No. DSCR loans are typically 30-year fixed or adjustable investment mortgages with market-competitive rates, unlike short-term, higher-cost hard money loans.
Is a DSCR loan the same as a hard money loan?
September 24, 2026
From the blog
Learn more with articles from our blog.
When you're ready to buy.
1
Apply online
A local loan officer will review your information and give you an estimate of what you could spend on a home — without affecting your credit.
2
Get expert help
Ask about first-time homebuyer programs, down payment assistance, and other options you may not know you qualify for.
3
Find your home
Your local team stays with you at every step — answering questions and helping you land the right loan for your situation.