Ethan Layman

Apply with Ethan

Ethan Layman
Email: elayman@fcls.com
Office 865-392-4141
Cell 423-435-1150
Fax 866-493-8659
NMLS #2374710

Ethan Layman is a Knoxville-based Loan Officer with First Choice Lending Services, proudly serving clients across Tennessee, Kentucky, and Georgia. He specializes in helping homebuyers and homeowners secure the right financing for their needs. Offering a full range of home loan solutions, including Conventional, FHA, VA, and USDA loans, Ethan also works with self-employed borrowers and investors, providing flexible options for primary residences, second homes, and investment properties.

As a Correspondent Lender, First Choice Lending Services gives Ethan access to a wide network of lenders, allowing him to go beyond one-size-fits-all loan options and tailor each solution to the client’s needs—whether it’s a purchase, refinance, or pre-approval. With strong knowledge of the Knoxville market and a focus on clear communication, Ethan is committed to making the mortgage process simple, efficient, and stress-free.