Apply with EthanEthan Layman
Email: elayman@fcls.com
Office 865-392-4141
Cell 423-435-1150
Fax 866-493-8659
NMLS #2374710
Ethan Layman is a Knoxville-based Loan Officer with First Choice Lending Services, proudly serving clients across Tennessee, Kentucky, and Georgia. He specializes in helping homebuyers and homeowners secure the right financing for their needs. Offering a full range of home loan solutions, including Conventional, FHA, VA, and USDA loans, Ethan also works with self-employed borrowers and investors, providing flexible options for primary residences, second homes, and investment properties.
As a Correspondent Lender, First Choice Lending Services gives Ethan access to a wide network of lenders, allowing him to go beyond one-size-fits-all loan options and tailor each solution to the client’s needs—whether it’s a purchase, refinance, or pre-approval. With strong knowledge of the Knoxville market and a focus on clear communication, Ethan is committed to making the mortgage process simple, efficient, and stress-free.
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Reviews:
1000% recommend First Choice Lending! Ethan Layman played a crucial role in helping us purchase our first home. We had been searching for over five years, but concerns about interest rates, financial qualification, and the overall responsibility of homeownership kept holding us back.
Ethan made the entire process feel manageable. He guided us seamlessly through securing a loan, helped us understand what we could realistically afford, and worked diligently to ensure we received information quickly and clearly. Thanks to his preparation and communication, we were able to have a contract written up within minutes. He even went above and beyond working outside of your typical schedule to make sure everything worked out on time.
We would absolutely go through this process again, as long as Ethan is by our side. We would absolutely continue working with First Choice for any future loans.
I worked with Ethan. He was a great choice for a first time home buyer, like myself. He was very experienced and patient with all my questions. It was clear to me that he has been lending for a while and knew what he was talking about. Thank you!
Ethan is a great choice for first-time home buyers. You can tell he has a lot of experience in lending and really understands the programs and options available to help make the process easier. He’s always available to answer questions, explains things clearly, and is patient and easy to work with. He’s professional, knowledgeable, and genuinely wants to help people feel confident throughout the home buying process. I’d definitely recommend him to anyone looking for a trustworthy lender!
Ethan Layman is extremely knowledgeable and helpful through this process. He makes it easy for people who may be intimidated or not very informed about the process, so you can focus on finding a home not worrying about making the money work. He will make sure you can get what you want, and if things are not lining up yet he is there to help you with the steps that will get you there. Always kind, available and very personable. You can tell he really cares about the client not just to make the sale.