Andy is a lifetime resident of Tennessee and is a graduate of Tennessee Technological University. He resides in East Nashville with his wife and daughter. In his free time, he enjoys time with family and traveling. Andy has 2 decades of experience in consumer and business sales and marketing with over 10 years of mortgage origination experience.
Andy’s motivation is making a plan to take families from the dream of homeownership to reality. He believes the most rewarding part of his job is the journey to get a buyer into their home. Andy is a consistent top-performer in the company and has been for years. Clients that work with him note his great communication, attention to detail, and true problem solver mentality.
Awesome!!!! I bought my first home through them and they didn't give up until I got my beautiful home. If you are buying, you should use them. I am glad I did!!!! - Rebecca W.
This is the person you want to deal with Andy is, by far, the best and most qualified loan officer we talked with while shopping for our mortgage. We definitely recommend him and would definitely use him for our next purchase...Our vacation home! - Michael O.
I bought my first home and the loan officer was the greatest and he never gave up and he was always there when I needed anything. And even with the stupidest questions and he was always polite and very nice. He was the very Best!!! - Rodney W.
AWESOME. ANDY CHELTON, WHAT MORE CAN I SAY MADE THE EXPERIENCE OF BUYING SO EASY. AND ANYTIME WE HAD A QUESTION, HE WAS QUICK TO RESPOND. THIS COMPANY HAS INTEGRITY WHICH IS NOT FOUND MUCH TODAY! THANKS ANDY AND THANKS 1ST CHOICE LENDING! - Mary B.
Top lender. Andy works fast, very responsive and very friendly. - Robert C.
First Choice Lending is the only way to go
We thought we'd never be able to qualify or afford a house. We talked to Andy Chelton and he worked relentlessly to get us a great loan with an even better rate. We were worried that we'd be buried under a mountain of paperwork and never see daylight again. We were so very wrong. In a few weeks we were sitting at a table signing the loans to our new home. The best part - we got more house for our money than we thought possible. Thanks Andy - Margaret S.
Andy helped me with my loan while waiting on his wife to deliver their baby at the hospital-he was THAT dedicated to making sure my loan would close. Obviously, he is extremely responsive and ready to go out of his way to make sure your transaction goes quickly and smoothly. You can't go wrong with Andy! - Kay S.
10 being the best I give Andy a 10. I have bought aprox 7 or 8 homes in the past. It was always a major paper chase. Andy made the process so easy and painless and fast. Anytime I had a question I called Andy day or night and he was always there to pick up the phone and answer my questions. I will refer people to Andy every time. Great job Andy. - Richard R
Great experience! Andy is very seasoned and experienced. He is awesome at finding a way to get it done quickly. Highly recommend!! - Laurie O
Andy Chelton has been fantastic to work with. He has been my loan officer on several transactions and I will continue to utilize his services for future loan needs. Great communication, excellent customer service and very knowledgeable. - Todd D
Bruce Kiper’s experience and knowledge of the mortgage industry were only part of what made him such a valued hire for First Choice Lending, LLC. His desire to help his customers and ability to overcome any obstacle to do so were the qualities that sealed the deal.
First Choice Lending now operates from both Nashville and Knoxville, serving countless customers throughout Tennessee and Kentucky. The consultants at the company help their clients navigate the complex processes of home purchasing and securing mortgages. This involves advising customers each step of the way and making the home buying processes easier to understand – and far less intimidating.
In hiring Bruce Kiper, First Choice made a wise decision in seeing his determination and knowing it would prove a valuable asset to the company. No matter what financial troubles a client is facing, Bruce is able to overcome them, often creating tailored loan products specifically for customers in difficult situations.
Clients of First Choice Lending are scattered throughout the states of Tennessee and Kentucky, more heavily concentrated in Nashville and Knoxville, the sites of the company headquarters. Cory knew when he moved to the area that he wanted to help the people in his community by using his knowledge and experience with the mortgage industry in the service of First Choice Lending.
Since the company first opened its doors, it has attracted a great number of highly experienced individuals, including men and women from many different sectors of the finance industry and beyond. The unifying factor for all of these employees is their ability and desire to help first-time home buyers to decide upon a home and navigate the process of making a purchase.
Cory Hyberger joined the company with experience in several different types of loans. He also has a creative mind that helps him devise the best loan product for his clients, developing a personalized plan for each client that meets their individual needs. Cory’s efforts have greatly influenced the success of the company.
NMLS # 1226005
Danny Blazier has been in the mortgage industry for almost a decade and finds great satisfaction in helping people purchase their homes. His motivation stems from the desire to help people. Danny believes that a lender is more than just a person that lends money. They are your first form of contact and guide you through the entirety of the process up until and after closing day. Once you close on your home you can feel comfort in knowing that Danny will still be around to help with any questions that may arise. Danny enjoys working with people and feels privileged to serve homebuyers in such a life-changing event and profitable investment. He is proud of the reviews that he receives and feels that they embody the kind of lender he strives to be.
Gina Quarles has proven herself an asset to First Choice Lending from the moment she started work. Her dedication, willingness to go above and beyond her duties, and general good spirits have been infectious, leading to better productivity and better moods throughout the company.
First Choice is proud to offer extensive mortgage and loan solutions to help homeowners and potential home buyers alike. They are based in Nashville and Knoxville, and serve clients throughout all of Tennessee and Kentucky. First Choice Lending offers recognized loans such as Freddie Mac and NHA loans, as well as somewhat less common home purchasing investment loans and loans for the self-employed.
Gina Quarles is a successful agent, her good spirits and genuine enjoyment of her work allowing her to connect with her clients. This allows Gina to better understand exactly what her clients need and what loan products might be best for each situation. She can also create a customized loan product if existing loan options do not suit her client’s needs.
