Knoxville Branch

Toll-free 855-392-4141

Knoxville Branch 2017-10-04T19:46:28+00:00
Aaron Brown
Mortgage Consultant
Aaron Brown

Mortgage Consultant

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Direct: 865-392-4173
Cell: 305-302-1587
NMLS: 1796652
Email:

Aaron Brown is a business graduate from Florida International University with 10 plus years of service expertise. Aaron is a very committed and passionate consultant eager to pursue your dream of owning a house. Aaron works diligently and timely ensuring all his clients are satisfied in a place they can call home.

Amanda Mize
Mortgage Consultant
Amanda Mize

Mortgage Consultant

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Direct: 865-392-4177
Cell: 865-243-5919
NMLS # 70715
Email:

First Choice Lending Services LLC has been highly successful since its creation and has enjoyed tremendous growth. This is mostly due to two things: the quality of the employees working at First Choice, and the company’s business priorities.

Amanda Mize, like the rest of her coworkers, is a hardworking and dedicated agent, with a talent for thinking outside the box. This last quality is especially important for any employee of First Choice, as the organization prizes staff members who can come up with creative solutions for client problems. First Choice lending offers FHA loans, home construction loans, reverse mortgages, and more. Where they differ is in their dedication to personalizing loan products to best fit each customer’s needs.

Amanda Mize has a creative mind that can come up with solutions to overcome her client’s obstacles. One of her central strengths is her ability to connect with customers, understanding exactly what they need and how best to help them with their loan or mortgage.

Reviews:


I wholeheartedly recommend Amanda. She did a great job on our loan with professional service. She is very helpful, kind, and went out of her way to make sure everything was taken care of. - Crissy


Amanda handled and closed our VA loan in less than 3 weeks, with practically no work on our end!! It was as painless as could possibly be - she handled everything quickly, efficiently and professionally. Highly recommended!!! - Jennifer L.


Amanda is wonderful and very good at what she does. She made this process easy and worry free. I highly recommend Amanda. - Lynne


I can't say enough about Amanda! Always available with a wealth of experience and willing to go the extra mile to make sure things are done on time. You won't find a more helpful, and extremely knowledgeable lender than Amanda. She quickly ran numbers on every house we were interested in. Any question we had, she answered right away. When it came time to buy and we needed to close sooner than normal, she pulled it off so smoothly! I could go on and on, we were so happy working with her! Thank you! - Debbie K.


If it wasn't for Amanda, I don't know if we would have made it through this process. She constantly was there for us at any time and answered any questions we had. She was our rock when we felt hopeless. It was because of her that we now live in our dream home. Thank you Amanda, for your continued support and friendship. - Elisha H


Buying a home again was a difficult decision for me. I applied online and Amanda reached out. We almost purchased a place that was less than optimal. Amanda and I discussed my options and we are now in the perfect home. I have a history in the business and I must say that Amanda is a first class professional. There was no doubt she was on our side. She kept me updated throughout the process and explained things when they weren't clear. Closing day she was on with the title company and wouldn't let them go till they got it right. I could go on and on about how awesome she was. She will be the lender I recommend to my family and if I ever do this again she will be my first call. Thank you. - Sherry W


I just wanted to thank Amanda for her dedication and hard work on my loan closing. She was on top of my loan process every step of the way. I can say with the utmost sincerity that I have never dealt with a loan officer of her caliber. This was my sixth home purchase and in comparison to all of the others, working with Amanda was the best. - Brenda S


It was amazing working with Amanda for our home loan. Amanda was able to answer any questions that My wife or I had at any time. Amanda was a very hard worker and always got everything on time. I would definitely recommend Amanda! -Austin C


I just recently refinanced my condo and Amanda Mize was my girl who got me exactly what I wanted with my payment and with a good sum of money back highly highly recommend. -Marlon


I wouldn’t have wanted to experience purchasing my first home without Amanda Mize! This process can be very scary, but I’m thankful I had Amanda to ease my first home owner anxiety. She was very thorough with all my questions and went out of her way to make sure I understood everything. I will definitely be recommending! -Olivia


We got to work with Amanda while purchasing our home which I found can be very stressful at times but thnx to Amanda..Brennon & the others on the team..by keeping us totally in the loop at every stage of the process & being at the ready at all times to answer our questions.. Thank you so much. -Tracy & Jim G.


We worked with Amanda Mize and I couldn't have chosen a better person to help us with this transition! -Ashley


Amanda is the BEST…SHE HELD US TOGETHER big time… Brennon was also great, he was on top of it all…1st Choice Lending was a real gift to us and we highly recommend them to everyone..ty all -Jim & Tracy


Amanda was the BEST. Buying a house is a PROCESS and she was there every step of the way. Couldn't recommend her and First Choice Lending more! -Erin

Ashley Lockridge
Processor
Ashley Lockridge

Processor

Direct: 865-392-4138
Email:

Clients of First Choice Lending are scattered throughout the states of Tennessee and Kentucky, more heavily concentrated in Nashville and Knoxville, the sites of the company headquarters. Ashley wanted to help the people in her community by using her knowledge and experience with the mortgage industry in the service of First Choice Lending.

Since the company first opened its doors, it has attracted a great number of highly experienced individuals, including men and women from many different sectors of the finance industry and beyond. The unifying factor for all of these employees is their ability and desire to help first-time home buyers to decide upon a home and navigate the process of making a purchase.

Brannon Taylor
Mortgage Consultant
Brannon Taylor

Mortgage Consultant

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Direct: 865-392-4142
Cell: 865-386-2654
NMLS: 36380
Email:

Brannon is a Senior Loan Officer and has been with us for 12 years. After graduating Carson-Newman University in 2002 with a Business Finance degree, he knew that he wanted to be in the Mortgage industry to help people through the process of getting a home loan. Utilizing his financial planning education combined with his diligent approach in ensuring he matches applicants with the right product and terms for their specific situation, his customers enjoy the peace of mind in knowing that they have selected a loan that fits their needs.

Brannon has been married to Brooke since 2004 and has three children Reece, Rylee, and Will. He enjoys spending time with his family as well as playing golf and watching football games

Reviews:

Brannon is awesome. He did everything possible for us to get our house he went over and beyond. We are so thankful for his work I have probably called him 100 plus times thru this whole process it was my first time buying a house so he was very understanding and great with everything. We have lived here will be 2 years in November he is the only person I would honestly trust and go to to buy a house. We appreciate everything that you have done for us thank you so much :). -Caitlyn


Brannon was recommended to me by my realtor. He was always easy to reach for any questions I had, and was very thorough and quick with the whole process. I was a first time home buyer and he explained everything in a way that made sense. I had a frustrating experience with a previous lender, and Brannon came and saved the day. Forever thankful and I will recommend him to everyone I know! -Camille


Brannon was awesome! Throughout the whole process he communicated with us and explained all of our lending options perfectly! I highly recommend Brannon! -Sölve


I highly recommend Brannon Taylor to anyone searching for a professional Lender.
He is knowledgeable, courteous, responds very quickly to inquiries, and tailored my loan to fit my situation perfectly. I also needed a quick closing, and he made it happen! -Mefd


Without Brannon, I would not be a homeowner today. I was a first time buyer with no clue on how the process worked. Brannon walked me through the lending process step by step explaining every little detail including how I could improve my credit score and financial situation prior to applying. He then went out of his way during my home search and negotiations to point out tips and recommendations. Too bad he couldn't have been my realtor as well!
I highly recommend Brannon. If you're looking for a mortgage, call him today!!! - Dylan


