Andy Chelton
Mortgage Consultant
Andy Chelton

Mortgage Consultant

Apply with Andy

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Direct: 615-829-7166
Cell: 615-545-9494
NMLS: 32129

Andy is a lifetime resident of Tennessee and is a graduate of Tennessee Technological University. He resides in East Nashville with his wife and daughter. In his free time, he enjoys time with family and traveling. Andy has 2 decades of experience in consumer and business sales and marketing with over 10 years of mortgage origination experience.

Andy’s motivation is making a plan to take families from the dream of homeownership to reality. He believes the most rewarding part of his job is the journey to get a buyer into their home. Andy is a consistent top-performer in the company and has been for years. Clients that work with him note his great communication, attention to detail, and true problem solver mentality.


We are very grateful for Andy Chelton , he was Wonderful and helped us purchase our forever home. Excellent experience and we will highly recommend to everyone. -Maurita

Andy Chelton went above and beyond to help us become first time homeowners. Our questions were always answered promptly and in detail. Text message, email or phone call whatever it took. I would highly recommend him. Thank you!! -Lee Ann

Andy was great to work with, and did everything in his powers to be to make my closing happen, so happy I went with a local lender!!!! -Randy

Andy Chelton was more than helpful! I am a first time home buyer, and so of course I had a million and one questions. Andy never hesitated to answer any question I had, whether complex or silly and simple, or whether I had already asked it. He made sure I understood everything with this process, and kept in touch with me almost daily via text or email. Amazing experience! -Jessica

Andy Chelton is who helped my wife and I through the process of purchasing our new home. It was a great experience from the almost instant pre-approval all the way through the closing. Andy is a true professional that knows how to get through all of the ups and downs that are a part of the super complicated mortgage process. If you are considering a new home purchase I would highly recommend that you reach out to Andy to guide you through. -Sctpiehl

There TRULY is not enough I can say about Andy and the whole First Choice team!! We decided just all of a sudden that the time was right to step out and buy a home. Andy was there every single step of the way, we were first time home buyers and he took the time to answer all my questions no matter what time of day! Andy was very thorough and committed to making the VA loan work to get us the house we wanted. He never stopped working until the day we closed ON TIME 🙂 Andy is very easy to work with, and when and if the time comes to buy another home we will settle for nothing less than ANDY!!! Thank you soooo much Sir, for ALL that you did for us!!!! -Sarah

Awesome!!!! I bought my first home through them and they didn't give up until I got my beautiful home. If you are buying, you should use them. I am glad I did!!!! - Rebecca W.

This is the person you want to deal with Andy is, by far, the best and most qualified loan officer we talked with while shopping for our mortgage. We definitely recommend him and would definitely use him for our next purchase...Our vacation home! - Michael O.

I bought my first home and the loan officer was the greatest and he never gave up and he was always there when I needed anything. And even with the stupidest questions and he was always polite and very nice. He was the very Best!!! - Rodney W.


Top lender. Andy works fast, very responsive and very friendly. - Robert C.

First Choice Lending is the only way to go
We thought we'd never be able to qualify or afford a house. We talked to Andy Chelton and he worked relentlessly to get us a great loan with an even better rate. We were worried that we'd be buried under a mountain of paperwork and never see daylight again. We were so very wrong. In a few weeks we were sitting at a table signing the loans to our new home. The best part - we got more house for our money than we thought possible. Thanks Andy - Margaret S.

Andy helped me with my loan while waiting on his wife to deliver their baby at the hospital-he was THAT dedicated to making sure my loan would close. Obviously, he is extremely responsive and ready to go out of his way to make sure your transaction goes quickly and smoothly. You can't go wrong with Andy! - Kay S.

