Being a homeowner or renter is expensive for everyone. Conserving energy can be easy if you know a few quick tricks, and the money you save is worth it. Check out these easy fixes to figure out how you can start saving money right now. Invest in a programmable thermostat. [...]
There is a difference between having bad credit and having no credit. Unfortunately, they may have similar effects when it comes to applying for loans or qualifying for credit cards. While it may be easier to achieve a good credit status from no credit, the road back from bad credit [...]
You may have been hearing about reverse mortgages lately. It seems that the topic has been everywhere, in the news, and on the internet. But many are still in the dark as to what exactly a reverse mortgage is; so let’s discuss the basics. What is a Reverse Mortgage? Simply [...]
Are you trying to apply for a mortgage? What if you have bad credit? Believe it or not, your dream of owning a home can still become a reality. If you have credit problems due to bankruptcy, foreclosure, or late payments to your credit card or other bills, there is [...]
Land or property loans allow potential homeowners to pursue different dreams than mortgage loans, so it is crucial to carefully consider the options before you choose to pursue one of these loans. Are you interested in building your dream home, or do you want to purchase an existing home? For [...]
Are you in the market for a new home? Have you found a home that’s a perfect match for your needs and personality? Instead of purchasing an existing home, a home construction loan can provide you with the resources needed to build your ideal living space. Take a look at [...]
If you are self-employed, you probably already know that securing a home loan may be more difficult for you than it is for other people. However, getting a home loan as a self-employed person is not impossible. How the Self-Employed Get Home Loans Essentially, securing a home loan as a [...]
Federal Housing Association (FHA) loans have been on the rise since the housing bust in 2008. With other types of loans no longer available to low income families, the FHA loan has become newly attractive to many seeking home ownership. FHA loans are insured by the government through the Federal [...]
Buying a home is an exciting, yet anxious time. It takes time, patience and persistance to find a new home, get through the closing and finally, move into your new home. Having a general overview of the home buying process will ensure you understand what's happening throughout the process. Get [...]
Heat waves rippling around the country have us turning on our air conditioners – and worrying about cooling bills. Fortunately, there are ways to beat the summer swelter without breaking the bank. Try one of these summer energy-saving tips to stay cool: Close the Curtains It might be nice to [...]