Andy is a lifetime resident of Tennessee and is a graduate of Tennessee Technological University. He resides in East Nashville with his wife and daughter. In his free time, he enjoys time with family and traveling. Andy has 2 decades of experience in consumer and business sales and marketing with over 10 years of mortgage origination experience.
Andy’s motivation is making a plan to take families from the dream of homeownership to reality. He believes the most rewarding part of his job is the journey to get a buyer into their home. Andy is a consistent top-performer in the company and has been for years. Clients that work with him note his great communication, attention to detail, and true problem solver mentality.
Awesome!!!! I bought my first home through them and they didn't give up until I got my beautiful home. If you are buying, you should use them. I am glad I did!!!! - Rebecca W.
This is the person you want to deal with Andy is, by far, the best and most qualified loan officer we talked with while shopping for our mortgage. We definitely recommend him and would definitely use him for our next purchase...Our vacation home! - Michael O.
I bought my first home and the loan officer was the greatest and he never gave up and he was always there when I needed anything. And even with the stupidest questions and he was always polite and very nice. He was the very Best!!! - Rodney W.
AWESOME. ANDY CHELTON, WHAT MORE CAN I SAY MADE THE EXPERIENCE OF BUYING SO EASY. AND ANYTIME WE HAD A QUESTION, HE WAS QUICK TO RESPOND. THIS COMPANY HAS INTEGRITY WHICH IS NOT FOUND MUCH TODAY! THANKS ANDY AND THANKS 1ST CHOICE LENDING! - Mary B.
Top lender. Andy works fast, very responsive and very friendly. - Robert C.
First Choice Lending is the only way to go
We thought we'd never be able to qualify or afford a house. We talked to Andy Chelton and he worked relentlessly to get us a great loan with an even better rate. We were worried that we'd be buried under a mountain of paperwork and never see daylight again. We were so very wrong. In a few weeks we were sitting at a table signing the loans to our new home. The best part - we got more house for our money than we thought possible. Thanks Andy - Margaret S.
Andy helped me with my loan while waiting on his wife to deliver their baby at the hospital-he was THAT dedicated to making sure my loan would close. Obviously, he is extremely responsive and ready to go out of his way to make sure your transaction goes quickly and smoothly. You can't go wrong with Andy! - Kay S.
10 being the best I give Andy a 10. I have bought aprox 7 or 8 homes in the past. It was always a major paper chase. Andy made the process so easy and painless and fast. Anytime I had a question I called Andy day or night and he was always there to pick up the phone and answer my questions. I will refer people to Andy every time. Great job Andy. - Richard R
Great experience! Andy is very seasoned and experienced. He is awesome at finding a way to get it done quickly. Highly recommend!! - Laurie O
Andy Chelton has been fantastic to work with. He has been my loan officer on several transactions and I will continue to utilize his services for future loan needs. Great communication, excellent customer service and very knowledgeable. - Todd D
Andy Chelton is the go to guy for the job. He helped us out so much and went out of his way to make us happy and into the house we wanted. They def have 5 stars from us. -Traci
Andy Chelton was the best! He was so helpful and I am so thankful for him! I closed Feb. 11 2019 and anytime I have a question- he is still more than willing to help me. The government shut down postponed things a little bit- but he always kept me updated and he never gave up hope. I hope he understands how greatly I appreciate everything he did for me! 🙂 THANK YOU! -Haley
We worked with Andy Chelton. He was awesome. He worked with us every step of the way, even finding us an awesome realtor. He responded very quickly to any questions we had. He got us to closing without any issues. Honestly, he made the whole process less stressful. I’m definitely going to be recommend him and First Choice Lending to others. I’m so glad we went with them. -Jesseca
Brent is proud to offer extensive mortgage and loan solutions to help homeowners and potential home buyers alike. Brent acquired his real estate license in 2005 and became a Loan Officer in 2016. Over the years, Brent has helped countless home buyers and homeowners refinance to renovate, build additions, and/or pay off debt. Having personally been through the home buying and mortgage process multiple times, Brent offers a unique perspective and understanding which allows borrowers to feel at ease as they buy their dream home or refinance their existing property.
