Mortgage Calculators

DSCR Calculator

See whether a rental property's income covers its own mortgage payment, the number DSCR lenders qualify you on.

Monthly Rental Income

Current lease, or market rent from an appraisal.

Purchase Price

Down Payment

Interest Rate

Loan Term

Payment Type

Taxes, Insurance & HOA ▾

Property Taxes (yearly)

Insurance (yearly)

HOA Dues (monthly)

Your DSCR breakdown

DSCR 0.00

Monthly Rent

Gross rental income

Monthly Payment

PITIA

Principal & interest $0

Property taxes $0

Insurance $0

HOA $0

Loan amount $0

Rent needed for a 1.00 DSCR $0

Rent needed for a 1.25 DSCR $0

DSCR (debt service coverage ratio) is the property's gross monthly rent divided by its monthly principal, interest, taxes, insurance, and HOA dues. Lenders set their own minimum ratio, rent figures, and down payment requirements, and some subtract vacancy or management costs. This calculator is for educational purposes only. Talk to a local expert for a personalized quote.

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