Kate Sivy

Kate Sivy is a Knoxville-based Loan Officer with First Choice Lending Services, proudly serving homebuyers and homeowners across Tennessee, Kentucky, and Georgia. She specializes in helping clients navigate the mortgage process with clarity, confidence, and the right financing strategy for their needs.

With a unique professional background spanning mortgage lending, web development, and education, Kate brings a practical, problem-solving mindset to every client interaction. Whether she’s guiding a first-time homebuyer, assisting a self-employed borrower, or helping a homeowner refinance, her approach is simple, break down complex situations and make them manageable.

Kate offers a full range of home loan solutions, including Conventional, FHA, VA, and USDA loans. She also works closely with self-employed borrowers and real estate investors, providing flexible options for primary residences, second homes, and investment properties.

As a Correspondent Lender, First Choice Lending Services gives Kate access to a broad network of loan programs. That means more flexibility, more competitive options, and loan solutions tailored specifically to each client.

Known for her patience, clear communication, and attention to detail, Kate is committed to making the mortgage process as smooth and stress-free as possible. She partners closely with realtors, builders, and clients alike to ensure every transaction stays on track from start to finish.