If you're shopping around for a home loan, you've probably received multiple offers for mortgage insurance. In fact, you may even be wondering what it is. Some loans actually require homeowners to obtain mortgage insurance before they finance a home. So what exactly is mortgage insurance? MPI, PMI – What [...]
When it comes to buying a home, there are different types of loans offered by lenders to consumers. Of course, keeping track of them all can confuse homebuyers, especially if it's their first time purchasing a house. Fixed Vs. Adjustable All loans adhere to either a fixed or adjustable mortgage [...]
When you’re still trying to finish up school or get settled into a career, renting a home or apartment is the easiest. But, if you plan on setting roots where you are, owning a house can be just as affordable as renting – if not more beneficial. To decide this, [...]
School Districts are an important factor when considering new homes. It’s obvious for parents to search for home in areas with good school districts, but what about those who do not have children? For many reasons, including home value, it may not be a factor to brush aside. When home [...]
As the economy continues recovering, the face of homeownership is changing. Increasing numbers of people choose to rent rather than buy; especially young college graduates, newly married couples, or small families. The question of whether to rent or buy can get complicated because it depends on more than money. Choice [...]
Buying a home can be one of the most stressful journeys of your life. With all of the doubt, questions, and unknowns, there is much to worry about. Will we have enough money? Is this the right house? Is this the right neighborhood? Are we paying too much? It is [...]
Buying a new home is an exciting and often stressful task. It involves figuring out what size house you want, how many bedrooms and bathrooms you need, how large the lot should be, whether to pick a one story or two story house, and hundreds of other little features about [...]
When you buy a home, you're making a plan to live in one place for a long time. Many people looking to buy homes have families to consider, and choosing a home in a good school district is important for your child's future. The professional world is more competitive than [...]
Buying a home is expensive, and most families need a loan to help them out. However, there are a lot of loans to choose from. It can be confusing to decide which is best for you, especially when the financial commitment is so large. If you're trying to decide on [...]
Buying a new house is exciting; but it's also stressful. Luckily, you're not the first person to move! There are many tips you can follow to make life easier. Walking through a new home is a part of every move. Do a walk through prior to closing to ensure the [...]