10 being the best I give Andy a 10. I have bought aprox 7 or 8 homes in the past. It was always a major paper chase. Andy made the process so easy and painless and fast. Anytime I had a question I called Andy day or night and he was always there to pick up the phone and answer my questions. I will refer people to Andy every time. Great job Andy. - Richard R

Great experience! Andy is very seasoned and experienced. He is awesome at finding a way to get it done quickly. Highly recommend!! - Laurie O

Andy Chelton has been fantastic to work with. He has been my loan officer on several transactions and I will continue to utilize his services for future loan needs. Great communication, excellent customer service and very knowledgeable. - Todd D

Andy Chelton is the go to guy for the job. He helped us out so much and went out of his way to make us happy and into the house we wanted. They def have 5 stars from us. -Traci

Andy Chelton was the best! He was so helpful and I am so thankful for him! I closed Feb. 11 2019 and anytime I have a question- he is still more than willing to help me. The government shut down postponed things a little bit- but he always kept me updated and he never gave up hope. I hope he understands how greatly I appreciate everything he did for me! 🙂 THANK YOU! -Haley

We worked with Andy Chelton. He was awesome. He worked with us every step of the way, even finding us an awesome realtor. He responded very quickly to any questions we had. He got us to closing without any issues. Honestly, he made the whole process less stressful. I’m definitely going to be recommend him and First Choice Lending to others. I’m so glad we went with them. -Jesseca

Andy Chelton was very helpful and was there to explain everything any time i needed him, as my husband and i were first time buyers! I would just like to say thank you! We couldnt have done it without you! -Nina & Jeremy

Bruce Kiper
Mortgage Consultant
Bruce Kiper

Mortgage Consultant

Apply with Bruce

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Direct: 615-829-7161
Cell: 615-977-9075
NMLS: 185945

Bruce Kiper’s experience and knowledge of the mortgage industry were only part of what made him such a valued hire for First Choice Lending, LLC. His desire to help his customers and ability to overcome any obstacle to do so were the qualities that sealed the deal.

First Choice Lending now operates from both Nashville and Knoxville, serving countless customers throughout Tennessee and Kentucky. The consultants at the company help their clients navigate the complex processes of home purchasing and securing mortgages. This involves advising customers each step of the way and making the home buying processes easier to understand – and far less intimidating.

In hiring Bruce Kiper, First Choice made a wise decision in seeing his determination and knowing it would prove a valuable asset to the company. No matter what financial troubles a client is facing, Bruce is able to overcome them, often creating tailored loan products specifically for customers in difficult situations.


Bruce was amazing, he and his team went way above and beyond to get us in our forever home! Our loan process was very difficult and Bruce never gave up on us. He worked endlessly to ensure we got the interest rate we wanted the payments we needed and the home we had to have without compromising our needs! He was knowledgeable, very resourceful and attentively understanding even when he didn’t have to be! Thanks Bruce Kiper you are amazing I pray God blessed you and your family 10 fold as well as your team! - Amy and Shannon

Working with Bruce Kiper was great! He made our first ever home purchase seem almost effortless on our part! He was very responsive and made us feel as though we were top priority. If your looking for straight forward no nonsense service contact Bruce and he will help make your dreams come true. -Russell

I worked with Bruce Kiper on my home loan. He was very responsive and worked closely with me throughout the whole process. I am so excited to have my own home. Thank you Bruce! -Jamie

Being a first time home buyer, I felt like I was in good hands every step of the way while working with Bruce. We were able to get a great rate and get everything worked out a week before we had originally planned on. -Michael

Worked with Mr Bruce Kiper. I've got to say, buying your first home is just as scary and as much of a whirlwind as they say it is. Luckily, I had a guy on my side who knew my million text messages and worried emails were just a kid freaking out about his first "adult" purchase. 1st Choice Lending turned out to be the best choice! -Ezra

We recently purchased a home with the help of 1st Choice Lending. The process began with a phone call from Bruce Kiper on July 4th no less and ended on August 6th. From the time we actually put our offer in to the day we closed was less than 30 days! The process was fast and virtually painless. There were couple points of miscommunication or things I would've liked explained in more detail, as this was our first home purchase and I wanted to understand fully what was happening at every turn. However overall it really was a pleasant experience and I would highly recommend 1st Choice Lending to anyone We got a good locked rate with an FHA loan. Our credit was right around 650 and 700. Our credit isn't completely spotless, but they made it happen for us! We will forever be grateful to all the people behind the scenes that we never even knew about that put it together for us! Thank you 1st Choice Lending! -Jennifer

