Kate Sivy
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Kate Sivy is a Knoxville-based Loan Officer with First Choice Lending Services, proudly serving homebuyers and homeowners across Tennessee, Kentucky, and Georgia. She specializes in helping clients navigate the mortgage process with clarity, confidence, and the right financing strategy for their needs.
With a unique professional background spanning mortgage lending, web development, and education, Kate brings a practical, problem-solving mindset to every client interaction. Whether she’s guiding a first-time homebuyer, assisting a self-employed borrower, or helping a homeowner refinance, her approach is simple, break down complex situations and make them manageable.
Kate offers a full range of home loan solutions, including Conventional, FHA, VA, and USDA loans. She also works closely with self-employed borrowers and real estate investors, providing flexible options for primary residences, second homes, and investment properties.
As a Correspondent Lender, First Choice Lending Services gives Kate access to a broad network of loan programs. That means more flexibility, more competitive options, and loan solutions tailored specifically to each client.
Known for her patience, clear communication, and attention to detail, Kate is committed to making the mortgage process as smooth and stress-free as possible. She partners closely with realtors, builders, and clients alike to ensure every transaction stays on track from start to finish.
4 reviews for Kate
Kate was absolutely amazing to work with!
We worked with Kate Sivy to get our home. She is amazing! So helpful and on top of things. We had no clue we were even in a position to buy, but she held our hand and walked us through the whole process and we close tomorrow!!!
Kate Sivy did an excellent job finding the best mortgage for my family's new home. Being small business owners, there was a significant amount of documentation that had to be provided. Kate never gave up when the process dragged on. We felt that we had an advocate through the entire process. We would definitely recommend Kate and First Choice Lending Services!!
Kate was very helpful, professional and patient with us getting our loan. She went above and beyond, contacting us well after 6 pm when we had questions. Rates were competitive. You could not do better than First Choice!