Many potential homebuyers believe the smartest move is to wait until mortgage interest rates drop before purchasing a home. While that idea sounds reasonable on the surface, waiting for lower rates can actually cost buyers more in the long run. Understanding how interest rates, home prices, and market timing [...]
Saving for a home doesn’t require extreme budgeting or giving up everything you enjoy. It comes down to understanding your numbers, building a few solid habits, and being realistic about what “affordable” actually means. Start with your real numbers: Before setting a savings goal, look at your last few months [...]
When it comes to buying a home, there are different types of loans offered by lenders to consumers. Of course, keeping track of them all can confuse homebuyers, especially if it's their first time purchasing a house. Fixed Vs. Adjustable All loans adhere to either a fixed or adjustable mortgage [...]
As the economy continues recovering, the face of homeownership is changing. Increasing numbers of people choose to rent rather than buy; especially young college graduates, newly married couples, or small families. The question of whether to rent or buy can get complicated because it depends on more than money. Choice [...]
Buying a new house is exciting; but it's also stressful. Luckily, you're not the first person to move! There are many tips you can follow to make life easier. Walking through a new home is a part of every move. Do a walk through prior to closing to ensure the [...]
Being a homeowner or renter is expensive for everyone. Conserving energy can be easy if you know a few quick tricks, and the money you save is worth it. Check out these easy fixes to figure out how you can start saving money right now. Invest in a programmable thermostat. [...]
Buying a home is an exciting, yet anxious time. It takes time, patience and persistance to find a new home, get through the closing and finally, move into your new home. Having a general overview of the home buying process will ensure you understand what's happening throughout the process. Get [...]
Heat waves rippling around the country have us turning on our air conditioners – and worrying about cooling bills. Fortunately, there are ways to beat the summer swelter without breaking the bank. Try one of these summer energy-saving tips to stay cool: Close the Curtains It might be nice to [...]
You’ve decided to go for it. Buying a home can be thrilling and nerve-wracking at the same time, especially for a first-time homebuyer — it’s difficult to know exactly what to expect. The learning curve can be steep, but most of the issues can be resolved by doing a little financial [...]
A seller has accepted an offer on the home you want to buy. Congratulations! While you may want to move into your new home right away, most buyers have a long waiting period before they finally get the keys. Most buyers, however, make plans for the way they want their [...]
