When you rent, fall is more about a change in the weather. When you own your home, it feels different. The yard is yours, the porch is yours, and you get to decide what the season looks like. In East Tennessee, fall is hard to beat. The mornings are crisp, the afternoons are still warm […]
Buying a house is a little bit like dating. You don’t want to fall in love only to realize you can’t have the home of your dreams. Consulting a mortgage lender should be the first step in your home buying journey because it establishes reasonable expectations and provides proper financial parameters. First Choice Lending Services […]
When you’re still trying to finish up school or get settled into a career, renting a home or apartment is the easiest. But, if you plan on setting roots where you are, owning a house can be just as affordable as renting – if not more beneficial. To decide this, you should investigate the costs […]
School Districts are an important factor when considering new homes. It’s obvious for parents to search for home in areas with good school districts, but what about those who do not have children? For many reasons, including home value, it may not be a factor to brush aside. When home buying, common factors to take […]
As the economy continues recovering, the face of homeownership is changing. Increasing numbers of people choose to rent rather than buy; especially young college graduates, newly married couples, or small families. The question of whether to rent or buy can get complicated because it depends on more than money. Choice Lending Services staff would like […]
Buying a home can be one of the most stressful journeys of your life. With all of the doubt, questions, and unknowns, there is much to worry about. Will we have enough money? Is this the right house? Is this the right neighborhood? Are we paying too much? It is easy and common to suffer […]
Buying a new home is an exciting and often stressful task. It involves figuring out what size house you want, how many bedrooms and bathrooms you need, how large the lot should be, whether to pick a one story or two story house, and hundreds of other little features about the home. Another important consideration […]
When you buy a home, you’re making a plan to live in one place for a long time. Many people looking to buy homes have families to consider, and choosing a home in a good school district is important for your child’s future. The professional world is more competitive than ever these days, and in […]
Buying a home is expensive, and most families need a loan to help them out. However, there are a lot of loans to choose from. It can be confusing to decide which is best for you, especially when the financial commitment is so large. If you’re trying to decide on a home loan, consider these […]
The collapse of the housing bubble affected banking practices and increased the difficulty of loan approval. Nearly all loans today require a down payment when closing, but there are two loan programs with 100 percent financing. Veteran Affairs Loans VA loans are available for veterans and presently serving military members. VA loans guarantee no-down payment […]