First Choice Lending Services was great. Bruce Kiper and Steve Shelton went above and beyond for me. Very professional people to do business with. If you are in the market for any type of home loan or refi I would highly recommend. -Bryan

Danny Blazier
Branch Manager
Danny Blazier

Branch Manager

Apply with Danny

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Direct: 615-829-7155
Cell: 865-227-3865
NMLS # 1226005

Danny Blazier has been in the mortgage industry for almost a decade and finds great satisfaction in helping people purchase their homes. His motivation stems from the desire to help people. Danny believes that a lender is more than just a person that lends money. They are your first form of contact and guide you through the entirety of the process up until and after closing day. Once you close on your home you can feel comfort in knowing that Danny will still be around to help with any questions that may arise. Danny enjoys working with people and feels privileged to serve homebuyers in such a life-changing event and profitable investment. He is proud of the reviews that he receives and feels that they embody the kind of lender he strives to be.

Check out my Zillow reviews!


Danny Blazier helped me for months to increase my credit score. Once my score went up he put another month or so into the application process and was great about the whole thing. Thanks to him I was able to buy my house with barely any money down with not so great credit history. 🙃 I highly recommend him to anyone!!!! -Ashley

Danny Blazier at First Choice Lending is amazing! He is very knowledgeable about the lending process and always keeps my clients informed each step of the way. Danny goes above and beyond what is required of him to provide excellent customer service to myself (Realtor) and my clients. I absolutely will continue to partner with Danny and the First Choice Lending team. You all do great work! Thank you! - Sarah

Danny was wonderful to work with! He helped us through the process every step of the way! He answered all our questions and made sure we understood everything that was taking place during the home buying process. -Lyndsey

Danny was very easy to work with, and he helped us through every step of the lending process. We would highly recommend working with Danny and First Choice Lending! -Timothy

Danny Blazier at First Choice Lending was an amazing lender! He was on top of his game. He walked us through every step of the process. We had to put in several offers before we got accepted, the market is definitely a sellers market and took some time. Danny was wonderful. We would highly recommend the team at First Choice Lending Services!! We will go back to him for any of our future endeavors! Thank you! -Jennifer

Danny Blazier was so helpful in the lending process when I was purchasing my first home! I cannot recommend him enough and have already referred him to other friends! Such a seamless and stress free experience on one of the largest purchases of my life. Thank you!!! -MN

Excellent customer service. Danny is wonderful and trustworthy. I have used him several times and have referred others. I will continue to utilize his services for future endeavors. Thank you so much!!!! -Pinnacle Tree Works

Danny was super efficient and helpful from day one. He made the entire process easy and kept us completely informed throughout it all. Would not hesitate to use him again or recommend him. -Brian

Danny is probably the hardest working agent we have ever worked with when purchasing a new home. Excellent communication, kept us informed throughout the entire process. Was also able to secure the lowest rate we have ever seen in any of or mortgages. Highly recommend! Thanks for all your hard work. -Eric and Kate

Danny is the best! He helped me get my first home loan a couple years ago and recently helped me refinance. He made the process very easy, with minimal work from me. I would definitely recommend and will be using him in the future! -Brianna

Danny was great to work with! He made purchasing our Second home in Nashville super easy even with us being in Colorado. I would highly recommend using Danny and First Choice Lending again! -Amanda

Great company to do business with. Danny Blazier goes above and beyond to ensure everything is taken care of. -Jennifer

Danny Blazier was amazing and helped make our move from CA to TN a success. Would recommend him to anyone looking for a mortgage. -Amy

We had such a great experience working with Danny! He was very quick in getting a preapproval for us last minute on a Friday so we could put an offer in on a house. And working with him through the loan process was very easy and he was responsive and willing to educate me on all things home loan process so I knew exactly what I was committing to. Thank you Danny! -Stephanie

