Apply with MichaelEmail: mbaker@fcls.com
Phone: 423-463-2315
NMLS: 2648688
Michael Baker is a Dayton-based Loan Officer with First Choice Lending Services, proudly serving clients across Tennessee, Kentucky, and Georgia. He specializes in helping homebuyers and homeowners secure the right financing for their needs.
Offering a full range of home loan solutions, including Conventional, FHA, VA, and USDA loans, Michael also works with self-employed borrowers and investors, providing flexible options for primary residences, second homes, and investment properties.
As a Correspondent Lender, First Choice Lending Services gives Michael access to a wide network of lenders, allowing him to go beyond one-size-fits-all loan options and tailor each solution to the client’s needs—whether it’s a purchase, refinance, or pre-approval.
With strong knowledge of the Dayton and Knoxville market, and a focus on clear communication, Michael is committed to making the mortgage process simple, efficient, and stress-free.
Leave A Review
Reviews:
Michael Baker did a wonderful job for us with our recent home purchase!! He worked countless hours after and before hours to ensure we were properly taken care of! He truly cares for his clients!