Brannon accomplished all of my lending needs smoothly and without delay. He walked me through all of the steps necessary to complete my application and followed through to closing without missing a beat! He answered all my questions and recommended the best ways to proceed to avoid delay with my lender and everything worked out great! -Josh


Brannon Taylor was a excellent loan officer, He was always there when I need help and had questions. I beleive he went above and beyond what he needed to do to get me my loan. Very knowledgeable. I would HIGHLY recommend him and in fact have told friends and family members. -John


He'll work his butt off for you and give you a great deal. Can give you any type of loan you need even FHA and that is not common in Knoxville, TN. -Chad


Brannon Taylor is not only knowledgeable but very personable and easy to work with. I highly recommend Brannon whether you are buying you first home or refinancing your current home he knows what he is doing and will do it right. -Kerri


Brannon Taylor was so helpful and expedite with our home refinance! Smooth process from beginning to end. We were thrilled with the loan we got! Highly recommend! -Amy


Brannon Taylor far exceeded our expectations throughout the entire process. His attention to detail made the home buying process very easy. I would highly recommend him for any home buyer! -Lane


I worked with Brannon on the purchase of my home and he was phenomenal. Went out of his way many many times to make everything as easy as it could be for me. I will never use anyone else other than first choice and I recommend them to all! -Jacqueline

Brenda Rutherford
Processor
Brenda Rutherford

Processor

Direct: 865-392-4139
Fax: 865-392-4179
Email:

Brenda Rutherford was born and raised in East Tennessee and began her mortgage banking career in Knoxville in the 1970’s. Brenda joined the team at First Choice Lending Services in July 2017 as a processor. She has 15 years experience closing and processing loans in Indiana and in Texas. Brenda strives to provide excellent, professional service to her valued clients. She is married with 3 children and 4 grandchildren and enjoys spending time with her husband exploring the Great Smokey Mountains.

Crysta Foster
Mortgage Consultant
Crysta Foster

Mortgage Consultant

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Direct: 865-392-4174
Cell: 865-237-4204
NMLS: 1742509
Email:

First Choice Lending Services LLC has been highly successful since its creation and has enjoyed tremendous growth. This is mostly due to two things: the quality of the employees working at First Choice, and the company's business priorities.

Reviews:


My realtor said you were the best person and company he has ever worked with!! He said I picked a good one!!!! Thank you soooo much once again for everything!!! -Erica Hopkins


Thank you you've truly been incredible. I tried to look into possibly getting a mortgage (before I took a loan out for my car) and the gentleman was so rude, and not helpful. Wouldn’t tell me how to help myself, never called me back when he said he would. It was very disheartening. You've been a ray of hope, I truly appreciate everything you've done this far to help us! –Kelsey

Darrin Perryman
Mortgage Consultant
Darrin Perryman

Mortgage Consultant

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Direct: 865-392-4168
Cell: 865-332-7824
NMLS: 1297660
Email:

Darrin is a Fun-loving family man, Denver Broncos fan, and a Mortgage Broker in Knoxville, TN.

He is passionate about promoting a fun customer-focused mortgage experience from the initial meeting all the way to the closing table. Darrin also believes keeping his clients and the realtors he works within the loop is key during the entire loan process.

Over the past 10 years, Darrin has held several positions in the mortgage industry and was thrilled to join the First Choice Lending team in the summer of 2016. Darrin prides himself on listening to his client’s needs and helping them find the loan product that will benefit them the most. He especially loves to work with first-time home buyers and educating them at every step of the process.

Darrin moved to Knoxville, TN in 2003 and was married to his beautiful wife Sheila in 2004. He has two wild and fun-loving boys that keep him on his toes constantly. When Darrin is not helping clients, he enjoys photography, travel, and on the weekends, you can find him spending time with his friends and family and working on his wife’s “honey do” list.
Darrin is beyond grateful that he gets to have a small part in making homeownership a reality for people all across Tennessee and Kentucky and strives every day to make sure the people he meets leave the closing table feeling more like family than just another customer.

Reviews:


Darrin helped us close on a loan in August 2017. Absolutely the best experience possible. Responded to my emails and text within minutes. He always answered calls or returned them within minutes and was in constant communication throughout the entire process. He even would go as far as calling my agent and title companies with questions I had that were normally for them. Any question I had he answered or found the answer right away. Thank you, Darrin for making this a pleasant experience. - Travis D.


Darrin helped my husband and I purchase our new home in April of this year. We were putting in an offer on a Foreclosure and needed to have a preapproval ready before we could submit the offer. He came in on a holiday so he could help me and get me a preapproval letter in time to submit my offer. Thanks to him we were also able to close in just a couple weeks! He was a fantastic help in getting things done quickly! Thanks Darrin for being awesome and sooooo helpful! - Brittany F.


Darrin is one of the most patient guys with which I have worked. I lost count of all the different numbers and properties I sent his way to have the numbers run for us. He always returned results promptly, but more importantly, consistently acknowledged receiving our message. He exhausted every resource he had to make sure that we had the best product for our family. He is friendly and dependable, and I could not recommend him more. -Travis G


My family moved to east Tennessee this summer and quickly began looking for a home. Working with Darrin through the purchasing process was the best experience we have ever had. He was professional, knowledgeable, patient and very easy to work with. The entire process from beginning to end went smoothly and it was because of Darrin's strong work ethic and expertise. Darrin is definitely your guy to get the job done. Thank you Darrin for a wonderful experience. We love our new home. -Jennifer M.


Darrin was amazing through the process of being a first time home buyer. He answered ever question that was asked (I ask a lot of questions) and went above and beyond our expectations. I will recommend him to everyone. We couldn't have done this without him. -Brandy E.

Dave Lucido
Mortgage Consultant
Dave Lucido

Mortgage Consultant

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Direct: 865-392-4159
Cell: 865-401-0481
NMLS: 158110
Email:

Dave Lucido began his career in mortgage close to 20 years ago in Detroit, Michigan where he was born and raised. After getting married in 2007, he and his wife Melissa moved to New Orleans where he continued to develop his skills as a mortgage professional. After 10 years in New Orleans and after the birth of their 3 children, Jake, Bellamy, and Hadley, Dave and his family are now proud to call Knoxville their home.

Dave prides himself in providing not only the funds needed for the purchase or refinance of a house, but in providing training and education to his clients that empower them to make the best financial decisions for their families and their future. He consistently goes above and beyond in making sure that his clients are informed about each step of the mortgage process.

Dave’s commitment to his clients is that he will provide consistent communication and updates throughout each step of the process, and will do everything possible to ensure an on-time closing.

Eileen Clifton
Compliance
Eileen Clifton

Compliance

Direct: 865-392-4165
Cell: 865-591-8247
Email:

For Eileen Clifton, serving the people of Kentucky and Tennessee in their struggles to navigate the complexities of buying a home is a privilege. Eileen joined First Choice so that she could better help families and individuals in need. The company’s practice of tailoring its loan products to the needs of its clients attracted Eileen’s attention and interest.

Eileen has experience working with mortgage providers like Freddie Mac and FHA, but First Choice Lending allowed her to do something slightly different. The flexibility involved in personalizing and customizing loan products allowed Eileen to serve her clients even more effectively than in her previous positions.

