Apply with John

Name:  John Smith
Phone: 615-878-0574
Email: jsmith@fcls.com
NMLS # 2655932

John C. Smith Jr. is an experienced mortgage loan officer with First Choice Lending Services, serving Knoxville and Middle Tennessee homebuyers. He specializes in home loans, refinancing, and mortgage pre-approval, guiding clients through every step of the home financing process with the precision gained from 20+ years in quality and compliance.
With a Bachelor of Science in Accounting and MBA, plus experience as a U.S. Desert Storm Veteran, John combines financial expertise with dedicated service. He helps new and experienced homebuyers, refinance clients, and real estate investors secure the best mortgage rates and loan programs for their needs.
John’s commitment to personalized mortgage solutions and strong relationships with real estate agents and industry partners ensures a smooth home buying experience from application to closing.

Leave A Review

    Reviews:


    Outstanding Experience with John Smith in Nolensville!
    We recently had the pleasure of working with John Smith, a loan officer in Nolensville, TN, for our home financing needs, and we couldn’t be more impressed. From start to finish, John demonstrated exceptional professionalism, knowledge, and a genuine commitment to helping us through every step of the process.
    John was incredibly responsive, always available to answer our questions (no matter how small) and explain complex details in a clear and understandable way. He made what could have been a stressful experience feel smooth and manageable. His expertise in the local market and various loan options was evident, and he guided us towards the perfect solution for our situation.
    Thanks to John’s diligence and efficient communication, we were able to close on time without any unexpected hiccups. I truly felt like he had our best interests at heart.
    If you’re looking for a reliable, trustworthy, and highly competent loan officer in the Nolensville area, we wholeheartedly recommend John Smith. He goes above and beyond for his clients!


    I’m considering a move to Nashville to continue my career as a loan officer and was referred to John Smith by a trusted colleague who spoke very highly of him — and I can see why.
    From our very first conversation, John was incredibly knowledgeable about the Nashville market and generous with his time. He took the time to understand my goals, share insights about the industry here, and even offered practical advice on how to position myself for success in this competitive market.
    What impressed me most was his professionalism paired with a genuine willingness to help. He answered all my questions thoroughly, gave me a clear sense of what to expect, and left me feeling much more confident about making this transition.
    If you’re looking for someone with deep expertise, integrity, and a true passion for helping others succeed, I can’t recommend John Smith enough. He’s a tremendous resource at FCLS and a pleasure to work with.


    I had the pleasure of working with John Smith as my broker, and I can confidently say that my experience was exceptional. From the very beginning, John exhibited a level of professionalism and dedication that made all the difference in the process.
    John was remarkably fast and efficient, ensuring that every aspect of the transaction was handled promptly. His knowledge in the industry was evident, and he was always ready to provide insightful guidance tailored to my specific needs. What truly stood out to me was his commitment to building a relationship; he took the time to understand my goals and preferences, which made me feel valued and supported throughout the entire journey.
    Every step of the process was executed with precision, and John’s professionalism shone through in his communication and follow-up. I felt confident knowing that I had a skilled broker advocating for me.
    In conclusion, I highly recommend John Smith to anyone in need of a broker. His combination of speed, efficiency, vast knowledge, and unwavering professionalism sets him apart in the field. Thank you, John, for an outstanding experience!