How long does the mortgage approval process take?

The mortgage process typically takes 30 to 45 days, though timelines can vary based on loan type, documentation, and appraisal scheduling. Responding quickly to lender requests and submitting complete paperwork can help prevent delays.

What documents do I need to apply for a mortgage?

Most mortgage applications require recent pay stubs, W-2s or tax returns, bank statements, proof of assets, and identification. Self-employed borrowers may need additional documentation. Having documents ready helps streamline the loan approval process.