Eileen and the rest of the First Choice team are highly effective agents, especially when serving clients with extenuating financial circumstances. There is a great deal of ingenuity that goes into customizing a loan product, and Eileen Clifton is an expert at finding or creating the very best loan product for her customers. Her passion for serving others and her innovative mind make her an ideal agent for First Choice Lending.

Gigi Johnson
Processor
Gigi Johnson

Processor

Direct: 865-392-4136
NMLS: 171330
Email:

First Choice Lending Services, LLC, benefits greatly from the combined experience of its many employees. Some members of the First Choice team have only been working in lending and mortgages for the past few years, while others have over a decade of experience. This combination of fresh energy and new ideas with longtime experience in the industry is part of what makes First Choice Lending Services so successful.

Gigi Johnson has many years experience in the lending industry and has served First Choice Lending well as a loan processor. She also spent time working as a loan officer and title processor, giving her a wide range of skills that make her a valuable employee. Like many other employees of First Choice, working with first-time home buyers is the most rewarding experience for Gigi.

First Choice is lucky to have employees like Gigi who love their work. She has lived in Cleveland and Knoxville, TN and enjoys giving back to the people of Tennessee and Kentucky. She has raised three sons and now has the pleasure of being the grandmother of 3.

Hannah Nelson
Mortgage Consultant
Hannah Nelson

Mortgage Consultant

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Direct: 865-934-1462
Cell: 865-437-8285
NMLS: 832742
Email:

For families and individuals throughout the country, deciding to buy a home and trying to make a home purchase is one of the biggest financial processes they will ever face. For those living in Kentucky and Tennessee, First Choice Lending is willing to help navigate the often complex process of buying a home.

There are several different loan and mortgage options available to customers of First Choice, including Fannie Mae loans, FHA loans, property-only loans, and many more. Hannah Nelson and the other First Choice employees work with customers to evaluate their financial circumstances and figure out how best to serve them.

For Hannah Nelson, who has a gift for customer service and understanding how best to serve a customer in need, First Choice offers plenty of opportunities to help those around her. Hannah came to First Choice with a great deal of experience and has proven to be a highly successful agent.

Reviews:


She is very, very great and helped me with everything I needed. I would recommend her to every one I know. -Clarence


We used Hannah she is awesome we had to get some stuff off our credit she helped so much and then we had to sale our home and find a new one she helped our realtor get the people who were buying our old house. Then she worked way beyond to help us on our new loan she helped us more then anyone would. She does her job way above what we thought anyone would help us I would recommend her for anyone. She is always a call away with any questions. -Laura


I am so grateful that I was able to work with Hannah for my home loan! Buying my first home, on my own, was terrifying! Hannah was very reliable and so friendly! She was willing to meet with me in person. She handled my personal information securely, explained everything, and answered all my questions, whenever I had them. Believe me, I had a ton of them! We had an original deadline of getting a USDA loan closed in 30 days which she went above and beyond to do. She worked diligently to make sure I got the best rates and that my payment would be right where I needed it to be. Hannah definitely made buying a house less stressful, and I walked away feeling confident about the entire process. -Dana


Hannah worked hard on getting me approved to buy my 1st home! She was always available night or day to answer any questions I had. She made buying my 1st home so easy! I highly recommend her!! -Samantha


We had a somewhat complicated loan, as we were trying to sell our home and purchase the family estate. It took some time for our part to get done, but Hannah was there every step of the way. She is very knowledgeable and was able to help us so much! We would definitely recommend her to anyone and should we need another loan we would go to her first! -Lee

Jack Hewett
Mortgage Consultant
Jack Hewett

Mortgage Consultant

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Direct: 865-392-4169
Cell: 865-387-1807
NMLS: 1093089
Email:

Jack is a Senior Mortgage Loan Officer for First Choice Lending Services. He joined the team at First Choice in September of 2013 after being after owning a local at&t wireless phone business that he sold in 2011. Following that, taught business courses at a local high school. He attributes the years running the business along with the interaction with customers and employees on a daily basis as an asset in the Mortgage business. Jack believes that this experience with customers on a one on one level and the combination of teaching skills is invaluable to helping his customers through the loan process.

He had spent 14 years volunteer coaching baseball at Loudon High School, and enjoys helping with coaching individuals also in his spare time, just like he does coaching his customers through a loan! Jack is married to Joy, who has a daughter, Jordan, and son, Jake. He enjoys sports of all kinds and is an avid Atlanta Falcons, Braves, and Tennessee Vols fan.

Jack attended college locally at Tennessee Wesleyan University where he received a Bachelor’s in Business Management while playing baseball. He then went on to get his Master’s in Sports Management at the University of Tennessee along with then completing education courses at the Graduate level.

Reviews:

Jack was very helpful in the mortgage process. He helped us wade through a lot of red tape in an unusual situation. I highly recommend his services. -Debbie


Had great experience with Jack. He was always patient and understanding when it came to any problems that came up. He was always there when you needed him. -Adam


Jack was very eager and enthusiastic when it came to helping us. His vast knowledge of the loan industry was helpful and he is a very pleasurable person to deal with and to talk to. Thank you for everything Jack! -Gabe


Jack did an amazing job throughout the process of buying our home. Being very new to the whole process I was often confused or worried and he was a life saver more than once! There were a few times I had to call in him in the late afternoon and he was still more than willing to talk with me. And even after closing, when all was done- an issue came up and he went above and beyond to help us fix it. I definitely recommend him for all your house buying needs! Thank you, Jack!! -Jennifer


Jack Hewett helped me with buying my first home!!! It was a roller coaster with unexpected events on the first home I was about to close on( Seller backed out) but he assured me that there would be a home for me that I would love and let me tell you...He was right! Jack communicated well with me about the process and kept me updated with info needed and status of everything. I wish I could give more than 5★stars because Jack sure does deserve it! -Ashley


Jack Hewett did an amazing job throughout the process of buying our home. Being very new to the whole process I was often confused or worked and he was a life saver more than once! There were a few times I had to call him in the late afternoon and he was still more than willing to talk to me. And even after closing, we all was done-an issue came up and he went above and beyond to help us fix it. I definitely recommend him for all your house buying needs! Thank you Jack!! -Jennifer


Jack Hewett went above and beyond on our home loan. He tirelessly worked with us and the title company. He did all the work for us, and made it personal! We appreciate him and his company for all they did to help us become the owners of our home! -Julie


Jack Hewett was wonderful! He stayed in contact with me via text-which I loved. He's professional and efficient. My realtor was impressed, too! I'd highly recommend him!! -Teresa

Jake Fine
Mortgage Consultant
Jake Fine

Mortgage Consultant

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Direct: 865-392-4171
Cell: 865-659-6373
NMLS: 1742509
Email:

First Choice Lending Services LLC has been highly successful since its creation and has enjoyed tremendous growth. This is mostly due to two things: the quality of the employees working at First Choice, and the company's business priorities.

Jake Fine is a graduate of the University of Tennessee with years of experience in the Financial Services industry and uses this experience in providing his customers with loans that best suit their needs. Jake utilizes the core values of First Choice to put his customers first, think outside the box, and be diligent to provide a smooth and successful experience for home buyers.

James Biddle
Mortgage Consultant
James Biddle

Mortgage Consultant

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Direct: 865-392-4145
Cell: 865-591-1808
NMLS: 37042
Email:

James S. Biddle is a senior mortgage consultant at First Choice Lending with ten plus years of experience. He is one of the founding employees at First Choice Lending. James has always put his customers first, striving to discover ways to help meet client’s needs. One of the ways First Choice consultants serve their customers is by personalizing or customizing loan products, allowing clients with extenuating circumstances to secure a mortgage.