I’ve working with Danny twice now. First, buying my first home, and two years later refinancing. Both times he was great to work with! -Joshua

I saw all of the reviews online for First Choice Lending so I called Danny and he did an awesome job! I refinanced into a 15 year mortgage and kept the same payment I had with my 30 year. Highly recommend these guys! -Drew

Danny helped me with my purchase in 2018 and called me last week about refinancing. He lowered my rate from a 4.5% to a 3% saving me 300 a month. He was able to close the loan in 10 days and did not even need an appraisal! Super happy with him and First Choice Lending! -Jessica

Danny and the team did an amazing job. We close within 30 days, on time! He was very responsive to my fiancée and I throughout the whole home buying process. Securing financing can be stressful but Danny kept our minds at ease and assured us he would get the job done. I could not have asked for a better person to work with and I appreciate Danny and the whole team at FCLS! -Lizzy

The whole team at FCLS was amazing from start to finish. Danny was our LO and was able to get us closed in 30 days! He worked tirelessly to make sure we were in our home on time! He kept my fiancée and I calm through the whole process as getting funding can be stressful, and always gave us timely updates. He knows what he is doing and I would recommend him and the team at FCLS to anyone!! Thanks so much Danny! -Daniel

Danny was great to work with! He was responsive, explained things clearly, and we got a great rate with our refinance. We felt very comfortable working with him! Would highly recommend. -Sarah

Danny is the man! -Austin

very helpful and informative experience. Danny always goes above and beyond to help in all areas of the home purchasing experience. I will utilize this company for all future endeavors. -Julia

This guy is hands down the greatest guy. He helped us during our home buying process and I can honestly say it was the smoothest process my husband and I have ever experienced. He worked endlessly and diligently on making sure we were not stressed and we had complete confidence in his ability to see that our home finances was taken care of. If you are needing a home financed this guy and company is the way to go. His honesty and great diligence are so worth it. I appreciate beyond words what all he was able to accomplish for my family and I thank you Danny Blazier. -Thomas and Lacey

Danny Blazier and First Choice Lending Services were great to work with. Danny looked at multiple loans for us. We bought a new home before selling our current home and he found the option that worked best for our situation. Thank you. -Christopher

Danny was able to get us a pre-qual letter within a couple of hours of us asking him, and that was on a Monday! Mondays are always the busiest day for lenders. Will definitely recommend him to our house hunting friends. -Bryan

Danny Blazier worked tirelessly for my husband and I to be able to purchase our dream home. We are both self employed with complicated tax structures which caused some lenders to turn away. Danny was no only able to get us approved, he offered MULTIPLE loan options ensuring we had the best terms to meet our long term objectives. I’m a realtor and work with many lenders in my business. I can categorically affirm that Danny is one of the best I’ve encountered. He’s highly responsive, professional, and will move heaven and earth to get the job done. -Bekki

It was such a pleasure to work with Danny - he was so dedicated through the entire process. He helped me find the perfect loan for my situation, and helped me navigate all of the ins and outs of the process. Very grateful to have him with me for my first home purchase! -Kaylor

Danny made himself completely available to me to answer questions about my mortgage application. Even on a Saturday while he was on his boat, he was willing to patiently talk through my questions. That type of customer service can't be beat! -Noelle

Danny was so great! They were very patient and answered all of our questions! Overall great experience. -Billie

To say that Danny is amazing is an absolute understatement! He is ON IT! When you are looking for a lender, you should be looking for someone that returns emails, text messages, and phone calls within a timely manner! He will work seven days a week for his clients and real estate agents if that’s what it takes! With my husband and I being busy real estate agents, we know that one on one communication is key to accomplishing a successful, smooth, and worry free mortgage process and closing. - Caroline