Brent enjoys working with people and feels privileged to serve homebuyers in such a life-changing event and profitable investment. He believes a lender is more than just a person that loans the money for a home purchase. Brent is your first contact and guides you through the entirety of the process up until and after closing day. Once you close on your home you can feel comfort in knowing that he will still be around to help with any questions that may arise.
Whether you are buying your first home or your forever home, Brent provides unparalleled service rooted in integrity and excellence. He truly enjoys helping turn your homeownership dreams into reality.
A native Tennessean, Brent currently lives in Franklin with his wife and two children. Away from work, you’ll find Brent spending time with his family, coaching, fishing, golfing, or renovating another property.
Bruce Kiper’s experience and knowledge of the mortgage industry were only part of what made him such a valued hire for First Choice Lending, LLC. His desire to help his customers and ability to overcome any obstacle to do so were the qualities that sealed the deal.
First Choice Lending now operates from both Nashville and Knoxville, serving countless customers throughout Tennessee and Kentucky. The consultants at the company help their clients navigate the complex processes of home purchasing and securing mortgages. This involves advising customers each step of the way and making the home buying processes easier to understand – and far less intimidating.
In hiring Bruce Kiper, First Choice made a wise decision in seeing his determination and knowing it would prove a valuable asset to the company. No matter what financial troubles a client is facing, Bruce is able to overcome them, often creating tailored loan products specifically for customers in difficult situations.
We recently purchased a home with the help of 1st Choice Lending. The process began with a phone call from Bruce Kiper on July 4th no less and ended on August 6th. From the time we actually put our offer in to the day we closed was less than 30 days! The process was fast and virtually painless. There were couple points of miscommunication or things I would've liked explained in more detail, as this was our first home purchase and I wanted to understand fully what was happening at every turn. However overall it really was a pleasant experience and I would highly recommend 1st Choice Lending to anyone We got a good locked rate with an FHA loan. Our credit was right around 650 and 700. Our credit isn't completely spotless, but they made it happen for us! We will forever be grateful to all the people behind the scenes that we never even knew about that put it together for us! Thank you 1st Choice Lending! -Jennifer
First Choice Lending Services was great. Bruce Kiper and Steve Shelton went above and beyond for me. Very professional people to do business with. If you are in the market for any type of home loan or refi I would highly recommend. -Bryan
Cody Parker was born and raised in Texas and moved to Northern California after graduation. He received his CA Real Estate License and started originating loans in 2004. After becoming homesick and missing “The Southern way of life”, Cody returned to Texas where he met his wife Danielle. After having a beautiful little girl, they decided to move to Nashville in 2012 and be close to her family in Brentwood. Cody enjoys helping people achieve their dreams of becoming a homeowner and helping them with their financial needs. He strives to make each of his clients a repeat customer and someone they would refer to a friend or family. Cody enjoys playing golf and taking vacations with his family.
Clients of First Choice Lending are scattered throughout the states of Tennessee and Kentucky, more heavily concentrated in Nashville and Knoxville, the sites of the company headquarters. Cory knew when he moved to the area that he wanted to help the people in his community by using his knowledge and experience with the mortgage industry in the service of First Choice Lending.
Since the company first opened its doors, it has attracted a great number of highly experienced individuals, including men and women from many different sectors of the finance industry and beyond. The unifying factor for all of these employees is their ability and desire to help first-time home buyers to decide upon a home and navigate the process of making a purchase.
Cory Hyberger joined the company with experience in several different types of loans. He also has a creative mind that helps him devise the best loan product for his clients, developing a personalized plan for each client that meets their individual needs. Cory’s efforts have greatly influenced the success of the company.
NMLS # 1226005
Danny Blazier has been in the mortgage industry for almost a decade and finds great satisfaction in helping people purchase their homes. His motivation stems from the desire to help people. Danny believes that a lender is more than just a person that lends money. They are your first form of contact and guide you through the entirety of the process up until and after closing day. Once you close on your home you can feel comfort in knowing that Danny will still be around to help with any questions that may arise. Danny enjoys working with people and feels privileged to serve homebuyers in such a life-changing event and profitable investment. He is proud of the reviews that he receives and feels that they embody the kind of lender he strives to be.