James Biddle’s experience in pushing through tough loans is one of the reasons his clients have been so impressed with First Choice’s services. He ensures prompt closings and is always accessible to his clients. James is considered a leader in the industry, and his underwriting abilities almost always secure loan success and approval. James is very active in his church and the local community. He is married to his lovely wife, Tarah, and they have four children.

Reviews:


I have worked with James on two home purchases and one refinance and all three experiences were great! Easy to contact and always prompt to return your calls or emails. Great lender but more importantly a great person. He even took the time to check in on my wife and I when our newborn was in the NICU this spring. I highly recommend James. - Jordan C


James has been a total blessing for me and my family. He worked with me on getting a loan and has answered every answer i could ask. He keeps me updated on each process of buying a home and explains to me in detail certain parts of the documents I may not understand. He always answers my phone call or returns it that day. If your looking to buy a home I recommend James Biddle for a loan consultant. - Bradley J


James is a great lender! He explains things well and is very patient. Me and my husband are first time home buyers so having someone who would walk us through the process has made all the difference! He has always gotten back to us with in just a few hours no matter what. We can not say enough good things about the experience we have had with James! - Ashley M


I actually had the opportunity to work with James Late June till closing on 6 Sept. He was on the ball, kept us informed of any problems and offered solutions, his knowledge and professionalism was and is second to none. I am a second time house buyer and this was an experience and an adventure in home buying I will never forget, he always got back to me in a timely manner and was awesome. - George H.


we have been dealing with james biddle at first choice lending and let me just tell you they freaken ROCK!!!!! and questions we had they answered right away, we are first time home buyers so we had no idea how the process worked, james was right there every time, walked us through every question we had let us know what was going on the entire time I cannot tell you what a wonderful experience it was to work with them, especially james biddle, james we appreciate everything you have done for us thank you so very much. -Sam


We worked with James Biddle, and let me just say you ROCK !!!! We are first time home buyers and james walked us through the entire process no matter how stupid our questions seemed to be, first choice lending are fantastic I would recommend them to everyone. -Robert


If you need home financing, this is the place to call. I count myself very blessed that First Choice Lending was recommended to me when we first started looking for a home in which to retire. My husband's failing health and subsequent loss of his job resulted in us having to declare bankruptcy just 6 months shy of receiving his disability payout. Ordinarily, that would prohibit us from financing a new home for at least 2 years but thanks to First Choice Lending, I am reviewing them from my home office in our new home. From beginning to end, my lending agent, James Biddle, was right there, patiently dealing with each speed bump as it appeared. He took the time to get to know and understand us and our situation, then formulated a plan and choreographed it each step of the way. We were treated professionally and fairly and were never made to feel embarrassed or unimportant because our credit had a huge speed bump and we weren't Rockefellers. He answered every phone call, every email, every question promptly and succinctly. I always knew exactly where in the process we were and what future steps needed to be taken. Basically, all I did was collect paperwork and pack boxes. Given all that, we were still given white-glove service. If your life is not cookie-cutter perfect (or even if it is), you will be well-served by choosing First Choice Lending Services as your lender ... and then ask for James! -Ross


After looking into a few different loan options I found First Choice to be the most competitive. More than that, they are very friendly, professional, and timely. We went through two closing processes (first house fell through), and First Choice took care of us and made the process quite smooth. We worked most closely with James and we are greatly appreciative for how prepared he was and how prepared he made us for closing. Everything went off without a hitch. -Alex

John Harty
Mortgage Consultant
John Harty

Mortgage Consultant

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Direct: 865-392-4146
Cell: 865-621-2028
NMLS: 36477
Email:

John Harty has been working for First Choice Lending for years, bringing to the company a great deal of experience and in-depth knowledge of loans and mortgages. For many families, buying a home is a difficult and complex financial decision. John Harty and his coworkers at First Choice make the home buying process far simpler.

Along with offering more recognized loans, such as FHA, Fannie Mae, and Freddie Mac, First Choice Lending offers personalized service for its customers. Clients of the firm can expect customized loan products tailored to their particular financial situations. John Harty’s understanding of mortgage and loan processes makes him an invaluable asset to the company.

John effectively uses his solid comprehension of loans and finance to find the best rates and loan products for his clients. If clients are facing extenuating circumstances or financial obstacles that make the loan process more difficult, John Harty thinks outside the box and creates a customized loan product that best suits his client’s situation.

Reviews:


We have been very pleased with our First Choice Lending process. John Harty has been very helpful. -Gary

Josh Heffington
Mortgage Consultant
Josh Heffington

Mortgage Consultant

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Direct: 865-392-4147
Cell: 865-256-0966
NMLS: 144531
Email:

Josh Heffington is a longtime resident of Tennessee, having attended college at the University of Tennessee and worked with First Choice Lending for a number of years. He was drawn to the mortgage and loan industry by his desire to help people buy their dream homes and to help first time home buyers navigate the world of loans and mortgages. First Choice was a natural place for someone with Josh’s skills and interests.

First Choice draws a large number of employees who enjoy helping first time home buyers, and thus has built an impressive history of helping families navigate home purchases. First Choice’s many loan product options and its policy of customizing loan products for its customers has made the company very successful since the day the business opened its doors.

After graduating from UT, Josh began giving back to the people of Tennessee and Kentucky by joining the team at First Choice. He believes that a home is the most important asset that most people buy, and as such he wants to help people navigate their home buying experience to the best of his ability.

Reviews:


He is always competitive...but just as importantly...very responsive & knowledgeable. Josh has helped my wife and I with multiple mortgages. He is always competitive...but just as importantly...very responsive & knowledgeable regarding his loan products. If you are looking for someone to trust your mortgage concerns with, give Josh a call. He comes highly recommended! -Taft


He was able to go above and beyond others, always answering promptly and professionally. he personally contacted the real estate agent and was extremely knowledgable of the HUD hones process. Had lots of wisdom and advice to give. -Michael


He was easy to reach and always responded promptly. Josh was wonderful to work with. He always kept us up to date on the progress of our home loan and explained how the process would work. He was always attentive, patient and kind when we had a laundry list of questions or concerns. He was easy to reach and always responded promptly. I would definitely recommend working with him for your home loan! -Amy


The man was super friendly and approachable. I was having a horrid time with another lending company when I was recommended josh. Josh was able to do in one week what the other company had done on 5 months. He was always available to answer any questions no matter what time or where he was, and even if my question was dumb or I had asked a hundred times already he was always very patient. He was great with keeping me up to date on where I stood with my closing and he seemed to know everything about USDA loans. The man was super friendly and approachable. Not only would I highly recommend josh to anybody, I already have. In short, josh is the man. -Kevin


Josh kept me informed every step of the way and gave his 110%, and anytime I had ... Josh kept me informed every step of the way and gave his 110%, and anytime I had a question he quickly gave me an answer...he just went above and beyond thru the whole process. -Roma


We were able to close and have some repair escrow money set aside to take care of ... Josh worked with us on a loan for a home that needed some work. We were able to close and have some repair escrow money set aside to take care of some repairs after closing. I didn’t even know such a program existed, but Josh searched and worked very hard to secure our financing. I know we wouldn’t have our home today without his help and two other banks denied us because of the home. -Keith