5 stars!! Danny Blazier helped us buy our first home and the process couldn’t have been smoother! He was easy to talk to and on top of every aspect of the process so that nothing came as a surprise. He even called to check in and answer random questions from a vacation in Italy, and this was before we even made an offer on a house. We were first time buyers with a million questions and a small budget and he always treated us like we were the top priority of the company. I would recommend Danny and First Choice in a heartbeat! -Ryan

I worked with Danny Blazier, he was great!! This was our second home and he made the whole process so easy. I would highly recommend Danny for all future home buyers. -Vanessa

Danny was my loan officer and he was awesome! He kept me up to date throughout the process and was very knowledgeable. I really liked how he asked me once for documents and then next thing I knew we were closing. I would highly recommend him to anyone looking for a loan. -Jennifer

Danny’s number 1 priority is to his clients and attending to their wants and needs. A home purchase is the biggest investment you will ever make, so make sure you go with someone who is trusted throughout the industry by his numerous happy clients as well as his peers. My first choice and where I send my friends, family and clients is Danny!!! -Michael

Buying a house is such a huge decision and I was nervous to move forward. My daughter recommended her lender, Danny Blazier, and he made all the difference in the world. Danny answered every question I had and was easily available by phone or text. I’m so glad I worked with him- he made me feel comfortable with the process and my decision to buy. I’d use him again in a heartbeat! -Ginny

I would like to recommend Danny Blazier for any home loan. He was/is very professional. Working with him on our recent home loan made the entire process seamless due to his open communication and attention to detail. He is extremely organized and made himself available via phone, text and email throughout the entire time it took to get our house built. He made the entire process painless. Danny has my highest recommendation. -June

Couldn't be any happier or smoother of a process from start to finish! Danny Blazier was a true professional! He was quick to answer any questions I had and always kept me informed and up to date during the whole process. Thank you Danny for the exceptional service! -Lucas

Jacob Blazier
Mortgage Loan Officer
Jacob Blazier

Mortgage Loan Officer

Apply with Jacob

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(865) 323-9290 Mobile
(855) 391-0567 Toll Free Fax
Lic #242738 / NMLS #2104414
NMLS #473797

First Choice Lending Services LLC has been highly successful since its creation and has enjoyed tremendous growth. This is mostly due to two things: the quality of the employees working at First Choice, and the company’s business priorities.

Jacob Blazier, like the rest of his coworkers, is a hardworking and dedicated agent, with a talent for thinking outside the box. This last quality is especially important for any employee of First Choice, as the organization prizes staff members who can come up with creative solutions for client problems. First Choice lending offers FHA loans, home construction loans, reverse mortgages, and more. Where they differ is in their dedication to personalizing loan products to best fit each customer’s needs.

Jacob Blazier has a creative mind that can come up with solutions to overcome his client’s obstacles. One of his central strengths is his ability to connect with customers, understanding exactly what they need and how best to help them with their loan or mortgage.


Jacob B was amazing!! He was there to help with everything and helped make the process a lot less stressful! Thank you! -Payton

I had the good fortune to work with a young man named Jacob. He has a great work ethic and stayed in contact with me throughout the whole process. He would be my choice if your considering a mortgage in Tennessee. Thx Bud! -Udo

Jacob was amazing! Super professional and reassuring. Answered all my questions and more so I understood everything every step of the way! Will definitely be back for future loans 😁 -Janis

At my recent listing Jacob Blazier was the LO for the buyer. He surprised me when he called me to introduce himself and to give me an update on the the buyers progress. Throughout the transaction he kept communicating and called me when we had to extend the closing for a day. Very smooth transaction and I would recommend him any day. Matter of fact I recommended him to a close family member who is currently under contract. -Monique

Jacob was awesome to work with! He is always available by phone and was quick to respond to texts. The best part was, I didnt have to call him much because he was always keeping me updated on my loan process. He made sure we closed and I am forever grateful. -Nicole

I recently was the listing agent on a home in East Nashville and the buyers used Jacob as their lender. I have been in this business for 23 years and unfortunately know that many times lenders for buyers do not communicate well with listing agents. This was not the case with Jacob! He reached out as soon as the buyers were under contract with an email introducing himself and established a good working relationship immediately. He always responded quickly to my calls or texts and kept me updated throughout the process. I have added his name to my very short lender list because of the experience I had with him. He definitely takes good care of his clients and manages and meets expectations. Five stars! -Angelia

