Maya Hershkowitz Avatar
Maya
Deborah Stephenson was extremely helpful and knowledgeable and took the time and care to make it a smooth and easy experience. I will be confident in making future referrals to Deborah Stephenson and first choice lending.
read more
Brian Sableman Avatar
Brian
Deborah Stephenson is the best. Deborah’s relentless effort made home ownership a reality. Borrower has visa legal status—no problem. Low income—eliminate debts to save the DTI. Need a higher pre-approval letter—somehow finds a way. 3.125% interest rate—Yes! Deborah found creative solutions at every step in the mortgage process. Would highly recommend Deborah and First Choice, especially if you have been turned away by other lenders.
read more
Angelina Hudson-Alvarez Avatar
Angelina
Andy Chelton was very helpful and was there to explain everything any time i needed him, as my husband and i were first time buyers! I would just like to say thank you! We couldnt have done it without you! -Nina & Jeremy
read more
Laney Stephens Avatar
Laney
I worked with Jacob Blazier on the purchase of our first home and he was so helpful and knowledgeable! I would recommend him to anyone buying a home and will use him again in the future!
read more
Naef Abdulrahman Avatar
Naef
Danny was the ultimate professional. He really paid attention to the details. He was an attentive listener and focused on helping me achieve my goals by providing solutions using his expertise to meet my goals. The process was flawless throughout. Great job! I would recommend Danny to anyone needing assistance with a mortgage loan.
read more
Jobeth Davis Avatar
Jobeth
Could not ask for anyone better as a first time homebuyer!
read more

Loans We Offer

The diversity of our customers merits the diversity of our loan programs.

Learn More

Apply Today

You’ll be amazed at how easy it is to get the process started for your home loan.

Apply Now

Read Our Blog

Preparing for Closing Costs?
What Is Mortgage Pre-Approval?

Read Now
Young family at home

Home loans for every need

A lot of banks sell pre-packaged mortgage deals that are “one size fits all.” At First Choice Lending Services, we have a better way. We try to build life-long relationships with our customers by giving them the best deal on their home mortgage, at the lowest rate. As mortgage brokers, we are able to customize your loan to your specific needs. We are excited about starting this process with you today. Come find out why our customers continue to use our services for their second and third home loan or refinance!

Why First Choice Lending Services?

We have a technological advantage, which gives us the needed agility and information to take the unknown variables out of the home loan application process. Our internet connectivity and software model allow us to get the most up-to-date market information and get you the best deal on your loan.

Did You Know?

Did you know that 75% of all homes actually qualify for a 100% loan, with absolutely no down payment.
Contact us to see if you qualify.

Learn More

5-STAR GOOGLE REVIEWS

We have more Google reviews than any other lender in the state of Tennessee.

Steve and Lyndsey were great to work with! Easy communication, fast responses and they always get us the most for our money. We’ve used them twice and I know we’ll use them again!

Jacqueline O'Daniel, Closed November 2025

Steven Wilk is by far the man for home loans! He got us the best deal possible and he actually cares about the things you care about. He went above and beyond what we asked of him which made the whole process stress free! I recommend First Choice Lending Services solely because of him!!

Beckyann Gass, Closed December 2025

Awesome communication and follow through. I will recommend Keenan to anyone looking to buy a home in Tennessee.

Ryan Furno, Closed December 2025