Our Blog

  • 5 Summer Saving Tips

    Summer is right around the corner and here are some ideas you can use to save money during those warm months of summer: Turn off the air conditioning This doesn’t mean you have to suffer through sweltering heat, but you should be aware of the weather so that you can maximize efficiency and save money […]

  • Tips for Refinancing Your Mortgage

    A reduction in your mortgage interest rate can translate into significant savings. The key is ensuring they aren’t outweighed by the charges and fees involved. Here are some tips to help you determine whether refinancing your mortgage will pay off: UNDERSTAND THE FEES Lenders typically charge fees for the mortgage broker’s services, credit reports, a […]

  • Energy Saving Tips for Spring

    Spring is HERE! With the start of a new season comes a fresh opportunity to find ways to save energy and money. Here are just a few simple things you can do to improve the energy efficiency and comfort of your home as warmer temperatures arrive: Service your air conditioner. Easy maintenance such as routinely […]

  • Getting Ready for Winter

    Getting the exterior of the home ready for the cold winds, snow and ice is critical for keeping Old Man Winter out and keeping it warm and toasty inside. By being proactive, you’ll lower your energy bills, increase the efficiency and lifespan of your home’s components, and make your property safer. Windows and Doors Check […]

  • Fall Maintenance Tips

    Fall is the perfect time to get all of your home maintenance and winter preparation projects done. It is the time of year when things cool off and it gives you the best opportunity for accomplishing all you need to before the cold winter months. Help get your home ready for winter with these fall […]

  • Mortgage Refinancing

    There are many reasons why refinancing your home loan makes sense – opportunity to obtain a lower interest rate; chance to shorten the term of your mortgage; desire to convert from an adjustable rate mortgage to a fixed-rate mortgage or vice versa; opportunity to tap into your home’s equity in order to finance a large […]

  • Mortgage Tips for Potential Buyers

    Rates are creeping higher, but they’re still near record lows. Consider these tips if you’re a potential homebuyer. Save for a down payment Although a 20% down payment on a mortgage is ideal, it’s not mandatory. Many lenders expect buyers to put down at least 3%, aside from the Federal Housing Administration, which requires a […]

  • Common Mortgage Words and Terms

    Unfamiliar vocabulary can make interpreting mortgage forms difficult. Here you will find most of the terms mortgage lenders use. You can refer back to this glossary whenever you need help determining the meaning of mortgage terminology. 1. Adjustable-rate mortgage, or ARM — A home loan in which the interest rate changes periodically based on a […]