As the economy continues recovering, the face of homeownership is changing. Increasing numbers of people choose to rent rather than buy; especially young college graduates, newly married couples, or small families. The question of whether to rent or buy can get complicated because it depends on more than money. Choice [...]
Buying a home can be one of the most stressful journeys of your life. With all of the doubt, questions, and unknowns, there is much to worry about. Will we have enough money? Is this the right house? Is this the right neighborhood? Are we paying too much? It is [...]
Buying a new home is an exciting and often stressful task. It involves figuring out what size house you want, how many bedrooms and bathrooms you need, how large the lot should be, whether to pick a one story or two story house, and hundreds of other little features about [...]
When you buy a home, you're making a plan to live in one place for a long time. Many people looking to buy homes have families to consider, and choosing a home in a good school district is important for your child's future. The professional world is more competitive than [...]
Buying a home is expensive, and most families need a loan to help them out. However, there are a lot of loans to choose from. It can be confusing to decide which is best for you, especially when the financial commitment is so large. If you're trying to decide on [...]
The collapse of the housing bubble affected banking practices and increased the difficulty of loan approval. Nearly all loans today require a down payment when closing, but there are two loan programs with 100 percent financing. Veteran Affairs Loans VA loans are available for veterans and presently serving military members. [...]
Buying a new house is exciting; but it's also stressful. Luckily, you're not the first person to move! There are many tips you can follow to make life easier. Walking through a new home is a part of every move. Do a walk through prior to closing to ensure the [...]
Being a homeowner or renter is expensive for everyone. Conserving energy can be easy if you know a few quick tricks, and the money you save is worth it. Check out these easy fixes to figure out how you can start saving money right now. Invest in a programmable thermostat. [...]
There is a difference between having bad credit and having no credit. Unfortunately, they may have similar effects when it comes to applying for loans or qualifying for credit cards. While it may be easier to achieve a good credit status from no credit, the road back from bad credit [...]
You may have been hearing about reverse mortgages lately. It seems that the topic has been everywhere, in the news, and on the internet. But many are still in the dark as to what exactly a reverse mortgage is; so let’s discuss the basics. What is a Reverse Mortgage? Simply [...]