To say that Danny is amazing is an absolute understatement! He is ON IT! When you are looking for a lender, you should be looking for someone that returns emails, text messages, and phone calls within a timely manner! He will work seven days a week for his clients and real estate agents if that’s what it takes! With my husband and I being busy real estate agents, we know that one on one communication is key to accomplishing a successful, smooth, and worry free mortgage process and closing. - Caroline
5 stars!! Danny Blazier helped us buy our first home and the process couldn’t have been smoother! He was easy to talk to and on top of every aspect of the process so that nothing came as a surprise. He even called to check in and answer random questions from a vacation in Italy, and this was before we even made an offer on a house. We were first time buyers with a million questions and a small budget and he always treated us like we were the top priority of the company. I would recommend Danny and First Choice in a heartbeat! -Ryan
I worked with Danny Blazier, he was great!! This was our second home and he made the whole process so easy. I would highly recommend Danny for all future home buyers. -Vanessa
Mortgage Loan Originator
Gina Quarles has proven herself an asset to First Choice Lending from the moment she started work. Her dedication, willingness to go above and beyond her duties and general good spirits have been infectious, leading to better productivity and better moods throughout the company.
First Choice is proud to offer extensive mortgage and loan solutions to help homeowners and potential home buyers alike. They are based in Nashville and Knoxville and serve clients throughout all of Tennessee and Kentucky. First Choice Lending offers recognized loans such as Freddie Mac and NHA loans, as well as somewhat less common home purchasing investment loans and loans for the self-employed.
Gina Quarles is a successful agent, her good spirits and genuine enjoyment of her work allowing her to connect with her clients. This allows Gina to better understand exactly what her clients need and what loan products might be best for each situation. She can also create a customized loan product if existing loan options do not suit her client’s needs.
Gina worked tirelessly with her team to help my husband and I find a loan that would work for our seemingly impossible scenario. We are so happy to be free of the renting loop-dee-loop of uncertainty and instability. We feel secure and like we have made an investment in our future for us and our children. We are so thankful for Gina and all her hard work to make our dreams come true. -Carly
I just want to let everyone know that Gina always goes above and beyond to help anyone. I wouldn’t have been able to purchase a home without her help ! She’s done an amazing job and I’ve loved working with her this year ! Thank you so -Holly
I’m a Realtor with ADARO Realty and I’ve been working with Gina Quarles for a couple years now. She’s able to get loans for my clients that most lending specialist aren’t even close to helping with. Gina is very efficient , professional and an absolute asset to my business. I would highly recommend her as your loan specialist. -Lisa
Larry is a lifetime resident of Middle Tennessee. He resides just north of Nashville with his wife, Neely and son, Gage. Larry is very people oriented. He understands the sense of pride that come with home ownership and will go the extra mile to make the loan process as seamless as possible.
Larry is an avid sports fan and loves being outdoors. He enjoys spending time with family and friends. Larry is driven and goal oriented and looks forward to guiding you through the loan process. Larry will strive to make sure you’re experience with First Choice Lending Services is stress free and a positive one.
Before I met Larry and the team at First Choice Lending Services, I was frustrated with the whole mortgage process. I had been pre approved with another company that when it came down to it, didn’t offer the kind of loan I was looking for. And I started to feel pressure to just buy anything. I saw an ad for First Choice Lending Services because I was looking to do a 203k loan. From the start the process was different because I never felt any pressure or concern about the way they did business or who I was giving my personal information to. Larry was helpful in making decisions and answering questions but more importantly he was always accessible. There was never a time when we needed him that he wasn’t there for us (even when he broke his leg). From start to finish working with our realtor and the lender Larry made the process easy. If I had questions he wouldn’t stop until he got an answer and I can’t think of a single time I had to remind him to get anything done. When we closed, my wife looked at me and said “man you’re going to miss talking to Larry”. I’m not one of those people who gives glowing reviews to everyone in fact this is my first time giving an online review. But we really appreciate the team at First Choice Lending Services and would highly recommend them to anyone looking to buy a home. -Michael
Buying a new home or refinancing your existing one shouldn't be difficult. Nathan enjoys not only helping his clients achieve the dream of homeownership but keeping their mortgage experience simple and seamless. A teacher at heart, customers consistently give him high praise for educating them on the mortgage process and keeping them informed them along the way. In addition to his mortgage expertise, he also draws on experience from his former days as a licensed real estate agent.
