Being a homeowner or renter is expensive for everyone. Conserving energy can be easy if you know a few quick tricks, and the money you save is worth it. Check out these easy fixes to figure out how you can start saving money right now. Invest in a programmable thermostat. [...]
You may have been hearing about reverse mortgages lately. It seems that the topic has been everywhere, in the news, and on the internet. But many are still in the dark as to what exactly a reverse mortgage is; so let’s discuss the basics. What is a Reverse Mortgage? Simply [...]
Are you trying to apply for a mortgage? What if you have bad credit? Believe it or not, your dream of owning a home can still become a reality. If you have credit problems due to bankruptcy, foreclosure, or late payments to your credit card or other bills, there is [...]
Land or property loans allow potential homeowners to pursue different dreams than mortgage loans, so it is crucial to carefully consider the options before you choose to pursue one of these loans. Are you interested in building your dream home, or do you want to purchase an existing home? For [...]
If you are self-employed, you probably already know that securing a home loan may be more difficult for you than it is for other people. However, getting a home loan as a self-employed person is not impossible. How the Self-Employed Get Home Loans Essentially, securing a home loan as a [...]
Heat waves rippling around the country have us turning on our air conditioners – and worrying about cooling bills. Fortunately, there are ways to beat the summer swelter without breaking the bank. Try one of these summer energy-saving tips to stay cool: Close the Curtains It might be nice to [...]
You’ve been perusing local listings and see that your dream home is for sale. You attend an open house and it’s even better than you expected. Excitedly, you call the realtor and ask to make an offer. The realtor informs you that you’re unable to make an offer without mortgage [...]
One of the most common questions people have about home buying is this: “What credit score do I need to qualify?” The reality is there is no one-size-fits-all answer. Your credit score plays a significant role in your ability to finance a home, but your loan application decision will be [...]
Summer is right around the corner and here are some ideas you can use to save money during those warm months of summer: Turn off the air conditioning This doesn’t mean you have to suffer through sweltering heat, but you should be aware of the weather so that you can [...]
Spring is HERE! With the start of a new season comes a fresh opportunity to find ways to save energy and money. Here are just a few simple things you can do to improve the energy efficiency and comfort of your home as warmer temperatures arrive: Service your air conditioner. [...]