tony Blevins
Mortgage Consultant
Tony Blevins

Mortgage Consultant

Apply with Tony

Cell: 865-850-6053
Office: 865-392-4160
Fax: 865-392-4176
NMLS 258102
Email:

First Choice Lending, LLC is dedicated to its customers, serving a wide range of clients throughout Kentucky and Tennessee. The company is based out of Knoxville and Nashville, and primarily handles mortgages and home loans. Tony is one of the many highly successful agents handling lending and mortgage problems for families and individuals throughout both states.

First Choice has set itself apart from other lending services by not only offering standard and recognized loans but by customizing those loans to best fit their clients’ needs. Thus, while Fannie Mae, Freddie Mac, home construction, and property-only loans are available, Tony and coworkers also tailor loan products to their customers.

Tony has been remarkably successful at understanding what is needed by his clients no matter their financial circumstances or logistical obstacles. His efficient customer service and ability to innovate and find the best solution for his customers has made Tony a valued member of the First Choice team.

Vanessa Lashlee
Mortgage Consultant
Vanessa Lashlee

Mortgage Consultant

Apply with Vanessa

Direct: 865-392-4140
Cell: 615-202-5665
NMLS # 437348
Email:

First Choice Lending Services LLC has been highly successful since its creation and has enjoyed tremendous growth. This is mostly due to two things: the quality of the employees working at First Choice, and the company’s business priorities.

Vanessa Lashlee, like the rest of her coworkers, is a hardworking and dedicated agent, with a talent for thinking outside the box. This last quality is especially important for any employee of First Choice, as the organization prizes staff members who can come up with creative solutions for client problems. First Choice lending offers FHA loans, home construction loans, reverse mortgages, and more. Where they differ is in their dedication to personalizing loan products to best fit each customer’s needs. Vanessa’s top priority is always the customer.

Vanessa Lashlee has a creative mind that can come up with solutions to overcome her client’s obstacles, thanks to years of experience in the financial industry. Having a family of her own only magnifies her central strength in her ability to connect with customers, understanding exactly what they need and how best to help them with their loan or mortgage.