Nathan is a Mississippi native and in 2008 relocated to the Nashville area where he resides with his wife Lindsey and their four children. He is a veteran of the United States Air Force and a graduate of Asbury College in Wilmore, KY. Away from the office, you might see him enjoying the great outdoors of Middle Tennessee, singing in his church choir, or coaching his children’s sports teams.
Whether you are buying your first home or your forever home, Nathan provides unparalleled service rooted in integrity and excellence. He truly enjoys helping turn your homeownership dreams into reality.
I found Nathan Weathersby after speaking to many loan agents. He not only came across as honest, sincere, and caring, it was obvious he was knowledgeable. He proved to be all that and more. When things went well, he moved quickly and efficiently taking time to explain anything I needed to know. He was available at all hours every day. When problems arose due to the sellers, he proved even more valuable. He was kind, patient and understanding making a difficult situation go as smoothly as possible. Nathan is the best! I will recommend him to family and friends with confidence. He is an outstanding person as well as an outstanding loan agent. -Amy
Nathan Weathersby was extremely knowledgeable, professional, and willing to go above and beyond throughout our home buying experience. He guided us through the paperwork and entire loan process, explaining everything in a way we could understand. We highly recommend Nathan! -Cecilia
Nathan Weathersby, Senior Loan Officer with First Choice Lending, was recommended to me by my realtor, Frank Kalck with Keller Williams Realty. Putting me in touch with Nathan at the beginning of such an overwhelming process was one of the best things that Frank could have done. This is such a stressful and scary process, especially as a woman, and Nathan couldn't have been more professional, patient and supportive. He is an excellent communicator and very fast to reply to any question. I truly felt comfortable putting my trust in him throughout this process and highly recommend him and First Choice for any home lending situation. -Cindy
Since coming on board with First Choice Lending in January of 2014, Randy Carie has become one of our senior Mortgage Originators receiving top loan officer awards on several occasions. Rooted in working class ethics, he has developed a “sense of care” and true understanding for how important purchasing a home can be. With that understanding, he has a genuine passion for helping people purchase their home.
Randy grew up in southern Indiana, working on farms, playing sports, and enjoying the outdoors. He then continued his passion for sports by playing collegiate baseball and eventually graduating from Indiana State University in 1996. Randy moved to Nashville as an aspiring musician in 1997 and was able to play music all around the Nashville area for years, as well as different parts of the world until starting a family in 2008. Now days, you can find him (or hear him!) coaching his son in baseball where he and his wife, Becky, and son, Zachary, live in Hendersonville, TN.
“My clients deserve my best effort. They deserve to be treated with the same respect and dignity that I would want to be treated… So, that’s what I try to do.” – Randy Carie
“When it seemed that there was no hope for me to close on my house he was more than professional and supportive. Then when another avenue opened Randy went right back to work to get my paperwork in order. Owning my home was a dream that I did not think was possible. He did not give up on me. I can't say enough about how hard he worked to make my dream come true!” –Linda
“Randy helped us get approved for a home loan that we didn’t even think was possible! He was knowledgeable in all financing options. He was patient with us throughout the process as we had many questions. His answers were concise.” –Miranda
“We are very grateful for Randy Carie at First Choice Lending Services and the service he provided to help us get our mortgage loan for our retirement home we’ve always dreamed of. So thank you, Randy Carie, for the timely and effective service you provided for us making our dreams come true on the mountain top of Tennessee!” –Rick and Darla
Randy Carie was great! If I had questions all I had to do is pick up the phone and call. He was very helpful. I would recommend my friends to First Choice Lending 100% -Mike
Was very patient and help me every step of the way. Kept me informed on everything they while way and was there anytime I had a questions. -Phillip
Randy is the best in First Choice Lending Services I would recommend him to anyone! We have used him twice and he went above and beyond our needs! -The Meyer's
Randy Carie was extremely efficient and worked quickly to get us the best rates in a timely manner for our new home. His communication was superb and he was quick to answer any questions we had. The whole process was so smooth and I will definitely be recommending Randy to my friends & family. The whole loan process can be scary, but First Choice Lending helped make this a positive experience. -Jaime
Highly recommend Randy Carie and First Choice Lending! He handled our mortgage when we bought our house this year and was very helpful, professional, and knowledgeable. He walked us through each step of the process and helped make our dream a reality. -Landon
A Franklin, TN native and with extensive experience in the Mortgage industry, Ray has helped many families achieve their dreams of home ownership. From first time homebuyers to clients that own multiple properties, Ray has the knowledge and experience to tailor First Choice Lending's wide variety of loan programs to your specific financial needs. Ray resides in Franklin and is a Brentwood Academy alumnus, holding degrees from both the University of Tennessee, Knoxville and Lincoln Memorial University.