He honored his quoted rate and did a fantastic job. Josh had helped a friend of mine with a refinance a few months back so decided to give him a try. He honored his quoted rate and did a fantastic job. I would highly recommend his services to anyone looking to refinance. -Daniel


After refinancing with Josh at First Choice, I realized that it is very important ... Before I refinanced I thought that all mortgage brokers were the same. After refinancing with Josh at First Choice, I realized that it is very important who you choose and I'm glad I went with him. Josh got a quit claim deed taken care of which needed signing and also helped get an old lien removed which neither my original mortgage nor previous refinance was aware of. We were also able to use an alternative title company which had lower closing fees. The rates he offered were also the best I could find for my loan value. -Garrett


I had shopped Josh with other lenders and he won out. I was selling my 2nd house ... I contacted Josh via Zillow several days before calling him. I had shopped Josh with other lenders and he won out. I was selling my 2nd house and was getting a bigger house due to increase family size. He went over with me every mortgage option and I feel I got the best one for me. I would recommend Josh to anyone. -Krista


Josh and his team at First Choice lending really did a great job in preparing us ... We had our eye on a short sale for a while and we got paired up with Josh on Zillow for our financing. Our realtor had warned us that a short sale could be time consuming. Josh and his team at First Choice lending really did a great job in preparing us for closing in a timely fashion. We would recommend First Choice to anyone looking to buy a home. -Thomas


We couldn’t be happier, just closed on our home yesterday and Josh exceeded our expectations. I had talked to several companies through the Zillow mortgage marketplace and after a few days of shopping we decided to give Josh a shot at our loan. We couldn’t be happier, just closed on our home yesterday and Josh exceeded our expectations. Our closing costs were less than his initial estimates and so we did not have to bring any money to closing we actually got the money back for the appraisal we paid for.. Josh and his whole team did a great job and would recommend his services. -Frank


Thanks First Choice lending and Josh for walking with me on this journey to buying a home! Thanks for answering my endless questions about this process and being patient with me! Josh Heffington is great choice if you are looking for a lender. -Demetria


Josh was an absolute pleasure to work with. He was very helpful and was able to answer any questions we had within just a very short time. I definitely recommend Josh and First Choice Lending. -David


We have used Joshua Heffington more than once because he is AWESOME!! Whether it was 9pm on a Friday night, 11am on a Saturday, or multiple houses we needed information on, he was on point whenever we needed him!! He definitely went above and beyond helping us buy our new home!! Thank you Joshua Heffington!! You have made this move for us so easy!! -Jessica

Laura Kitchen
Mortgage Consultant
Laura Kitchen

Mortgage Consultant

Apply with Laura

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Cell: 865-659-1539
Direct: 865-392-4135
NMLS: 36430
Email:

Laura Kitchen has proven herself an asset to First Choice Lending from the moment she started work. Her dedication, willingness to go above and beyond her duties and general good spirits have been infectious, leading to better productivity and better moods throughout the company.

First Choice is proud to offer extensive mortgage and loan solutions to help homeowners and potential home buyers alike. They are based in Nashville and Knoxville, and serve clients throughout all of Tennessee and Kentucky. First Choice Lending offers recognized loans such as Freddie Mac and NHA loans, as well as somewhat less common home purchasing investment loans and loans for the self-employed.

Laura Kitchen is an extremely successful agent, her good spirits and genuine enjoyment of her work allowing her to connect with her clients. This allows Laura to better understand exactly what her clients need and what loan products might be best for each situation. She can also create a customized loan product if existing loan options do not suit her client’s needs.

Reviews:


Laura Kitchen was my hero. What a wonderful woman. She made a stressful situation a terrific experience. She was amazing!!! Thank you Laura, and First choice is my only choice!! -Kelly


I have worked with Laura Kitchen at First Choice Lending twice and every time, she gets the job done! Laura is very good at what she does! She can pull a rabbit out of a hat...So to speak! She will respond to messages and emails very promptly. She is excellent at answering any questions and working up numbers! If she can get you approved for a loan, she will! I would recommend her to anyone looking to buy a house! She has been a delight to work with and also a friend when I got discouraged. Thank you Laura! -Cindy


This was the best experience I have ever had with a company.A job well done.Thanks for everything!!!!!! -Henry


Laura Kitchen was amazing through the process of buying our home! Me and my husband are both first timers and she was always so helpful and glad to answer any questions! We would send anyone needing lending service her way! Thanks so much, Laura! -Tara


5 stars! -Tony


We have worked with Laura twice now! each time the communication was great and the feedback instant. she supported every step of the way and provided suggestions on best ways to move forward. -Justin


Laura Kitchens did an outstanding job, she kept us informed, and answered any questions we had. I would definitely recommend her. -James


Hello MY name is Jeff Rice a few months ago me and my wife had the pleasure of working with a loan officer Laura Kitchen
I will start out by saying we were told about Laura with first choice lending by a realitor friend so I called her number left a message and in the back of my mind I was thinking well I hope this lady will work with me . then just a short time later she promptly called me back and within just a few minutes talking to her I felt hey this lady is the real deal listen to my need and just made me feel like that we had been friends
for YEARS after giving her some credit info she said I think we can help you with this home purchase she told me what I needed to get her for the start . so I started sending her all doc laura ask for. IN the past I have borrowed lot of money with many bank and thing took sooo long but not with this gal she has to be the best and fastest at getting thing done for her customer in the lending world everything went just as she said with no issues even when we thought there mite be an issue Laura was on it (like a duck on a junebug lol)
even now I have contacted Laura Kitchen asking her advice as always just like a good ole friend she comes thru people like Laura are hard to find in this world especially in the banking world I sill feel like we will be friend for the long haul so best wishes to you and LK!!! -Jeff


So as i write this i am absolutly blessed that we had called Laura many months ago to purchase a house. She told us what our credit score was and what we could afford and how to fix what was wrong with our credit. Months went by and se checked in on us to see how we were doing with our credit and to see if everythibg was ago. So we started our path to getting our home loan preapproval. Laura told us what we qualified fir abd what typeof loan we could get. She gave us a name of a great realtor and off we were. We went house hunting and found our home within weeks. Laura was awesome and could not of asked for a better loan officer to handle all our question and concerns along the way. And to make sure we had all the paper work we needed for our loan. We have now been in our home three months and love it. We are blessed and very greatful for Laura and what great work she did for us. Thank you Laura! -Leonard and Trisha


I highly recommend Laura Kitchens as a Loan officer to complete a Mortgage for anyone. Laura came recommended by our realtor. Laura completed our application less than two weeks. Laura is fast, efficient and very ,knowledgeable. -Myrna

Lori Pike
Mortgage Consultant
Lori Pike

Mortgage Consultant

Apply with Lori

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Direct: 865-392-4158
Cell: 865-567-8635
NMLS: 38129
Email:

Lori Pike has proven herself an asset to First Choice Lending from the moment she started work. Her dedication, willingness to go above and beyond her duties, and general good spirits have been infectious, leading to better productivity and better moods throughout the company.

First Choice is proud to offer extensive mortgage and loan solutions to help homeowners and potential home buyers alike. They are based in Nashville and Knoxville, and serve clients throughout all of Tennessee and Kentucky. First Choice Lending offers recognized loans such as Freddie Mac and NHA loans, as well as somewhat less common home purchasing investment loans and loans for the self-employed.

Lori is an extremely successful agent, her good spirits and genuine enjoyment of her work allowing her to connect with her clients. This allows Lori to better understand exactly what her clients need and what loan products might be best for each situation. She can also create a customized loan product if existing loan options do not suit her client’s needs.

