Deborah is caring, compassionate with a tenacious work ethic. Extremely personable and seems to have a passion for helping people, she will pull out all the stops making the whole process painless for you and your family. Deborah is very thorough and makes herself readably available to you for any reason. She takes a stressful situation and turns it into a very pleasant adventure. If you would like an easy/stress free home buying experience I recommend using Deborah Stephenson and her team.
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Heidi Wayne Avatar
Heidi
Randy Carie has been an amazing lender for my clients. We started in the real estate industry at the same time and have worked together for many years. He has a great personality that appeals to anyone and he makes the lending process much less stressful to my clients than most. He is a comedian but still keeps it professional but still as fun and as stress free as possible. I would recommend Randy and First Choice Lending to anyone. You won’t be disappointed!
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Donald Martin /Realtor Avatar
Donald
Danny Blazier helped me for months to increase my credit score. Once my score went up he put another month or so into the application process and was great about the whole thing. Thanks to him I was able to buy my house with barely any money down with not so great credit history. ? I highly recommend him to anyone!!!!
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Ashley Harris Avatar
Ashley
As first time home buyers, Jacob made it easy. He answered every call and was more than happy to clarify any documents. He gave us realistic expectations and went out of his way to help us stay in our comfort zone. We will absolutely be working with Jacob again!
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Spencer Bryant Avatar
Spencer
I'm considering a move to Nashville to continue my career as a loan officer and was referred to John Smith by a trusted colleague who spoke very highly of him — and I can see why. From our very first conversation, John was incredibly knowledgeable about the Nashville market and generous with his time. He took the time to understand my goals, share insights about the industry here, and even offered practical advice on how to position myself for success in this competitive market. What impressed me most was his professionalism paired with a genuine willingness to help. He answered all my questions thoroughly, gave me a clear sense of what to expect, and left me feeling much more confident about making this transition. If you’re looking for someone with deep expertise, integrity, and a true passion for helping others succeed, I can’t recommend John Smith enough. He’s a tremendous resource at FCLS and a pleasure to work with.
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CheKnowsBest Avatar
CheKnowsBest
Randy Carie is an A++ loan officer! I had so many questions and concerns. He was able to guide me through the loan process effortlessly! Thanks Randy for being so patient and helpful!
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Becky Carie Avatar
Becky

Loans We Offer

The diversity of our customers merits the diversity of our loan programs.

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Diverse Loans for Diverse People

A lot of banks sell pre-packaged mortgage deals that are “one size fits all.” At First Choice Lending Services, we have a better way. We try to build life-long relationships with our customers by giving them the best deal on their home mortgage, at the lowest rate. As mortgage brokers, we are able to customize your loan to your specific needs. We are excited about starting this process with you today. Come find out why our customers continue to use our services for their second and third home loan or refinance!

Why Choose First Choice Lending?

We have a technological advantage, which gives us the needed agility and information to take the unknown variables out of the home loan application process. Our internet connectivity and software model allow us to get the most up-to-date market information and get you the best deal on your loan.

Did You Know?

Did you know that 75% of all homes actually qualify for a 100% loan, with absolutely no down payment. Contact us today to see if you qualify.

Recent Tweets


Amber Piehl, just closed a loan that had more issues than I have ever experienced in all my years of real estate. She made the impossible possible , I am extremely impressed and look forward to working many other projects with her and this company, I can’t recommend her or this company enough.

Teresa


I worked with Deb Stephenson when I originally bought this house and she made the process simple and easy to understand and also, got me an outstanding rate. Last year when rates started dropping to unheard of lows, I called Deb again to see what rate she could get me on a refinance. I wasn’t disappointed. Deb got me a fantastically low rate mortgage that will save me thousands over the original low rate mortgage. Again, she was knowledgeable and her customer service is impeccable. She got the refi done in record time and now I’m enjoying the savings. Deb is a super professional and I highly recommend her services

Michael


I’m a first time home buyer and working with Zach was very helpful and he was responsive. He kept me and my realtor informed through the entire process. he searched for the best rates, acted fast when he found one, and pushed hard to make closing in a record time.

Mitch


We love our new home We found Randy Carie through Lending Tree and he was fantastic to work with for our home loan! Made it easy and answered all of our questions. We will use him again for sure!

Colton


Just finished up our home purchase with Randy Carie. Great experience and I’d highly recommend him. My credit wasn’t perfect and he was able to get me through the entire process to buy our first home! My wife and I are so grateful! Thanks Randy!

Timothy