Brian Sableman Avatar
Brian
8/14/2020
Deborah Stephenson is the best. Deborah’s relentless effort made home ownership a reality. Borrower has visa legal status—no problem. Low income—eliminate debts to save the DTI. Need a higher pre-approval letter—somehow finds a way. 3.125% interest rate—Yes! Deborah found creative solutions at every step in the mortgage process. Would highly recommend Deborah and First Choice, especially if you have been turned away by other lenders.
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Stephanie Studtmann Avatar
Stephanie
7/14/2020
We had such a great experience working with Danny! He was very quick in getting a preapproval for us last minute on a Friday so we could put an offer in on a house. And working with him through the loan process was very easy and he was responsive and willing to educate me on all things home loan process so I knew exactly what I was committing to. Thank you Danny!
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Denise Fraelich Avatar
Denise
2/14/2020
Buying a home can be very stressful. Deborah makes things very easy. She is very knowledgeable and truly a professional. Definitely will go the extra mile for you!You are in good hands with Deborah!
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Janice Hayden Avatar
Janice
6/04/2025
Danny was nothing short of amazing! Constant communication, super responsive and anticipated issues so they never became problems! Keeps things moving and we were able to close well ahead of schedule! Definitely recommend!
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Julie Martinez Avatar
Julie
6/29/2022
The company helped me to make a dream come true! They work with you to help you make the process easy. The people are easy to communicate with and help you every step of the way!!
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Laura Folz Avatar
Laura
6/09/2020
Evan is fantastic and a pleasure to work with. I will be using him again with future clients
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Loans We Offer

The diversity of our customers merits the diversity of our loan programs.

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Diverse Loans for Diverse People

A lot of banks sell pre-packaged mortgage deals that are “one size fits all.” At First Choice Lending Services, we have a better way. We try to build life-long relationships with our customers by giving them the best deal on their home mortgage, at the lowest rate. As mortgage brokers, we are able to customize your loan to your specific needs. We are excited about starting this process with you today. Come find out why our customers continue to use our services for their second and third home loan or refinance!

Why First Choice Lending Services?

We have a technological advantage, which gives us the needed agility and information to take the unknown variables out of the home loan application process. Our internet connectivity and software model allow us to get the most up-to-date market information and get you the best deal on your loan.

Did You Know?

Did you know that 75% of all homes actually qualify for a 100% loan, with absolutely no down payment. Contact us today to see if you qualify.

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5-STAR GOOGLE REVIEWS

We have more Google reviews than any other lender in the state of Tennessee.

Steve and Lyndsey were great to work with! Easy communication, fast responses and they always get us the most for our money. We’ve used them twice and I know we’ll use them again!

Jacqueline O'Daniel, Closed November 2025

Steven Wilk is by far the man for home loans! He got us the best deal possible and he actually cares about the things you care about. He went above and beyond what we asked of him which made the whole process stress free! I recommend First Choice Lending Services solely because of him!!

Beckyann Gass, Closed December 2025

Awesome communication and follow through. I will recommend Keenan to anyone looking to buy a home in Tennessee.

Ryan Furno, Closed December 2025