Reviews:


Lori was excellent. She was kind and worked hard to make sure we got our home. I move in tomorrow and am beyond excited! -Rai


5 Stars for Lori Bass Pike! She was great to work with and always looked out for what was best for us to get the lowest rate possible. -Robin


We just purchased our first home with the help of Lori. Thanks for all your help! -Amy

Lyndsey Logan
Mortgage Consultant
Lyndsey Logan

Mortgage Consultant

Apply with Lyndsey

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Direct: 865-392-4158
Cell: 865-437-7502
NMLS: 882840
Email:

Lyndsey understands that purchasing a home can be very stressful and overwhelming. She uses her knowledge and skills to make the process as smooth as possible. She enjoys working with clients to customize the perfect loan product to meet their specific needs. Whether you are a first-time home buyer or looking to refinance your home, Lyndsey is committed to helping you find the mortgage program that best fits your individual situation.

Reviews:


Lyndsey was so helpful while working with me on purchasing my new home! She answered all the questions usually within minutes of emailing her! I highly recommend her and First Choice Lending! -Laura W.


Lyndsey waas absolutely AMAZING to work with. She explained every detail and ensured that my husband and i undedstood every step of the home buying process. I would recommend her to anyone interested in purchasing a home. -Janie W


Lyndsey was extremely helpful in assisting us with the purchase of our forever home. We had a tight timeline to work with, but Lyndsey and her team delivered every step of the way. She was also very good about explaining options as well as pros and cons with each scenario. I highly recommend Lyndsey and the First Choice Lending Services. -Shane


Lyndsey did a wonderful job making the closing process smooth, easy, and stress-free. She was very helpful explaining all of my questions and getting all of my paperwork ready and done on time for closing. I would highly recommend her to friends and family 5/5*. -Kevin


These people are the best! And Lyndsey Logan is the sweetest person to work with. -Ruth


Lyndsey was perfect to work with. She answered every single question we had, and made the process of purchasing our first home as smooth as possible. We called her several times, and she always helped us out. She was much appreciated! -Alexandra

Mia Kirkland
Mortgage Consultant
Mia Kirkland

Mortgage Consultant

Apply with Mia

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Direct: 865-392-4172
Cell: 865-771-9596
NMLS: 159355
Email:

Mia Kirkland has been in the mortgage industry for over 22 years but also has a wide range of education and experience behind her. She holds a degree in Information Systems while also having additional studies in such varied subjects as Finance, Agriculture, and Equine Science.

Because Mia has such a wide range of knowledge and experience, she is able to connect with her clients on a personal level to determine how best she can serve them.

Mia helps customers with poor credit by educating them about credit so in the near future they may be able to obtain a mortgage loan. She also has the talent to think outside the box so she searches for and can create a customized loan product that best suits her client’s situation.

Reviews:


So where do I even start! Mia was truly a blessing during our home building process. She was always attentive to our needs, even when we had questions late at night. We truly was able to build a great relationship with Mia during this process. It was so awesome working with someone who had your best interest at heart. She helped us obtained the mortgage we needed and we have a beautiful home because of her. Thanks Mia for all your hard work! -Antione


If you are looking for someone who will go above and beyond to help you, then please go see this lady Mia Kirkland!!! She is my hero!! She never stopped day or night helping my family get our loan I could never thank her enough!! -Mary


We are so thankful for Mia’s help in obtaining our loan to buy a house. She was so helpful and understanding throughout the process and made it seem painless. These things take time but we never doubted the outcome. Even though we were two hours apart, Mia made the process easy. My wife and I look forward to meeting Mia in person someday and would highly recommend her. -Mark


Mia a was a true pleasure to work with in getting our new mortgage. I would highly recommend her if you're searching for someone that will guide you through the process. Thanks again Mia! -Debjie


Mia at First Choice Lending was great to work with. She helped us get into our home, and worked through some all the little glitches. I would recommend Mia & First Choice Lending to anyone. Great team. -Leigh


I would recommend First Choice Lending to everyone I can! Mia Kirkland is my Mortgage Consultant and she was not only very professional but very thorough, patient, and extemely determined to get me into my new home! She has been so very positive and there was not one thing she minded explaining to me if I didnt understand. I don't think I could have made it through this process without her and without First Choice Lending Service! They are here to help in every way, even if it was after buisness hours and on the weekend! Hands Down the best choice I made choosing this company! Mia was my Angel through this all, it is so great to know there are still people out there who care as much as she does and as much as the team at First Choice Lending Service! A Huge Thank you to you all! I am so excited about my new home/journey! -Luz

Michael Shadowens
Mortgage Consultant
Michael Shadowens

Mortgage Consultant

Apply with Michael

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Direct: 865-392-4164
Cell: 865-248-9620
NMLS # 1613358
Email:

First Choice Lending Services LLC has been highly successful since its creation and has enjoyed tremendous growth. This is mostly due to two things: the quality of the employees working at First Choice, and the company’s business priorities.

Michael Shadowens, like the rest of his coworkers, is a hardworking and dedicated agent, with a talent for thinking outside the box. This last quality is especially important for any employee of First Choice, as the organization prizes staff members who can come up with creative solutions for client problems. First Choice lending offers FHA loans, home construction loans, reverse mortgages, and more. Where they differ is in their dedication to personalizing loan products to best fit each customer’s needs.

Michael Shadowens has a creative mind that can come up with solutions to overcome his client’s obstacles. One of his central strengths is his ability to connect with customers, understanding exactly what they need and how best to help them with their loan or mortgage.

Reviews:


Great To work with. Quick response time. Made the buying experience fun. If you need to refinance or new home give this guy a call you won't regret it! -David J


As first time buyers, my husband and I had absolutely no idea how things worked or what paperwork we would need to get done. Thankfully our loan officer Michael Shadowens held our hands through the whole process, step by step, overcoming any obstacles and helped us gather and sign everything we needed. I must mention that all of this was done with us being in Kentucky, and Michael in Tennessee! That's what really impressed us. Even with the distance, he made us feel like his office was right next door because his communication was excellent. If we had any worries or questions whether at 5AM or 10PM, his reply time was immediate.

We're very grateful for professionals like Michael getting us into our home and will definitely recommend him to our friends and family. - Perla V


Michael was absolutely the best! We had spoke with several lenders over the past year and a half and kept getting very bad advice on how to get to where we needed to be. We spoke to Michael, he gave us a game plan that we followed and we were able to get into a house in no time! He worked very hard on our loan, spent so much of his time and definitely went above and beyond when I am sure other people would have given up. We can't thank him enough for making our first home purchase possible!!! -Nikkie L


Michael was very efficient and very eager to help me get everything done that I needed to, to make sure that I was able to get the current house I recently purchased. The turn around time was quick and painless. -Derrick


Michael's calm assurances and expertise throughout the process made the financing journey much less stressful. He made sure that I was able to take advantage of loan opportunities that would save me money and was available 24/7 for any questions or concerns. Michael was very personable, encouraging and is definitely an expert in his field.

