Apply with Randy

Direct: 615-829-7169
Cell: 615-513-2572
NMLS: 1159463

Since coming on board with First Choice Lending in January of 2014, Randy Carie has become one of our senior Mortgage Originators receiving top loan officer awards on several occasions. Rooted in working class ethics, he has developed a “sense of care” and true understanding for how important purchasing a home can be. With that understanding, he has a genuine passion for helping people purchase their home.

Randy grew up in southern Indiana, working on farms, playing sports, and enjoying the outdoors. He then continued his passion for sports by playing collegiate baseball and eventually graduating from Indiana State University in 1996. Randy moved to Nashville as an aspiring musician in 1997 and was able to play music all around the Nashville area for years, as well as different parts of the world until starting a family in 2008. Now days, you can find him (or hear him!) coaching his son in baseball where he and his wife, Becky, and son, Zachary, live in Hendersonville, TN.

“My clients deserve my best effort. They deserve to be treated with the same respect and dignity that I would want to be treated… So, that’s what I try to do.” – Randy Carie

Leave A Review


    I was a first-time home buyer with no knowledge of the process. Randy Carie was incredibly helpful and patient. He was quick to respond to emails, and even called me one evening around 8:00 because I was stressed and had a ton of questions. He made the process much easier than I think it would have been otherwise. I would definitely recommend First Choice Lending to other first-time buyers, but specifically Randy Carie! -Jennifer

    We worked with Randy Carie and he was truly a professional. He helped us through the entire process and was great! We would highly recommend him to anyone! -James

    Randy Caire helped me through my first refinance. He was very knowledgeable and walked me through every step of the process. Despite my inexperience he was able to get the refinance done quickly and able to lock in the rate he initially promised. Randy also helped me with my initial purchase of the home and was just as helpful then and as was with this. I would recommend him to anyone regardless of your experience with purchasing a new home or refinancing one. -Eric

    We worked with Randy Carie. Couldn’t have been easier! Highly recommend him! -Xxfallenfate

    We love our new home We found Randy Carie through Lending Tree and he was fantastic to work with for our home loan! Made it easy and answered all of our questions. We will use him again for sure! -Colton

    Just finished up our home purchase with Randy Carie. Great experience and I’d highly recommend him. My credit wasn’t perfect and he was able to get me through the entire process to buy our first home! My wife and I are so grateful! Thanks Randy! -Timothy

    Randy Carie is an A++ loan officer! I had so many questions and concerns. He was able to guide me through the loan process effortlessly! Thanks Randy for being so patient and helpful! -Becky

    Randy Carie has been an amazing lender for my clients. We started in the real estate industry at the same time and have worked together for many years. He has a great personality that appeals to anyone and he makes the lending process much less stressful to my clients than most. He is a comedian but still keeps it professional but still as fun and as stress free as possible. I would recommend Randy and First Choice Lending to anyone. You won’t be disappointed! -Donald

    I worked with Randy Carie and he was great! Answered all my questions, and we had a bunch! haha!! Very nice guy and I would highly recommend Randy to anyone looking for a great loan officer! -Billy

    I had the pleasure of working with Randy Carie and even with all that’s going on he stayed on top of everything and did his best to make it as easy as possible on me. I would highly recommend him if you’re looking for a lender for purchasing a house. -Mitchell

    I worked with Randy since the start of my process of purchasing my home. Since the beginning, Randy was on top of things. He was always willing to answer my questions or get back to me if he didn’t know the answer to it at that moment. Every time I needed a new document or form filled out he made it easy for me to do through emails. The closing almost didn’t happen on the day it was supposed to but thanks to Randy going above and beyond it was possible. Thanks First Choice and thank you Randy. Will definitely recommend to anyone trying to purchase a home! -Angel

    I would like to start off by saying THANK YOU RANDY. This was our first time buying a home and he made it all possible. His professionalism, communication and care is second to none. You may always hear Lendor’s are just there to take your money, This is not the case if you work with Randy. He will walk you step by step through all the numbers and ensure you the best rate’s. We are very pleased and thankful for Randy. If you are looking for someone to help you, look no further call him NOW. -Juan

    There a lot of set backs with the property I was looking to buy. Every step of the way their seemed to be a problem that needed to be worked around and they found a way every single time to make getting my home a smoother process. I would highly recommend working with this group in finding and closing on your next home. -John

    We appreciate all Randy did in helping us refinance our home. Very professional and informative. Enjoyed doing business with him. -Patricia

    Randy did an incredible job of walking us through the refinancing process, got us a great rate and knocked 8 years off of our mortgage. Highly recommend and ask for Randy to help with your home loan! -Will

    Randy helped us when we originally purchased our home in 2017 and was even better with our refinance! He was able to get us a much better interest rate and lower monthly payment and the best part is he reached out to us! We had been discussing refinancing but hadn’t pulled the trigger but when we got his email we knew it was the right time. I will always recommend Randy Carie! -Heather

    Randy was very helpful in getting us the best rate possible. I would recommend First Choice Lending and specifically Randy Carie. He made the experience of refinancing smooth with is professional attitude and attention to detail. -Michael

    Randy Carie was great to work with. He made the process very smooth, and easy. Highly recommend him and First Choice Lending. -Cody

    Randy was very efficient and organized with every detail, made the process easy!! Would greatly recommend his expertise to all! – Meredith

    Mr. Carie is by far the best loan officer I have had the pleasure in doing business with. Mr. Carie and First Choice Lending took care of all my needs and made the home buying process simple and worry free. -KC

    Randy was great to work with! This was our second home purchase and we were purchasing from out of state. We had worked with other lenders from around the area and Randy was the most prompt and straight to the point as if we were his only clients. We would highly recommend Randy for those things stated above, as well as, his knowledge within the home buying, selling, and other’s in the process which we would highly recommend as well! You can’t go wrong working with Randy! -Sean

    Randy was very friendly and really easy to work with. He was quick to respond to all of my questions. I would definitely recommend working with Randy! -Stephanie

    “When it seemed that there was no hope for me to close on my house he was more than professional and supportive. Then when another avenue opened Randy went right back to work to get my paperwork in order. Owning my home was a dream that I did not think was possible. He did not give up on me. I can’t say enough about how hard he worked to make my dream come true!” –Linda

    “Randy helped us get approved for a home loan that we didn’t even think was possible! He was knowledgeable in all financing options. He was patient with us throughout the process as we had many questions. His answers were concise.” –Miranda

    “We are very grateful for Randy Carie at First Choice Lending Services and the service he provided to help us get our mortgage loan for our retirement home we’ve always dreamed of. So thank you, Randy Carie, for the timely and effective service you provided for us making our dreams come true on the mountain top of Tennessee!” –Rick and Darla

    Randy Carie was great! If I had questions all I had to do is pick up the phone and call. He was very helpful. I would recommend my friends to First Choice Lending 100% -Mike

    Was very patient and help me every step of the way. Kept me informed on everything they while way and was there anytime I had a questions. -Phillip

    Randy is the best in First Choice Lending Services I would recommend him to anyone! We have used him twice and he went above and beyond our needs! -The Meyer’s

    Randy Carie was extremely efficient and worked quickly to get us the best rates in a timely manner for our new home. His communication was superb and he was quick to answer any questions we had. The whole process was so smooth and I will definitely be recommending Randy to my friends & family. The whole loan process can be scary, but First Choice Lending helped make this a positive experience. -Jaime

    Highly recommend Randy Carie and First Choice Lending! He handled our mortgage when we bought our house this year and was very helpful, professional, and knowledgeable. He walked us through each step of the process and helped make our dream a reality. -Landon