Apply with Jeff

Direct: 865-392-4172
Cell: 865-806-5455
NMLS 701870

First Choice Lending Services LLC has been highly successful since its creation and has enjoyed tremendous growth. This is mostly due to two things: the quality of the employees working at First Choice, and the company’s business priorities.

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    Jeff is awesome 👏🏻 made everything fast and easy, and got me an awesome rate! Very good first experience purchasing a home.

    Jeff was an open gentleman with the ability to not only answer my questions (I had a lot) but his availability was beyond what one would expect or even anticipate in the top tier of lenders.
    I will always highly recommend him to anyone needing a lender, advice, and creme de la creme service.
    He walked through every aspect of the purchase with me in detail, and answered every question in a timely manner if not anticipating my questions before I even could fire them off.
    Whenever I buy another property, he will be involved.

    My agent was Jeff Elrod and he is awesome!!! Super helpful and knowledgeable when it comes to lending. He’s goes above and beyond to find the best product for his clients. Very open when it comes to communication about the options you have. I really appreciated his professionalism and integrity throughout my home buying process! -Dawann

    Best mortgage loan officer ever!! -Floriana

    Jeff is great to work with. He knows his stuff and communicates with through the whole process. -Torey

    I highly recommend Jeff Elrod. He is very professional and attentive. Also very knowledgeable regarding all types of loans. He is always willing to go the extra mile to get things done. Jeff has saved many of my Real Estate transactions, and for that I am very thankful. If you need a loan, please call him! I am sure he can help you. -Araceli

    We had such a great experience with Jeff Elrod as our mortgage loan officer. He was attentive and quick to respond when we needed questions answered. We truly felt he had our best interest in mind and made the whole experience as easy as possible. We have purchased a few homes in the past and Jeff is by far one of the best we’ve worked with. -Jenna

    Jeff is AMAZING!
    This man needs a promotion, raise or something!!! Seriously. Jeff has worked with me since December 2021 till June 2022, that is 6 months of having effective/positive communication. Jeff was always there when I had random questions and he knows his stuff! I would highly recommend him for anyone that is going through the home buying process! I know for sure I will be reaching back out to Jeff in the near future for investment properties opportunities! Thanks Jeff you are the best!!! -Jasmine

    My agent was Jeff Elrod and he is awesome!!! Super helpful and knowledgeable when it comes to lending. He’s goes above and beyond to find the best product for his clients. Very open when it comes to communication about the options you have. I really appreciated his professionalism and integrity throughout my home buying process! -Dawann

    Jeff is fantastic to work with, his positive attitude was very uplifting. If you want a mortgage lender who is knowledgeable and available 24/7 then Jeff is the one for you. -Ivanna

    Jeff was a great partner during the whole process! This was our first time buying a home and he was patient and super helpful guiding us through everything. He was readily available for all of our questions. We would highly recommend him to our friends and family!!! -Briana

    Jeff with First Choice Lending Services was amazing! He worked extremely hard to help my wife and I get our first home! He’s very friendly and was always available to answer any questions we had during the process. I would recommend him to anyone. -Tilmon

    Jeff went above and beyond to make our first time home purchase perfect!! I will refer him to everyone I know!! Thank you for everything!! You were amazing!! -Kimberly

    I have to give a shout out to First Choice Lending and Rep Jeff Elrod. I first talk to Rep Jeff Elrod at First Choice Lending almost 3 years ago when I started my home buying inquiry. Turns out my credit at that time was not strong enough to purchase a home. Jeff took a interest in helping me grow the credit I needed to buy a home. Coach me into cleaning up credit errors and building new credit. Well here I am now after buying my forever home, a 2021 ranch style house. My family and I thank you Jeff for all your hard work and effort for helping us cross the finish line. You’re the best! -Lawrence

    Jeff was professional and personable, and worked hard to get our loan through in a timely manner. He gave above and beyond to get the deal done. -Lori

    My husband and I had the best experience buying our first home with this company. Our lender, Jeff Elrod, was always available to answer any questions and concerns that we had, whenever we had them. I am confident in the service he provided us and will most definitely use him again in the future. -Amy

    Jeff is the absolute best! He’s helped me with my first and second home purchases. He communicates well and does everything he can for the best outcome for his clients. I would/ will recommend Jeff a million times over again! -Brittany

    First Choice was recommended to me by a friend. I could not be any happier. Very professional and knowledgeable.. Jeff Elrod is the best. Patient, funny, and cares about helping you with anything. I would recommend him to anyone that wants to buy a house. -Beth

    Jeff was outstanding! He really went to bat for us. He is extremely knowledgeable and was able to get us through some tough spots. We will be going back to him and First Choice Lending for our future needs! -Kathryn

    I was referred to Jeff Elrod @ First Choice Lending Service through my realtor. My husband and myself are first time homebuyers. Didn’t know what to expect throughout this process at the beginning but Jeff made sure that we knew everything. No matter what time of the day if I needed to know anything Jeff was very quick at responding. He has been such a big help. I am very thankful for him. I encourage anyone looking into getting a home please be sure to ask for Jeff Elrod. I promise you won’t be disappointed. Thanks to him and his hard work we are now HOMEOWNERS. -Alexcz

    JEFF ELROD is the man. He worked his tale off for me . We talked more than I did to my kids. All the hurdles and issue he hung in there and fought when he had to only to prevail.. He also helped me figure out how to get my scores up. I now am in my own home because his team work and determination. I’ll be heading up to Knoxville soon to buy him a steak.. JEFF you are awesome. -Richard

    Jeff Elrod was educated, courteous, and a constant professional. He is someone that I am comfortable referring to to assist with their mortgage needs. -Kelly

    Jeff Elrod is a very knowledgeable Loan officer who is always available to address the concerns of His clients. -Kyle

    Jeff is such a pleasure to work with! From day one he was on top of my future homeowner needs. He made himself available to make sure all needs were met concerning this process. He also taught me so much in the process and kept me informed. I recommend First Choice Lending and Jeff Elrod to anyone who wants a great home buying experience. I am forever grateful! -Brittany

    Jeff Elrod was our loan officer he was amazing..I feel like he’s family now…worked through all the snags..kept a sense of humor about it…he and his company got me into my dream home and I will always be grateful to him/them. -Belinda

    Jeff was great to work. always available to answer any questions we had day or night it didnt matter. He was able to get us closer 15 days earlier that originally planed. If you are looking for mortgage lender Jeff at First Choice is who you want. He made sure we got the best deal possible. Couldnt have asked for anyone better. -Siera

    I want to thank Jeff for making my dream come true. He is very knowledgeable and knows what he is doing. He was very patient with me when I had questions. He kept me updated throughout the entire process of pursuing home ownership. I recommend Jeff Elrod with First Choice Lending Services for your mortgage. -Pamela

    We had the pleasure of working with First Choice Lending services and our mortgage officer Jeff Elrod. We had started this process not knowing what the outcome would be after being turned away by another lender. Jeff made our process as smooth as possible and was able to keep my mind at ease and got us to our closing and in our dream home. Thank you so much. You all are a wonderful company and I will be recommending more people to you. -Erica