I am very thankful that I had the opportunity to meet Michael and to take advantage of his expertise firsthand. -Eileen


Micheal worked with me on 2 different homes and both times he was always professional and willing to do whatever it takes to get the job done. He was taking calls on the weekend, answering any questions we had. When a road block would hit us he would come up with multiple options. If your looking for someone to walk you through getting a home this is the guy. If i went to buy another home tomorrow there would not be another option then to use Micheal. he made the whole process much much easier on me and he will do the same for you. Even the realtor said Micheal would not have time to close our FHA loan on March 5th cause they typically take 45 days to close, Micheal closed on march 5th which was 27 days. This guy knows what he is doing and he is a pleasure to work with, you wont be disappointed. -Bobby


Couldn’t be happier with First Choice Lending! I worked with Michael Shadowens and was beyond impressed with his knowledge, professionalism, and consistency. He made the process of buying our home a breeze, and ensured all of our questions and concerns were answered. It’s rare to find a mortgage consultant that genuinely cares and that has your best interest in mind during this process. The service and compassion he has provided my family and I deserve beyond more than 5 stars. Thanks Michael for all your help, we would recommend you to anyone and will be using you with any future home purchases! -Alexa


Michael was extremely helpful--even when I changed my mind several times at the last minute. He was still able to meet my requests and seemed to always be on top of whatever situation came up. Highly recommend! -Jeff


This was my first home buying experience. Michael was very patient and always took time to explain things. I had met with other brokers before meeting Michael, I never felt as confident with them as I did with him, right out the gate. -Andrea


Michael Shadowens helped us with our mortgage. He was always available for any questions or concerns. We truly appreciate all of his help getting us in to our new home! We definitely recommend him!! -Stephanie


I HIGHLY recommend Michael Shadowens with First Choice. We had a great experience as first time home buyers. When we started the process, we weren't quite home ready but Michael walked us through the process and advised us for an ENTIRE YEAR before we were prepared to start the process. Michael was much more than a lender to us. He stood by his word, made himself available, and was kindly honest throughout the process. You will NOT be disappointed! -Nisha


Michael was there for us every step of the way...He was there to answer all of our questions if he did not have a answer he would get back to the same day..We well defiantly be using him in the future for our next loan. -Sherry


I HIGHLY recommend Michael Shadowens with First Choice. We had a great experience as first time home buyers. When we started the process, we weren't quite home ready but Michael walked us through the process and advised us for an ENTIRE YEAR before we were prepared to start the process. Michael was much more than a lender to us. He stood by his word, made himself available, and was kindly honest throughout the entire process. You will NOT be disappointed! -Nisha

Samantha Montgomery
Compliance
Samantha Montgomery

Compliance

Toll-Free: 855-392-4141
Toll-Free Fax: 866-493-8659
Email:

Sam works in compliance at FCLS. She’s responsible for ensuring the company is following compliance standards by sending required regulatory documents and disclosures to customers.

FCL not only employs people with finance and business backgrounds, but also employs people with experience in various backgrounds. Sam graduated from the University of Tennessee with a Bachelor’s Degree in Social Work. She worked as a school social worker for almost 2 years where she served children and families in need in the Knoxville community. Before earning her degree, Sam worked in healthcare and customer service related positions. Experience in these fields instilled a value for providing excellent customers service skills and gave her the opportunity to strengthen her interpersonal and communication skills.

One of Sam’s favorite aspects about FCLS is the positive work environment. She is grateful for the opportunity to work with wonderful individuals who demonstrate excellence and passion for what they do. Although Sam is new to the mortgage industry she is excited to be a part of the FCLS team and eager to enhance her knowledge in this field. In her spare time, she enjoys hiking, traveling, and spending time with her husband and their “fur child”, Paco.

Steve Logan
Mortgage Consultant
Steve Logan

Mortgage Consultant

Apply with Steve

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Direct: 865-392-4161
Cell: 865-437-7734
NMLS: 932276
Email:

Many first-time home buyers become overwhelmed with the complexities involved in arguably the most important financial decision in their life. Steve Logan recognized this, and he decided to use his skills and knowledge to benefit home buyers and homeowners throughout Tennessee and Kentucky by joining the team at First Choice Lending Services, LLC.

Steve Logan not only has the desire to help first-time home buyers, but also the knowledge and innovative mind needed to craft a tailored loan option. No matter what a client’s financial difficulties or obstacles are, Steve will work with and educate them on different loan options so that together they can customize a loan product to best suit the customer’s situation.

Offering purchase and refinancing FHA loans, USDA Rural Development loans, VA Loans, Conventional loans, and Reverse Refinancing, he has the products to help you.

Steve Logan is a graduate of the University of Tennessee Knoxville and today resides in Hardin Valley area of Knoxville. Married to Lyndsey Logan, a loan officer with First Choice Lending Services, LLC as well, and two girls that attend Hardin Valley Elementary School, he and his family are active, contributing members of the community.

Steve Logan wants to help you and your family find where you can call home!

Reviews:


Excellent Service
Tyler R. - Knoxville, TN
Steve did an excellent job helping my wife and I buy our first home. He made the process extremely easy and was excellent at clearly outlining expectations. He was a great communicator and always answered the phone (even late after hours) to help answer our questions. I would recommend Steve to anyone!


Steve is awesome!
Paul B - Dayton, TN
This guy was very professional yet personable and worked very hard to get my home closed on time which helped me out greatly. I can't thank him, his wife and anyone else that works with him enough getting me into my home.


Excellent
Kenny R. - Rockwood, TN
Very professional, courteous. Very prompt in returning phone calls. Steve went above and beyond to help the process go as smoothly as possible. We were very blessed and thankful to have him as our lending agent.


He was very clear and concise with answers to my question and gave me confidence...
Robyn P - Gradyville, KY
Steven was top-notch, and it was seamless process obtaining my mortgage with a great rate because of him. At the start of the process, Steven went above and beyond and advised me on how I could raise my credit score. He was very clear and concise with answers to my question and gave me confidence when I was a little nervous about completing the process. Without reservation, I highly recommend Steven Logan to help anyone who is in the house buying process. He is very knowledgeable in the area, and a guy who makes you feel like you have know him all of your life.


He was available anytime, day or night, to answer questions I had.
Austin H - Knoxville, TN
After trying another lender that was very unresponsive to my needs, I was referred to Steve. He was available anytime, day or night, to answer questions I had. He also answered them in a way that I understood.


Steve went over and above to get me the best rate on my house, and told me all up ...
Roy H - Dayton, TN
Steve went over and above to get me the best rate on my house, and told me all up front cost before I signed, I appreciated how effiecient he was and did a great job, highly recommended.


He explained things so well and was incredibly patient with me being a first time ...
Becky B. - Dayton, TN
Steve is the best! I would not recommend anyone else. I will definitely continue to use him in the future. He is extremely knowledge, and his responsiveness to any questions is above and beyond! He explained things so well and was incredibly patient with me being a first time home buyer! All around a great man who truly cares about his clients! A++++


Steve was able to do what our bank and other brokers were unable (or perhaps unwilling) ...
Robert V - Knoxville, TN
Steve went out of his way to help us get into our house, he even pushed us when we needed to be pushed. He utilized all of the experience available to him through his coworkers and his resources. Steve was able to do what our bank and other brokers were unable (or perhaps unwilling) to do. Thank you Steve 🙂


I was a first time home buyer, and did not have a perfect credit story, Steve handled ...
Rodney A. – Louisville, KY
Steve was absolutely great. He had a clean plan for the lending and described perfectly and executed it even better. I was a first time home buyer, and did not have a perfect credit story, Steve handled it without any issues. It was an easy experience. I would recommend him to anyone.


