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How do Veterans begin the home buying process?

July 24, 2026

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As a Veteran Affairs lender, we have direct access to help obtain your Certificate of Eligibility (COE). We will review your financial history and approve your income. Then we will obtain your COE so we can issue you the commitment to buy.

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When you're ready to buy.

1

Apply online

A local loan officer will review your information and give you an estimate of what you could spend on a home — without affecting your credit.

2

Get expert help

Ask about first-time homebuyer programs, down payment assistance, and other options you may not know you qualify for.

3

Find your home

Your local team stays with you at every step — answering questions and helping you land the right loan for your situation.

Start my application