NMLS # 1618654
From helping customers select their mortgages to making the mortgage process as simple as possible, Natalie Sluder has found her work at First Choice Lending to be an incredibly rewarding experience. Many of the clients of First Choice Lending find mortgages and loans difficult and complex, and Natalie finds fulfillment in helping to make securing a loan less intimidating.
A few of the loan options that Natalie works with as an employee of First Choice include FHA loans, Freddie Mac loans, home construction loans, Fannie Mae loans, and loans for buyers with poor credit. What sets First Choice apart from other lenders is their focus on customer service. At First Choice Lending, a customer is guaranteed a consultant who will work with him or her to find the very best option for any given situation.
Natalie Sluder enjoys providing different loan options to potential homeowners. She also enjoys finding or creating loan options that are uniquely customized to her client’s needs. Whatever the financial situation, Natalie is able to help.
For PJ LeGreAir, First Choice Lending, LLC was the perfect place to use his experience in the mortgage industry. First Choice allowed PJ to use all of the knowledge he had accumulated regarding different loan types, but also challenged his creative and innovative side. The company’s customer service policies, which set it apart from other lenders, were a large part of what intrigued PJ and many other employees.
PJ’s abilities to handle and fully comprehend loans of all different types made him a valuable employee. He understood Fannie Mae loans, NHA loans, Freddie Mac loans, reverse mortgages, home construction loans, and more. Since First Choice offers all of these loans, it is important that employees have knowledge of the different types.
PJ LeGreAir has achieved a great deal of success at First Choice Lending, due in part to his vast knowledge and understanding of the mortgage industry. However, his success can also be attributed to his ability to perfectly tailor loan products to each one of his customers.
Since coming on board with First Choice Lending in January of 2014, Randy Carie has become one of our senior Mortgage Originators receiving top loan officer awards on several occasions. Rooted in working class ethics, he has developed a “sense of care” and true understanding for how important purchasing a home can be. With that understanding, he has a genuine passion for helping people purchase their home.
Randy grew up in southern Indiana, working on farms, playing sports, and enjoying the outdoors. He then continued his passion for sports by playing collegiate baseball and eventually graduating from Indiana State University in 1996. Randy moved to Nashville as an aspiring musician in 1997 and was able to play music all around the Nashville area for years, as well as different parts of the world until starting a family in 2008. Now days, you can find him (or hear him!) coaching his son in baseball where he and his wife, Becky, and son, Zachary, live in Hendersonville, TN.
“My clients deserve my best effort. They deserve to be treated with the same respect and dignity that I would want to be treated… So, that’s what I try to do.” – Randy Carie
“When it seemed that there was no hope for me to close on my house he was more than professional and supportive. Then when another avenue opened Randy went right back to work to get my paperwork in order. Owning my home was a dream that I did not think was possible. He did not give up on me. I can't say enough about how hard he worked to make my dream come true!” –Linda
“Randy helped us get approved for a home loan that we didn’t even think was possible! He was knowledgeable in all financing options. He was patient with us throughout the process as we had many questions. His answers were concise.” –Miranda
“We are very grateful for Randy Carie at First Choice Lending Services and the service he provided to help us get our mortgage loan for our retirement home we’ve always dreamed of. So thank you, Randy Carie, for the timely and effective service you provided for us making our dreams come true on the mountain top of Tennessee!” –Rick and Darla
Sheri Scott joined First Choice Lending, LLC and quickly became recognized for her hard work and dedication to her clients and her coworkers. First Choice Lending has emphasized customer service since the company opened its doors, and Sheri is doing her part to keep up that reputation.
First Choice has become known throughout Tennessee and Kentucky for the individual loan products it offers to its customers. This includes familiar loans such as Fannie Mae, FHA, and home construction loans as well as lesser-known loans like home purchasing investment loans. What sets First Choice apart from other lenders, and what drew Sheri Scott to the company, where its personalized and customized loans tailored to suit each client’s individual financial needs.
Sheri is now a successful consultant with First Choice Lending, able to efficiently ascertain a client’s financial problems and decide what solution would be best. All financial complexities involving home purchases become much more understandable when Sheri Scott is explaining them.
First Choice Lending, LLC began as a small lending company but swiftly grew to cover two states. The company’s main offices remain in Nashville and Knoxville, but their services are available to homeowners and home buyers throughout Kentucky and Tennessee. First Choice has become a respected source for advice on all matters of home buying and loans, and their customer service has kept them in high demand.
While First Choice consultants are all knowledgeable concerning several types of loan options, they also serve as guides to help first time home buyers navigate the difficulties involved in buying a home. Steve Sampley joined First Choice Lending precisely for this reason: to help homeowners stay calm and not become overwhelmed by the home buying process.
Steve is a successful consultant for First Choice, and his patience and good spirits endear him to all of his clients. When he is not working, Steve enjoys taking time for himself, sometimes reading or enjoying a good meal.
For Travis Rosskamp, helping first time home buyers in Tennessee and Kentucky is a way to give back to his community by using his talents and education. He receives a great sense of fulfillment from the job, as does every employee at First Choice Lending Services, LLC. Travis’ experience in the loan and mortgage industry gave him the skills needed to give back to his state in a meaningful way.
First Choice Lending serves customers throughout all of Tennessee and Kentucky from its main offices in Nashville and Knoxville. Consultants with the company help its customers navigate the often complex home buying process, and many, like Travis, have expressed their happiness at helping home buyers make their dreams come true.
Travis Rosskamp’s giving spirit and enthusiasm for his work are contagious, and he has become known throughout the company for these qualities. He remains enthusiastic outside of work as well, enjoying time spent with family and friends.