Jacob Blazier was so helpful during the home buying process! My wife and I just just bought our dream home and without Jacob’s help it would Not have been possible. I would recommend to anyone who needs to purchase a home. Great experience overall! -Rhett

I had the opportunity to work with Jacob through my first time home buyer clients. The process couldn’t have gone more smoothly. He was always just a phone call away and available to answer any and all questions we had. As an agent, I would recommend giving Jacob a call for any of your lending needs. His goal from day one was to get to the closing table on time and if not, earlier! Very efficient, personable, and just all around awesome! My clients and I are super happy with our experience using Jacob! -Paige

Jacob at First Choice is easy to work with and has great communication. I guess he's a cool guy (joking of course) but seriously, he made my house buying process much less stressful. -Bryan

Jacob Blazier was an incredible Lender to work with on the transaction of my client’s new home purchase! As a Realtor, you want to make sure you have someone you can trust to handle the lending side and Jacob went above and beyond to earn that trust. My client was a first time home buyer and he ensured that she was aware of every step and guiding her through the process. He worked diligently for my client and jumped through hoops to ensure that we could close on her house in a timely manner. I look forward to working with him in the future, and would recommend him to any other Realtors out there looking for a trustworthy Lender! -Jordan

Jacob Blazier is exactly what you’re looking for in a lender. Excellent communication, knowledgeable, and always has your best interest at heart. Give him a call today and let him guide you through what will be your smoothest lending transaction yet. Highly recommended if you’d like the most painless home financing options available in the market! -Eric

Great experience since the start. Jacob B. makes Jake from State Farm look like a newb. He’s helped with everything from getting the best mortgage option selected for me to finding a great realtor and a home owners insurance company that saved me >$200 annually and multiplied my coverage ten fold from what my normal insurance company quoted for me. I’m quite convinced I wouldn’t have survived home shopping in the “Nashville Market” without his help. -Ashley

Jacob Blazier and the team provided me with a quick and painless process to land a dream condo in nashville. I highly recommend them to anyone looking into securing a loan as they were personable and honest! -Alex

Jacob Blazier is exactly what you’re looking for in a lender. Excellent communication, knowledgeable, and always has your best interest at heart. Give him a call today and let him guide you through what will be your smoothest lending transaction yet! -Mitchell

Jacob Blazier was an excellent loan officer from the beginning and throughout the stage of the home buying process. He made my first time buying a home a breeze and I highly recommend him and First Choice Lending! -Chris

Couldn’t speak more highly of this Loan Officer. Jacob was a fantastic advocate from start to finish during my home buying experience. He broke down the parameters of my financing options in a way that made it seem simple and easy to understand. Highly recommend! Very personable guy! -Eric

Zach Wyatt
Mortage Loan Originator
Zach Wyatt

Mortage Loan Originator

Apply with Zach

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(615) 738-1671 Mobile
(855) 391-0567 Toll Free Fax
Lic #243081 / NMLS #2119533
NMLS #473797

Zach Wyatt is a Nashville native, born and raised just down the road in Donelson. He loves writing and playing music, reading, and traveling, but most of all he loves people. He prides himself on his efficiency and his kindness, and his goals are to not only get you through the loan process but to make it a smooth and pleasant experience with us here at First Choice Lending.


Zach was incredibly professional to the needs of the buyer I was working with. He was able to get the deal closed very quickly and was always there if I had any questions. I would highly recommend. -Daniel

Zach was great to work with. He was very attentive and was in constant contact throughout the entire process!! -Troy

Super! - Melissa

Great job Zach Wyatt did an awesome job with us. Extremely patient and very informative, helpful. Would give them more stars if I could. - Jesus R.

Zach Wyatt is an awesome loan advisor. He got us approved when no one else would. -Crystal