We have had the smoothest and easiest process in purchasing our home. We were taken step by step though the process with Ray Marley and staff. Great company to work with! -Keith
Many homeowners and families looking to buy a home struggle with mortgages and loans. For some individuals, deciding to buy a home is the most important and weighty financial decision they will ever make. This is why Steve Martin joined First Choice Lending, LLC. He wanted to make a difference for the people of Tennessee and Kentucky by making the loan process less intimidating.
First Choice offers many different types of loan and mortgage help, including offering FHA, Fannie Mae, and Freddie Mac loans, among others. The defining feature of First Choice, however, is dedication to their customers. Steve Martin and his coworkers put the customer first, working with clients to determine what loan option works best for each client.
Steve has proven himself an excellent judge of a person's needs, able to comprehend fully the financial situations of his clients. He knows which option will be the best; if the best option does not exist, Steve will create a customized loan product for his client.
I recommend highly recommend First Choice Lending Services. Steve was our lending agent and he did an awesome job helping my husband and I with our first home. He is very polite and professional! -Megan
I highly recommend First Choice Lending. They made my process virtually painless. Steve Martin took a very complex process and made it so simple on my end. He took care of just about everything and brought in competent team members when additional services were needed. Thank you Steve for making this a reality and for always being a text or phone call away. -Susan
Best service from start to finish! Steve has been the best in communicating. He was always available. If we had a question, he would explain, in detail to make sure we understood. It was like he was buying the house with us! I will recommend First Choice. Thank you Steve, for all of your hard work!! -Jennifer
First Choice Lending, LLC began as a small lending company but swiftly grew to cover two states. The company’s main offices remain in Nashville and Knoxville, but their services are available to homeowners and home buyers throughout Kentucky and Tennessee. First Choice has become a respected source for advice on all matters of home buying and loans, and their customer service has kept them in high demand.
While First Choice consultants are all knowledgeable concerning several types of loan options, they also serve as guides to help first time home buyers navigate the difficulties involved in buying a home. Steve Sampley joined First Choice Lending precisely for this reason: to help homeowners stay calm and not become overwhelmed by the home buying process.
Steve is a successful consultant for First Choice, and his patience and good spirits endear him to all of his clients. When he is not working, Steve enjoys taking time for himself, sometimes reading or enjoying a good meal.
For Travis Rosskamp, helping first time home buyers in Tennessee and Kentucky is a way to give back to his community by using his talents and education. He receives a great sense of fulfillment from the job, as does every employee at First Choice Lending Services, LLC. Travis’ experience in the loan and mortgage industry gave him the skills needed to give back to his state in a meaningful way.
First Choice Lending serves customers throughout all of Tennessee and Kentucky from its main offices in Nashville and Knoxville. Consultants with the company help its customers navigate the often complex home buying process, and many, like Travis, have expressed their happiness at helping home buyers make their dreams come true.
Travis Rosskamp’s giving spirit and enthusiasm for his work are contagious, and he has become known throughout the company for these qualities. He remains enthusiastic outside of work as well, enjoying time spent with family and friends.