Steve and his team are awesome! They always respond quickly to emails, phone calls, or texts. Steve was always so patient and understanding as we asked "what about this house" about 80 different times before we got the right one! He helped us make the right decision financially, and worked with us to guide us through the process. We worked with Steve during the purchase of our first home, 4 years ago, and again for our second home, and he'll be our first call if/when we are looking for our next home. I cannot say enough good things about First Choice Lending! -Rachel


Great job, he closed my house and a year later closed my parents home also. -Mike


Steve Logan at First Choice Lending Services is very knowledgeable and professional at his job. He always took care of our needs and made sure that everything was working in our favor. He came highly recommended from several friends and now I know why. Thanks Steve! -Jessica


I have had the pleasure of working directly with Steve and his team over the past month. I must say that Steve”s responsiveness, caring attitude and attention to detail was second to none. He exceeded my expectations at every hurtle we encountered and worked tirelessly on the details-taking the time to explain and educate me along the way. I never felt alone in the process and always felt he had my interest and well being at the top of his list. I recommend Steve Logan and his team as “best in class” when it comes to the mortgage business. -Rick


The staff of First Choice Lending Services is a group of professionals that are super to work with. They make the process from beginning to end for the homebuyers easy. We recommend them highly. -Victoria


I definitely recommend First Choice Lending Services. Steve Logan was a breeze to work with. He always took care of us and made sure that everything was on track. Very professional and knowledgeable about his job. -Jessica


Steve and Lyndsey Logan are my go tos for any loan questions or concerns! They have taken care of all my clients who have use them and even my personal loan flawlessly. I highly recommend them to any one needing loan services! Thank to you two! -Marissa


Steve did an awesome job helping my husband and I with our First home. We started out with another lender and that lender was not very helpful. Our realtor recommended Steve to us. He went above and beyond to help us. He would always call us back immediately if we left him a message. He is very polite and professional! We are so very thankful he is our agent. I would recommend Steve to anyone looking for a lending agent. Thank you so much Steve! -Megan


Had an amazing experience working with Steve Logan, he went above and beyond to make sure I got my dream home! I highly recommend him and First Choice Lending Services!! -Miranda


This is our 2nd time using Steve Logan at First Choice. He has made each time quick and as simple as possible when buying a house! I highly recommend Steve at First Choice Lending! Thanks for everything! -Rachel


Great in keeping contact with me. Completed process as stated he would...in a very short timeframe. Pleasant and informative. Would highly recommend. -Patricia

Steve Shelton
Managing Principal
Steve Shelton

Managing Principal

Apply with Steve

Direct: 865-392-4133
NMLS: 39420
Email:

Steve Shelton has been working in the field of Business Management and Finance since he graduated from Pensacola Christian College in 1996. He has owned his own company in the mortgage business since 2002, and has been very successful in administration. First Choice Lending’s success is due in part to the experience and leadership of Steve Shelton.

First Choice has been enjoying tremendous growth, buoyed by the experience and knowledge of Steve and a number of consultants and processors who have been in the industry for many years. The company’s emphasis on exemplary customer service is influenced by the need that experienced employees like Steve noticed in the industry.

Steve Shelton, like all of the staff at First Choice Lending, believes in putting customers first. Often this involves customizing a loan product to fit a customer’s specific needs. Steve also understands the importance of having interests outside of work, however, and enjoys spending time with his family, either at home or on vacations to the beach and mountains.

Tony Blevins
Mortgage Consultant
Tony Blevins

Mortgage Consultant

Apply with Tony

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Cell: 865-850-6053
Office: 865-392-4160
Fax: 865-392-4176
NMLS 258102
Email:

First Choice Lending, LLC is dedicated to its customers, serving a wide range of clients throughout Kentucky and Tennessee. The company is based out of Knoxville and Nashville, and primarily handles mortgages and home loans. Tony is one of the many highly successful agents handling lending and mortgage problems for families and individuals throughout both states.

First Choice has set itself apart from other lending services by not only offering standard and recognized loans but by customizing those loans to best fit their clients’ needs. Thus, while Fannie Mae, Freddie Mac, home construction, and property-only loans are available, Tony and coworkers also tailor loan products to their customers.

Tony has been remarkably successful at understanding what is needed by his clients no matter their financial circumstances or logistical obstacles. His efficient customer service and ability to innovate and find the best solution for his customers has made Tony a valued member of the First Choice team.

Reviews:


Tony has been an outstanding lender throughout this entire process. He is friendly and very down to earth. I knew I could always call him with any concerns/questions at any time even late in the evening if I needed him. Our home loan process was quick and painless. Couldn’t have picked a better lending professional/company. -Jennifer


I would most definitely recommend First Choice Lending. They were very thorough which I liked. Tony Blevins made this dreadful process much easier than expected! There were times when I would text him after hours and he would respond with no problems! He made sure everything was turned in appropriately, and I generally enjoyed talking with him almost every day for roughly one month! He has a great attitude and seems to really enjoy his job! He also was able to move our closing date up a few days which was a nice surprise! Thank you for EVERYTHING Tony! -Alyssa


Tony did an awesome job at helping us achieve our dreams of home ownership. He lead us in the right direction of all the paperwork and craziness that comes with buying a home. It had its ups and downs but Tony got us through the whole process with ease. I'd recommend Tony to help with buying a home any time. -Daniel

Vanessa Lashlee
Mortgage Consultant
Vanessa Lashlee

Mortgage Consultant

Apply with Vanessa

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Direct: 865-392-4140
Cell: 615-202-5665
NMLS # 437348
Email:

First Choice Lending Services LLC has been highly successful since its creation and has enjoyed tremendous growth. This is mostly due to two things: the quality of the employees working at First Choice, and the company’s business priorities.

Vanessa Lashlee, like the rest of her coworkers, is a hardworking and dedicated agent, with a talent for thinking outside the box. This last quality is especially important for any employee of First Choice, as the organization prizes staff members who can come up with creative solutions for client problems. First Choice lending offers FHA loans, home construction loans, reverse mortgages, and more. Where they differ is in their dedication to personalizing loan products to best fit each customer’s needs. Vanessa’s top priority is always the customer.

Vanessa Lashlee has a creative mind that can come up with solutions to overcome her client’s obstacles, thanks to years of experience in the financial industry. Having a family of her own only magnifies her central strength in her ability to connect with customers, understanding exactly what they need and how best to help them with their loan or mortgage.

Reviews:


One word sums up Ms. Lashlee, EXCELLENT. She was such a joy to have on our side. Things were challenging at times but Vanessa reassured us that she would get us the home and loan we loved. We did have a couple of unplanned hiccups but we worked together to resolve all issues promptly.Thanks so much Vanessa we think you’re awesome. We will recommend you anyone we know seeking a purchase money mortgage. -Michael


Vanessa has been awesome throughout the whole loan process. This was my 20 year olds first home and she made it so easy and explained things in detail. To top that off, her response time to questions was unheard of fast. I never had to wait long for a response and for me that was huge. I would recommend Vanessa Lashlee to anyone looking to purchase a new home. You will be in good hands. -Toni


Vanessa is wonderful. Not good but absolutely great. She went above and beyond what any applicant could expect to get our family a mortgage with a great rate and a payment that was affordable. This wasn’t your standard mortgage request as our circumstances were honestly bizarre. But she did it she got it done. Our family is forever grateful for Vanessa and the team at First Choice. Why except the rest when you can have the best. Call Vanessa in Knoxville. We live in. Chattanooga and she had no problems working with us. -Barbara