First-time homebuyer programs may offer lower down payments, flexible credit requirements, or down payment assistance. Availability varies by location and income. These programs can make homeownership more accessible for qualifying buyers. Contact us today to find out if a down payment assistance program is right for you.
What are first-time homebuyer loan programs and grants?
July 24, 2026
From the blog
Learn more with articles from our blog.
10-Year Treasury
The 3 Economic Indicators We Watch Every Week (And Why They Matter to Mortgage Rates)
Budgeting
6 Signs You’re Ready to Buy a Home (Not Just Financially)
Credit Score
What Do Mortgage Lenders Look At? 5 Things to Get in Order Before You Apply
Credit Score
New Credit Score Models Could Help More Buyers Qualify for a Mortgage
When you're ready to buy.
1
Apply online
A local loan officer will review your information and give you an estimate of what you could spend on a home — without affecting your credit.
2
Get expert help
Ask about first-time homebuyer programs, down payment assistance, and other options you may not know you qualify for.
3
Find your home
Your local team stays with you at every step — answering questions and helping you land the right loan for your situation.
